Last Updated: 22/09/2016
What is One Day Van Insurance?
At one point or another, most of us will find ourselves needing to move some furniture or other large objects. Moving these big and bulky items is a job many cars can’t handle, so your best option is to borrow a van.
It doesn’t matter if you’re borrowing from a friend or hiring a van, the one part no one wants to deal with is insurance. The easiest way to take away the stress so you can focus on driving is to get temporary van insurance.
This short term cover protects you and the vans owner while you’re behind the wheel. In a lot of cases, you’ll only need a van for one or two days, so paying for a years’ worth of cover is often a big waste of time and money. Getting insurance by the day means you only pay for the cover you need.
Whether you’re moving house or picking up some furniture from a friend, whatever the situation a short term policy is the quickest and simplest way to get comprehensive cover. Temporary van insurance gives you complete peace of mind while driving a vehicle you might not be used to.
When would I need one day van insurance?
Most people don’t have access to a van so will need to borrow one for the move. If you’re borrowing from a friend then you need make sure you’re properly insured to drive it.
Most drivers won’t have had much, if any experience of driving a van so it’s incredibly important to be covered in case something goes wrong. It’s one of the most stressful things we have to do in our lives but getting a temporary policy will help take one item off your list of things to worry about.
To get insured to drive a friend’s van, you can get added to their annual policy. This can however be incredibly time consuming and as moving normally only takes a day or two; it’s often a waste of money and effort.
Instead of spending time trying to adjust an existing policy which can have a big effect on your premiums, it’s easier and often better value to purchase separate one day van insurance. If you only need van insurance for 24 hours, you shouldn’t have to pay for cover you don’t need. With a temporary policy, you don’t.
It’s quick and easy to get a quote so you can spend less time worrying and more time lugging boxes.
Transporting Large Items
You don’t need to being moving a whole home’s worth of stuff to need a larger vehicle. Many everyday items like sofas or washing machines are unlikely to fit into a normal sized car, especially if you’re moving more than one. Borrowing a van for a day while you transport these larger items can be a real life saver.
If you’re using a friend or family members van, you might be worried that if something goes wrong or you have an accident you won’t have full protection. With a short term insurance policy you get comprehensive cover for the van and protecting any no claims discounts you have.
You might not know the exact day you’ll need the van until the last minute but with short term insurance, you’re covered the moment you need to be, so you don’t have purchase it in advance.
It’s the flexible option that puts you completely in control of your policy. You can select the exact time you want your cover to start and you don’t have to worry about it affecting your annual policy because it’s completely separate.
Vans are the backbone of many businesses and if it’s off the road, it can end up costing them job opportunities and money. If your van is in for repairs, you can still get to jobs by getting insured to drive a friend’s van.
To make sure you’re covered to drive, purchase one day van insurance so you can get back to business. It’s especially useful if you know your own vehicle will be back on the road soon, because you only pay for the cover you actually want you don’t need to get an expensive and needless annual policy.
Needing to borrow a van for work isn’t just for tradesmen. You might find that for whatever reason your job requires you to drive one for a day. If your business owns a van, it’s never been easier to get insured to drive it.
Your bosses aren’t likely to want to shell out for a years’ worth of insurance when you’re only driving it for a day so getting a short term policy is the perfect answer. Plus if you need to share the driving it’s easy to add an additional driver to the policy.
Why choose a one day van policy?
If you’re borrowing a van for the day then the easiest way to make sure you're covered is to get one day van insurance. It gives you comprehensive cover so you can relax knowing that if you have an accident you the van owner are protected.
Most people will only need to use a van occasionally and if you need it for a day then changing an existing policy can be an unnecessary hassle. With a separate temporary policy you only pay for the cover you want plus it has no effect on your existing insurance or any no claims discounts you have.
It’s quick and easy to get a quote and the moment you purchase the policy all the documents you need are emailed to you immediately. You can purchase a policy 30 days in advance or five minutes before you need it, it’s totally flexible and works around your schedule.
One day van insurance is ideal for many of life’s bigger jobs. You might not need to use a van that often, but whenever you do it’s important to get to have insurance that’s affordable, flexible and comprehensive.