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Monthly Car Insurance

Product guides

Monthly Car Insurance

Get up to 28 days monthly car insurance in just 90 seconds

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Monthly car insurance gives you the cover you need for 28 days. It can be a great way to cut costs if you only drive for short periods.

Finding cheap monthly temporary car insurance can be difficult but with temporary insurance, you only pay for the cover you actually need.

Insure a car for a month quickly and easily with Tempcover to get the cover you need.

Can I insure a car monthly?

Yes – and with Tempcover, it’s never been easier. In just a few clicks and with some of your details, we can provide one month car insurance quotes from our panel of insurers. You can then be insured from a moment of your choosing, and we’ll email all the necessary documents right over to you.

Why choose one month car insurance?

One month car insurance is the truly flexible option when it comes to cover. By only paying for the duration you need it for, you get better value for money overall.

  • It’s cheaper. Only pay for cover as and when you really need it.
  • It’s comprehensive. You still get the same comprehensive cover as you’d expect from traditional insurance.
  • It’s flexible. You choose when your policy begins and ends with no long-term contracts.
  • It’s quick. All you need is 90 seconds to get a quote.
  • It’s easy. Get cover anytime, anywhere online or in the Tempcover app.

For monthly insurance as and when you need it, temporary car insurance is the ideal insurance option.

What does monthly car insurance cover?

Just because you’re getting cover for just 1 month, it doesn’t mean your level of cover has to suffer. Here is what you can expect to be covered when you choose monthly car insurance from Tempcover.

What’s covered with one month car insurance

What’s not covered with one month car insurance

Fully comprehensive insurance as standard on all monthly car insurance policiesThe excess you agreed to pay
Accidental and malicious damage to your carRelease from an impound (unless you buy a specific temporary impounded vehicle policy)
Legal liabilities for injury or damage to another person or their propertyAdditional drivers – we can only cover the driver named on the policy
Driving in the UK, and in some instances driving in the EU

Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.

Am I eligible for monthly car insurance?

Tempcover work with several short term insurance providers to offer one month car insurance. This means we can offer cover to a wide of drivers. Despite our wide acceptance criteria, you will still have to meet some basic requirements to be able to get a quote.

To get monthly car insurance cover, you must

To get monthly car insurance cover, your car must

Be aged 17-78 years oldBe valued between £1,500 and £65,000
Hold a UK or EU driving licencebe in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
Have been a permanent UK resident for the last 12 months or a British expatriateThe vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
Have no more than 7 licence points in the last 3 yearsNot be modified in any way except for those designed to aid disabled drivers
Have not been disqualified from driving for the last 2 yearsBe a right-hand drive car
Have no more than 2 fault claims in the last 3 yearsHave no more than 8 seats
Have no criminal convictionsNot be declared SORN
Not have had a previous policy of insurance declared void by an insurer

Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.

Monthly car insurance FAQs

How much is car insurance per month?

The cost of car insurance per month will depend on the details of the driver – for example, their age, location, driving experience and licence type. It will also depend on the car you want to insure. Smaller engine, lower value cars are cheaper to insure as they are cheaper to repair or replace.

When would I need one month car insurance?

Some of the most common everyday situations for drivers choosing a 1 month car insurance policy include:

In all these situations, as well as temporary car insurance for young drivers, you may find that a month is longer than you need cover for. Don’t worry, with Tempcover, you can get the exact policy you want. If you only need insurance for a few hours or days, you can get it with temporary car insurance.

The cover you need for the duration you want

Full cover,
no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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