Last Updated: 26/01/2017 16:02:07
Picking up a new car for the first time is incredibly exciting. Getting behind the wheel and turning the key for the first time will put a smile on the face of any driver.
Once you’ve signed the paperwork and it’s all yours, the first thing you’ll want to do is take your new motor out for a spin, but that’s where you could end up in trouble.
If your new vehicle isn’t properly insured when you want to drive away, you could find yourself facing unlimited fines, points on your license and even having your car confiscated. If you’re waiting for your new annual policy to begin or just need to time to find the best deal, don’t worry because you can get a short-term policy that covers you until you arrange annual cover.
Why choose temporary cover?
It's ideal for drivers looking to cover their new vehicles temporarily. It offers comprehensive cover as standard with policies that are customisable to suit your situation. Not only can you select the duration you want, from 1 – 28 days but also the start time and level of cover you need.
Temporary insurance is not only flexible but also incredibly quick to arrange. For most people getting a quote takes just a few minutes and only requires a few bits of basic information about the driver and the vehicle.
Once you’ve chosen the policy that best suits you, you’ll be given quotes from our panel of insurers. After selecting the quote you want, your cover will begin the minute you selected. Policy documents are emailed to you instantly so there’s no waiting around. It’s perfect for impulse buys as cover can be instant.
With cover arranged, you’re free to drive your new vehicle home and then for as long as your policy lasts you can use your car safe in the knowledge that you’re legally insured to be on the road.
As a standalone policy, it will have no effect on any existing policies you have and any No Claims Discount you’ve been building up. This can be really helpful if you’re buying annual cover in the near future.
Drive away insurance from dealers
When buying a new car you might find that the dealer wants to offer you drive away insurance that will usually last 5-7 days. This offer may suit you but for many, it’s often expensive and inflexible meaning that you’ll have to pay extra for cover you don’t want.
With the growing trend of buying cars online through sites like eBay and Gumtree, many private sellers can’t offer any type of drive away insurance. You may not be fully aware of the car’s history and if you have an accident or a breakdown then having a temporary policy can be a real life saver.
To get comprehensive cover for the duration you actually want, a temporary policy is the easiest and often cheapest solution.
The cost of drive away insurance
For many drivers getting a one-off insurance policy can not only save you time but also money. Driving uninsured not only puts you at risk to other drivers but if you’re caught by the police the cost of fines and recovering vehicles can be too much for many to bear.
To not only keep you legal to drive on the road but save any possible legal costs, a temporary policy is worth the small upfront fee, which for many drivers works out around £1 an hour.
Like all insurance policies, the overall cost of a temporary policy is dependent on a number of factors. From the vehicle you want to be insured to your occupation, the price you pay for insurance can differ depending on your unique situation.
It’s incredibly important to be as accurate as possible when getting a quote as it could you cost you money and even be considered an act of fraud if you knowingly enter the wrong information.
The cost of insurance also depends on the level of coverage you’re after. With short-term insurance, comprehensive covers comes as standard but you can also add affordable extras like cover for your gadgets and roadside breakdown assistance from the AA.
A temporary drive away policy can fit a range of situations and so we’re confident you can find a policy to suit your needs. From one day insurance to monthly policies, if you want to insure your new car while you organise annual insurance, a temporary policy is a great way to save time and money.