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Temporary courier & delivery driver insurance

Short term courier van insurance

Why choose our temporary courier & delivery driver insurance?

From 1 hour up to 28 days - get flexible cover to suit you
Ideal for couriers and delivery drivers looking for occasional cover
Fully comprehensive cover as standard

Find flexible courier van insurance from Tempcover and get a quote in just 90 seconds. Whether you’re starting a new job, borrowing a vehicle to make deliveries, or just need insurance that works around you, get a quick and easy courier insurance quote now.

What is courier van insurance?

Courier van insurance is a specifically designed insurance option that helps delivery and courier drivers. Also known as hire and reward insurance, courier cover is the insurance van drivers who make regular deliveries as part of their job needs.

Courier insurance provides cover for making single or multi-stop deliveries within a local area, something which is not usually covered by traditional van insurance.

While courier van insurance provides insurance for delivery drivers, if you use an HGV, transport long-distance, or must deliver hazardous items you should look for other specialist insurance.

If you’re looking to borrow a van, move your own goods, or buy a new van, our temporary van insurance product is a more suitable option. Find out more about temporary van insurance here.

Do I need courier insurance to make deliveries? 

If you are paid to deliver goods, then you need to have the right type of insurance. In most cases, this is courier van insurance. Having courier insurance is a legal requirement for delivery drivers or courier services because transporting goods that are not your own is not covered by most other van insurance policies.

Without the right cover, you could be driving without insurance – this comes with a range of penalties including points on your licence, fines, and driving bans.

Can I get courier van insurance?

We’re confident we can provide courier insurance to a range of drivers, however you must, as a minimum meet the following acceptance criteria:

To get temporary courier insurance, you must

To get temporary courier insurance, your van must

Be aged 21-69 years old Be valued between £1,500 and £40,000
Hold a full UK or EU Licence (minimum 1 year) Weigh no more than 3.5 tonnes
Be a permanent UK resident Be used for social, domestic and pleasure purposes or your business including the carriage of goods for hire and reward purposes
Have not been disqualified from driving for the last 2 years Be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
Have no more than 6 licence points in the last 2 years No modifications, other than the addition of manufacturer’s optional extras; signage, roof racks, ply lining or interior storage etc. and those designed to aid disabled drivers
Have had no more than 1 fault claim in the last 3 years
Have no criminal convictions
Not have had a previous policy of insurance declared void by an insurer

Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.

Why choose Tempcover for courier van insurance?

With Tempcover, you get flexible courier van insurance for the time that suits you. Unlike most courier van insurance policies, temporary courier van insurance is designed around your needs. If you just need for a few hours, days, or weeks, you can get find a policy to suit your situation.

Cover starts from just 1 hour up to 28 days at a time and with no long-term contracts, you only pay for the time you actually need.

We work with a panel of insurers to compare courier van insurance and find you cheap courier van insurance quotes. Don’t worry, we do all the legwork and show the cheapest price in just 90 seconds.

Get covered quickly and easily, with no long forms or difficult questions.

You can also add a range of optional extras including legal expenses cover and excess reduction to help cut courier insurance costs and give you complete peace of mind on the road.

Don’t just take our word for it. We have an ‘Excellent’ 4.7/5 rating on TrustPilot with over 22,000 reviews.

Get a quote now and find your cover quickly and easily with Tempcover.

What’s covered with courier insurance?

Your courier van insurance comes with comprehensive cover as standard. With the highest level of cover available you get the reassurance that should something happen while covered with the policy, you, your vehicle and any damage to third parties are covered.

What’s covered with short-term delivery insurance

What’s not covered with short-term delivery insurance

Fully comprehensive insurance on policies from 1 hour to 28 days The excess you agreed to pay
Cover to deliver goods as a courier Release from an impound
Accidental and malicious damage to your van Additional drivers – we can only cover the driver named on the policy
Loss or damage to your van caused by fire, theft, or attempted theft Any goods carried in or on the vehicle
Legal liabilities for injury or damage to another person or their property Loss of keys or similar devices
Personal belongings (definitions may differ by insurer) General wear and tear
Driving in the UK, and in some instances driving abroad (minimum cover available)

Because Tempcover works with a panel of insurers for courier van insurance, the full details of what is and isn’t covered may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.

