In the event you need to make a claim and the incident was your fault, partly your fault or the third party cannot be traced, then our Excess Reduction policy will enable you to recover most of the cost of the amount you have paid as Excess.
With this additional extra, you will receive a proportion of the full excess amount back if you have purchased the excess reduction cover when purchasing your temporary insurance policy.
The amount you will be reimbursed will be stated on your Excess Reduction Policy Schedule.