Monthly Car Insurance

What is one-month car insurance?

Monthly car insurance gives you the cover you need for up to 28 days. It can be a great way to cut costs if you only drive for short periods.

Finding cheap monthly car insurance can be difficult but with temporary car insurance, you only pay for the time you actually need.

Insure a car for a month quickly and easily with Tempcover’s maximum-length policy by following these simple steps:

1. Enter some details about yourself and your vehicle
2. Make sure you’re happy with the price and policy details
3. Pay for your policy and then receive the documents in your emails

How does monthly car insurance work?

Monthly car insurance can be a cheaper option when looking for cover on a more flexible basis. For a lot of drivers, the long-term commitment of 12-month insurance is too much and doesn’t fit a number of situations we may find ourselves in.

How much does monthly car insurance typically cost?

Even though monthly car insurance can be a cheaper alternative in many situations, the cost is dictated by the details of the policy. This means that the overall price will depend on several factors that are provided when getting a quote. This includes:

• The car’s make and model – the more expensive your car is to repair or replace, the most costly it will be to insure.
• The car’s age – Driving old cars can mean you miss out on important safety features and parts can be difficult and more expensive to find.
• Vehicle modifications– Making modifications and adding car cosmetics can cause prices to rise as insurers are less likely to pay for parts and features that aren’t manufacturer-standard.
• Your driving experience – As you’d expect, new drivers with less experience are more likely to have an accident, therefore insurers will increase prices for new and young drivers.
• Driving licence type – If you’re learning to drive, you could find monthly learner insurance to help you practice, but you will have to pay more if you only have a provisional licence.
• Where you live – The crime rates and traffic accident statistics of where you live and drive will increase or reduce the price of your policy. Safer areas will be cheaper than those with high crime and accident rates.

When might I need monthly insurance?

There are many situations where cheap one-month car insurance could be the most cost-effective option. If you’re not driving every day or using that car long-term, it could be cheaper than paying for traditional annual insurance.

Here are just some of the times you might need a simple, straightforward monthly policy:

How do I get a cheaper deal on my monthly car insurance?

There are ways to reduce the cost of your policy and get a cheaper deal on your monthly car insurance. As with all insurance products, it’s important to be as honest and transparent as possible to ensure you’re providing the correct information. However, there are choices you can make to get the best deal possible. These include:

• Choosing to insure a smaller, less powerful car in a lower insurance group
• Selecting the right insurance for the duration you need
• Opting for the highest level of cover (which you get as standard with Tempcover)
• Only choosing the additional products you actually need
• Tailoring the policy to suit your needs

You can see how much your one-month car insurance in the UK could cost using the price estimates below.

Need a shorter policy?

If you don’t need cover for a month, Tempcover offers temporary car insurance for times that suit you – starting from one hour.

• Hourly temporary car insurance
• One-day temporary car insurance
• Two-day temporary car insurance
• Weekly temporary car insurance
• Weekend temporary car insurance

What does monthly car insurance cover?

Just because you’re getting car insurance for one month doesn’t mean your level of cover has to suffer. Here is what you can expect to be covered when you choose monthly car insurance from Tempcover.

Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, the full details of cover may differ depending on the insurer. Please double-check the policy wording before buying to confirm what your policy specifically covers.

Am I eligible for temporary car insurance?

Tempcover works with several short-term insurance providers to offer one-month car insurance. This means we can help provide cover to a wide of drivers. Despite our wide acceptance criteria, you will still have to meet some basic requirements to be able to get a quote.

How to be eligible for monthly car insurance

Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.