Comprehensive cover

Our policies offer comprehensive cover as standard – giving you complete peace of mind.

Uninsured Loss Protection

If it is proven that a third party was the cause of your motor accident, our insurers will attempt to recover your uninsured losses including repair costs, policy excess, loss of use, hire costs of alternative vehicles and transport costs from their insurance company. The ULR element of your Tempcover premium provides a policy which covers those legal costs up, to a maximum of £50,000.

Roadside Breakdown Cover

This cover provides roadside assistance throughout the UK during the period of your cover, if you have broken down more than 1/4 mile from your home.

Personal Accident Cover

This covers accidental injury to you or your spouse either in the vehicle or whilst getting in and out of the vehicle. This will give you cover for up to £20,000 maximum indemnity per person, for just £0.40 per day.

Excess Protection

Should you have an accident, and have to pay excess, this cover will refund you up to a maximum of £500 for the specified period on your Tempcover policy.

Gadget Cover

This cover insures against the cost of replacing hand-held electronic gadgets (such as a mobile phone, SatNav, laptop, camera) that are stolen, or damaged accidently whilst in your vehicle. Cover is provided up to a maximum of £500 in total and has an excess of £25. Cover extends to such incidents occurring in Great Britain and Northern Ireland.