Written by Graham Cutbill-White
Choosing van insurance can be overwhelming at the best of times. There are so many options out there, but it’s vital to find the cover that meets your requirements and will keep you secure in an emergency.
Thinking about any driver van insurance? Before taking out any policy, it’s important to do your research. Here, you’ll find everything you need to know about any driver van insurance, so you can be on the road in no time.
Any driver van insurance covers a group of people to drive one van. It differs from standard van insurance in that you don’t have to be a named driver on the policy – any unnamed driver can get behind the wheel.
This entirely depends on the type of policy you choose to take out. Any driver van insurance can be:
There are a variety of factors that could affect your any driver van insurance premiums. These include, but are not limited to:
The policy may say ‘any driver’, but this does not mean that just anybody can hit the road in your van. It’s important to double check the fine print for any restrictions on your policy, as failure to do so could result in it being invalidated.
When taking out any driver van insurance, it’s vital to double check any age limits. Many policies of this nature will not cover drivers under the age of 25 or 21.
Many insurers have a condition which requests all drivers of the van to have a clean driver’s license, so it’s vital to check this before hitting the road.
No. Unless you have a different policy for a different van, you can only drive the van that’s specified in your cover.
While any driver van insurance is usually aimed at businesses, it can prove useful for private van users too. You might own a van due to hobbies such as fishing or biking, or you may use it to help out friends and family members – whatever the reason, an any driver policy would let you share your driving responsibilities with others. This is especially beneficial in the case of long journeys, as you could split the driving between you and your passenger.
Any driver van insurance can sometimes be costly due to the insurer not knowing exactly who will be driving the van. Help keep the costs down with the following tips:
Any driver allows more than one person to drive the same van. Multi-van insurance covers one or more people to drive more than one van.
If you need to insure more than one vehicle, any driver van insurance is not the best option for you. Choose fleet insurance instead. Fleet insurance covers all your vehicles and drivers under one policy.
If you use your van for a delivery business, you will need to take out haulage or courier insurance instead.
If you’re looking for a temporary insurance solution, it’s worth considering a temporary van insurance policy. This means that you’ll get the same level on cover but will only pay an insurance premium for the time that you need it for.