Last Updated: 02/11/2016
There are a number of reasons why you might need to borrow a van. You could be clearing a house or your own van might be in for repairs. Whatever the situation, borrowing a van from a friend, colleague or family member is the best way to do the jobs that your own vehicle just isn’t big enough for.
Whether you need the van for a day, a week or a month, you need to make sure that you’re properly insured to drive it. Sorting out insurance can be time consuming and if you only need van insurance for a week you might think it’s not worth the hassle, but using a vehicle that you are not already insured to drive is illegal and you could face an unlimited fine.
The simplest way to avoid a fine and get the cover you actually want is to purchase short term van cover. Unlike an annual policy, it’s flexible and works around your schedule so you only pay for when you actually need insuring. It’s separate to any existing polices you or the van owner has so you don’t have to worry about it affecting your no claims discount.
Getting temporary van insurance is the best and often cheapest way to get peace of mind while driving your friends van. Driving a vehicle that is unfamiliar and often larger than your own can be a daunting prospect but with short term insurance, you get comprehensive cover so if the worst should happen you can relax because everyone is covered.
When is Weekly Van Insurance the best option?
A temporary van policy is the best solution for a number of different scenarios. Essentially, anytime you need to borrow a van, for a short period of time it’s more than likely to be the best option. Weekly van insurance in particular is especially useful for when you need a van that little bit longer.
Clearing out a house
Clearing out a house can be an exhausting job. It often comes about after stressful events so the last thing you want to worry about is your insurance.
You might only need the van for a week, so why should you have to pay for a years’ worth of insurance? For most people, getting an annual policy or adjusting an existing one when you only need insurance for a week is an unnecessary.
With weekly cover, you only pay for the cover you want, saving you money and time. You can get a temporary insurance quote quickly and easily on your phone and your policy starts the moment you want it to. Rather than spending hours changing yours or the van owner’s policies, get a separate, comprehensive short term policy in minutes.
Borrowing a van for work
Many tradesmen and self-employed workers depend on their vans to get around and earn a living. If it’s broken down and you can’t afford to fix it then borrowing a van from a friend or family member is the best way to get back on the road.
If you’ll only need for a week or two, getting short term van insurance the perfect way to make sure you and the van owner are covered. It’s a separate policy which means that all no claims discounts are protected, so the person lending you the van doesn’t have to worry while you’re behind the wheel.
You don’t have to have an accident to see the benefits of a temporary van policy, there are a number of affordable extras that will cover you should something go wrong. From roadside breakdown assistance from the AA, to cover for any gadgets that are stolen or damaged accidentally whilst in your vehicle, you get to relax knowing you’re covered whatever might happen.
Sole Traders / Small business
If you own your own business, you might need access to a van occasionally. Whether you’re moving stock or taking furniture to a new office, a van can really come in handy. You might not need one all the time but when you do borrow one, it’s best to get the right insurance for your needs.
You’ll want to pick cover that’s flexible and offers great value for money. Temporary van insurance is available from one day to one month and you can even you pick when you want your policy to start, down to the minute. You can get a quote in minutes and then you’re covered the moment you choose. Whether you need cover to start in month or 5 minutes time, the process is just as simple, straightforward and quick.
Most drivers can get cover for around £1 an hour. So whether you need it for a day, a week or longer, it offers pretty good value for money. Temporary van insurance is the affordable and simple insurance solution for those occasional times you need to borrow a van.
What happens if you don’t get insurance?
Some drivers might think that they can get away with driving without the right insurance but it’s never worth the risk. The Police have become extra vigilant in recent years because of the increase in drivers on the road without insurance and if you’re caught you could face an unlimited fine and a lengthy disqualification period. Even if you’re just borrowing it for a day, there are no exceptions and it’s never worth even trying it.
It’s quick and easy to get a temporary van insurance policy and for the peace of mind of knowing you’re legal to be on the road, it’s worth it.
It’s also incredibly important to make sure you check all the information you submit is accurate and honest because something as simple as selecting the wrong start date could mean you’re uninsured to drive and therefore could face the penalties stated above.