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- Monthly Car Insurance
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Monthly Car Insurance
Instant insurance up to four weeks to keep you moving
- Quotes in under 2 minutes
- Flexible cover for the time you need
- Comprehensive with no impact on no claims discount - no need to change existing cover
Can I get car insurance for a month?
Yes, you can get temporary car insurance for 28 days.
All you have to do is follow these simple steps:
- Enter some details about yourself and your vehicle.
- Make sure you’re happy with the price and policy details.
- Pay for your policy and then receive the documents in your emails.
Having the following information to hand can help speed up the process:
- Your car’s registration number
- Your details (name, address, date of birth, etc)
- Your driving licence details
- Your car’s value
- Your email address
- When you’d like the policy to start and end
Am I eligible for temporary car insurance?
We work with several insurance companies to find one-month car insurance that's right for you.
Because we work with a range of insurers, you will need to meet their specific requirements. You should be able to get a quote if you meet the following.
To get monthly car insurance cover, you must:
- Be aged 17-78 years old.
- Hold a full UK or EU driving licence with no more than 7 points in the last 3 years.
- Have been a permanent UK resident for the last 12 months or be a British expatriate.
- Have no criminal convictions.
- Not had a previous policy of insurance declared void by an insurer.
To get monthly car insurance cover, your car must:
- Be valued between £1,500 and £65,000.
- Be taxed and in a roadworthy condition with a valid MOT.
- Not be modified in any way except if designed to aid disabled drivers.
- Be a right-hand drive car with no more than 8 seats.
- Not be declared SORN.
Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.
How does monthly car insurance work?
For occasions when you need cover for a long period (like a whole month) but don't want to commit to a traditional year of car insurance, monthly car insurance can be a great option.
You can flex more to find cover for the time you need - potentially saving you money against longer-term options.
You simply buy cover for however long you need - up to 28 days at a time and that's it. Just be aware that if you keep buying monthly policies, this could end up more than an annual policy. Take the time to weigh up the costs.
Need another policy - it's quick and easy every time.
All done? There are no tie-ins or long-term contracts to worry about. Just cover as and when you need it.
When might I need monthly insurance?
How much does car insurance for one month cost?
The price of monthly car insurance depends on several factors:
- The car’s make and model
- The car’s age
- Vehicle modifications
- Your driving experience
- Driving licence type
How do I get a cheaper deal on my monthly car insurance?
Need to save money? No worries. There are many choices you can make to find the most suitable deal when it comes to temporary car insurance.
These include:
- Choosing to insure a smaller car in a lower insurance group.
- Getting cover only for the duration you need.
- Tailoring the policy to suit your needs.
You can see how much your one-month car insurance in the UK could cost using the price estimates below.
Need a shorter policy?
If you don’t need cover for a month, Tempcover offers temporary car insurance for times that suit you – starting from one hour.
What does temporary insurance cover?
With comprehensive cover as standard on temporary car insurance (excluding impounded), you’re covered for any damage to yourself, your car and/or any third parties involved in an accident.
What’s covered with one-month car insurance?
- Comprehensive cover on policies from 1 hour to 28 days
- Accidental and malicious damage to your car
- Cover for injury or damage to another person or their property
- Driving in the UK
- In some instances driving in the EU with the third-party or equivariant level
What’s optional with short-term car insurance?
- Excess Reduction Cover - Reducing your policy excess to as close as £100 as possible
What’s not covered with one-month car insurance?
- The excess you agreed to pay
- Release from an impound (unless you buy impound insurance)
- Additional drivers – we can only cover the driver named on the policy
- A sole claim or separate cover for broken/damaged glass including the windscreen
Marc Pell
Managing Director
What our expert says
Whether you’re borrowing a car, moving house, visiting friends and family, or learning to drive, temporary vehicle insurance can help you find the cover you need for your situation. It's quick, easy, and gives you peace of mind on the road.
Marc Pell
Managing Director
Monthly car insurance FAQs
Finding the right one-month car insurance is quick with us, but you can further speed up the process by having the following details to hand:
- Your car’s registration number
- Your details (name, address, date of birth, etc.)
- Your licence type and length you’ve held it
- Your car’s value
- Your email and phone number (to send the policy documents to)
- When you’d like the policy to start and end
There are three car insurance options that will let you drive someone else’s car. This includes the following:
- Becoming a named driver on the insurance policy of the person whose car you’re borrowing.
- Finding insurance that offers a Driving Other Cars (DOC) extension and specify that this is for situations other than emergency use only.
- Buying flexible temporary cover through us whenever you need to drive someone else’s car.
Driving without the correct insurance can result in hefty penalties including six points on your licence and a fixed fine of £300.
You can arrange a new monthly policy to start the moment your current policy expires. This can be done at www.tempcover.com and you’ll receive a quote in under two minutes.
Tempcover’s temporary car insurance provides third-party cover only when driving in the EU and several other European countries. Tempcover does not currently offer fully comprehensive EU cover. However, this will be full comprehensive cover when driving in the UK.
The majority of hire cars and rented vehicles will have their own insurance included as standard. You can, of course, decline this and get a quote and arrange your own temporary car insurance but this will depend on the dealership’s terms.
Yes, you can take out Tempcover’s temporary learner driver insurance for times ranging from 12 hours to 28 days. This short-term cover lets them practice in a friend or family member’s vehicle (while being supervised by a driver aged over 25 who’s held a driving licence for over three years) without affecting any no claims discount.