If you do have to make a claim on the policy, our helpful team will guide you through every step of the claims process.

How much does courier van insurance cost?

As with all motor insurance, the cost of courier van insurance depends entirely on the details you provide. While courier insurance has a set cost, this can increase or decrease depending on several factors including:

  • Age
  • Location
  • Occupation
  • Driving history
  • The value of your vehicle
  • The type of van you want to insure

The quickest way to find out how much courier van insurance will cost you is to get a quote. It takes just 90 seconds to find out and then if you’re happy with the price, you’re just a few clicks away from being covered.

How to find cheap courier van insurance

The best way to get cheap courier van insurance is to ensure you get the cover you need. Paying for cover you don’t want or committing to a long policy can hike the cost of your cover unnecessarily.

First, it’s important to make sure you’re buying the right type of policy. Our standard temporary van insurance, much like other van products will not always provide cover for delivery drivers or any part of a courier service. Buying one of these policies will not only cost you money but may also mean you’re driving without the right insurance.

With temporary courier van insurance from Tempcover, you get the cover you need to make deliveries and you only pay for the cover you need. Simply choose how long you need your policy to last – from 1 hour to 28 days, and when your policy ends, that’s it. There’s no commitment and if you need cover again, it’s the same simple process.

For courier van insurance that’s designed to suit flexible situations, get a quote here.

Not a courier, but still looking for quick and easy short term van insurance? Get temporary van insurance from Tempcover now.

Get 1 hour to 28 days temporary courier insurance in 90 seconds

Frequently Asked Questions about Courier Van Insurance

What does courier insurance mean?

Courier insurance means you’re covered to make deliveries for money. Most van insurance products don’t cover this activity, so if you are a courier or delivery driver, you must make sure you are buying the right type of policy.

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What type of insurance do you need for a courier service?

To be a courier service, you will need courier van insurance or in some instances, haulage cover. If you don’t have insurance that covers ‘hire and reward’ activities you almost certainly don’t have the right type of insurance.

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Is courier insurance a legal requirement?

Driving with insurance is a legal requirement. You must have an insurance policy in place in order to drive a vehicle in the UK. Specifically, courier insurance is not a legal requirement, however, if you are delivering goods under a standard insurance policy, it could invalidate the insurance and mean effectively you are driving without insurance.

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Can I get courier insurance for a car?

Yes, you can get courier insurance for a car. At this point, however, courier insurance from Tempcover is only available on vans and commercial vehicles.

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Is hire and reward insurance the same as courier insurance?

Yes, basically these are the same type of insurance, just called different things. The cover will allow you to transport and deliver goods that you don’t own for money. This is the hire and reward aspect of the policy; however, courier insurance is a broader term that covers general social driving as well as the hire and reward aspect.

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Does courier van insurance cover uber eats and other food delivery?

Yes, in some instances, our courier van insurance product will provide cover food delivery services such as Uber Eats, Deliveroo, or Just Eat. As we work with a panel of insurers who each have their own conditions for what you can use courier van insurance for.

It’s important to double-check the policy wording before purchasing the policy to ensure you are covered to use your vehicle for a food delivery service.

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Will my policy include cover for the things I am carrying?

No, the goods you carry in transit are not covered under the courier van insurance policy. If you want cover for goods in transit, you will need to find a specific business insurance product that provides that cover.

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Will a standard ‘business use’ policy cover my courier van?

No, while our temporary van insurance product will provide cover for many aspects of business such as driving to different locations, it will not cover you to deliver other people’s items for money. This means it is not the right cover for couriers.

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Customer satisfaction

 Tempcover has provided temporary vehicle insurance to hundreds of thousands of drivers for over 15 years.

We’re currently rated ‘Excellent’ on Trustpilot and have over 27,000 reviews, with over 80% of reviewers giving us 5 stars!

We’ve been recognised for our work with plenty of awards

We work directly with insurers to provide you with short-term insurance to suit your needs
VISA, Mastercard, AMEX
You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you need for the duration you want

Full cover, no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

30% OFF Tempcover fee when you take a policy out on the app. T&Cs apply.

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