Last Updated: 14/10/2016
Temporary car insurance is perfect for so many everyday tasks. It offers the same comprehensive cover as your annual policy but its flexible duration means you only pay for when you need it. With cover available from one day to one month, whatever your needs, you can get a policy that works around your schedule.
Paying for a 12-month policy can be an unnecessary expense if you only need cover for 1 month. You could be borrowing a friend’s car or your kids could be back from university wanting to drive your car, whatever the reason if you only need short term cover, don’t pay for insurance you simply don’t need.
It’s never been easier to get a quote. You can get one in minutes and it doesn’t matter if you need cover tomorrow or in one month’s time, you will be insured from the moment you choose.
When would I need 1 month car insurance?
Temporary additional driver
Sometimes in life, a friend or relative will need to borrow your car for an extended period of time. You can always add them to your annual policy but this often expensive, especially if you want to add a young driver. On top of the increased premiums, you shouldn’t have to pay for 12-month cover when you don’t need it for that long.
You could be planning for a friend to drive your car while visiting or letting your kids use it while they’re back from university, whatever the circumstances; a short-term policy gives you the reassurance that your car is protected.
You can also get the peace of mind of knowing that if your car breaks down, you can get roadside breakdown assistance from the AA as an affordable optional extra.
Buying a new car
A short-term policy means you’re covered as soon as you buy your new car. This means you’re fully insured to drive your new set of wheels for up to a month while you choose your new annual cover and wait for it to begin.
It’s often cheaper and easier if you’re buying a new car near the end of your annual policy, to purchase temporary car insurance rather than adjusting your existing cover. You can get a quick quote and if you decide to buy a car on impulse, you can get cover instantly with no need to wait for insurance documents because they’re emailed to you straight away.
Holiday driving can be stressful enough without having to worry about what happens if something goes wrong. Before you even head off on your trip, sorting out insurance can be a headache.
If you’re planning on driving abroad, some annual policies won’t include a ‘driving in Europe’ add-on and those that do often only cover third party damage. If you don’t want to pay extra for add-ons and risk increasing your premium then a short term policy is the best alternative. You’re covered to drive in Europe and you don’t have the hassle of changing your existing insurance because it’s a completely separate policy.
Whether you’re getting insured to drive another car more suited to your holiday or just sharing the driving duties with a friend or family member, temporary car insurance gives you comprehensive cover for up to 28 days either at home or in Europe.
Borrowing a car
There is an added pressure when you borrow a car from a friend. Naturally, you want everything to go as smoothly as possible and the best way to make sure it does is to have comprehensive cover. The easiest and often cheapest way to get this cover is with a temporary car insurance policy.
Remove the stress and effort of changing your existing policy by purchasing short term cover that won’t affect your current insurance. You and the car you’re driving are protected as well as any no claims discounts your friend might have.
With cover available from one day to one month, it’s perfect for when you need to borrow a friend’s car temporarily. Knowing that everyone is covered if you should have an accident means you can relax and focus on the driving.
Why choose 1 month car insurance?
Short term cover is the flexible option to insurance. By only paying for when you actually need cover, you get better value for money. Even if you need car insurance for a month, it’s often cheaper than getting an annual policy. You get comprehensive cover but you’re in control of the policy.
It’s perfect for a range of everyday situations and because life changes so quickly, you can get instant cover from the minute you need it. You can get a quote on your mobile, desktop or tablet in minutes, anytime, 24/7 and the whole process is quick and simple.
Whether you need cover for a month or even just a day, getting temporary car insurance has never been easier. For complete peace of mind when behind the wheel of another car, there’s no better option.