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One Month Car Insurance

Get up to 28 days monthly car insurance quotes in just 90 seconds

Why choose our one month car insurance?

Monthly temporary insurance quotes in just 90 seconds
Get flexible cover for the time you want as and when you need it
No impact on No Claims Discount plus fully comprehensive cover as standard

What is one-month car insurance?

Monthly car insurance gives you the cover you need for up to 28 days. It can be a great way to cut costs if you only drive for short periods.

Finding cheap monthly car insurance can be difficult but with temporary insurance, you only pay for the time you actually need.

Insure a car for a month quickly and easily with Tempcover by following these simple steps:

  1. Enter some details about yourself and your vehicle
  2. Make sure you’re happy with the price and policy details
  3. Pay for your policy and then receive the documents in your emails

Benefits of our one-month car insurance

It's cost-effective

Only pay for cover as and when you really need it.

It’s comprehensive

You still get the same comprehensive cover as you’d expect from traditional insurance.

It’s flexible

You choose when your policy begins and ends with no long-term contracts.

It’s quick & easy

All you need is 90 seconds to get a quote - get cover anytime, anywhere online or in the Tempcover app.

For monthly insurance as and when you need it, temporary car insurance is the ideal insurance option.

How does monthly car insurance work?

Monthly car insurance can be a cheaper option when looking for cover on a more flexible basis. For a lot of drivers, the long-term commitment of 12-month insurance is too much and doesn’t fit a number of situations we may find ourselves in.

Cheap monthly insurance gets you the ease and flexibility of choosing the cover you need for the time you want. So, whether you’re borrowing a vehicle, sharing the drive on holiday, or just driving for a set period, monthly car insurance can be the more cost-effective option.

You only pay for the duration you want with no long-term contracts or renewals. Just choose how long you’ll be driving for – up to 1 month – and get the cover you need fast.

  • Car
  • Van
  • Bike
  • Courier
  • Expat
  • Learner
  • Impounded
  • Car
  • Van
  • Bike
  • Courier
  • Expat
  • Learner
  • Impounded

Get a monthly car insurance quote in 90 seconds


Get a monthly van insurance quote in 90 seconds


Get a temporary motorbike insurance quote in 90 seconds


Get a monthly courier insurance quote in 90 seconds


Get a monthly expat insurance quote in 90 seconds


Get a monthly learner insurance quote in 90 seconds


Get a 30 day temporary impounded vehicle insurance quote in 90 seconds


How much does monthly car insurance typically cost?

Even though monthly car insurance can be a cheaper alternative in many situations, the cost is dictated by the details of the policy. This means that the overall price will depend on several factors that are provided when getting a quote. This includes:

  • The car’s make and model – the more expensive your car is to repair or replace, the most costly it will be to insure.
  • The car’s age – Driving old cars can mean you miss out on important safety features and parts can be difficult and more expensive to find.
  • Vehicle modifications– Making modifications and adding car cosmetics can cause prices to rise as insurers are less likely to pay for parts and features that aren’t manufacturer-standard.
  • Your driving experience – As you’d expect, new drivers with less experience are more likely to have an accident, therefore insurers will increase prices for new and young drivers.
  • Driving licence type – If you’re learning to drive, you could find monthly learner insurance to help you practice, but you will have to pay more if you only have a provisional licence.
  • Where you live – The crime rates and traffic accident statistics of where you live and drive will increase or reduce the price of your policy. Safer areas will be cheaper than those with high crime and accident rates.

When might I need monthly insurance?

There are many situations where cheap one-month car insurance could be the most cost-effective option. If you’re not driving every day or using that car long-term, it could be cheaper than paying for traditional annual insurance.

Here are just some of the times you might need a simple, straightforward monthly policy:

Borrowing a car

Whether your car is in for repairs, you’re waiting for a new car, or you just need a different vehicle, cheap one-month insurance will give you the cover you legally need to borrow the car without affecting the owner's existing policy or No Claims Discount.


Sharing driving duty

If you’re planning a UK staycation, you may want to share the drive on your holiday. Do it quickly and easily with one-month insurance and get complete peace of mind when it’s your turn behind the wheel.

Your child is home from university

When your child comes home from university, they probably won’t want to be stuck taking the bus. Get a monthly insurance policy for just the time they’re back and let them use your car without it causing your annual premiums to rise.


Visitors staying with you

Similarly, if you have a friend or family member visiting you for an extended period, you can safely insure them for the duration of their trip without them needing to pay for an expensive annual policy.

Buying a new car

When buying a new car, you’ll be keen to start driving straight away. But if you’re waiting to find the cheapest car insurance policy, get cheap car insurance for a month and save yourself money in the long run while still being able to use your car.


How do I get a cheaper deal on my monthly car insurance?

There are ways to reduce the cost of your policy and get a cheaper deal on your monthly car insurance. As with all insurance products, it’s important to be as honest and transparent as possible to ensure you’re providing the correct information. However, there are choices you can make to get the best deal possible. These include:

  • Choosing to insure a smaller, less powerful car in a lower insurance group
  • Selecting the right insurance for the duration you need
  • Opting for the highest level of cover (which you get as standard with Tempcover)
  • Only choosing the additional products you actually need
  • Tailoring the policy to suit your needs

You can see how much your one-month car insurance in the UK could cost using the price estimates below.

Temporary car insurance calculator

Get your price estimate


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It couldn't be simpler get a short term insurance policy.

You can buy a policy online anytime you need it, and with our straightforward quote process, you can get a price in just 90 seconds!

The price for your selected duration is from:


Prices based on the average price 19,765 policies for the displayed durations (January 2023)

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What does monthly car insurance cover?

Just because you’re getting car insurance for one month doesn’t mean your level of cover has to suffer. Here is what you can expect to be covered when you choose monthly car insurance from Tempcover.

What’s covered with one-month car insurance?

  • Fully comprehensive insurance as standard on all monthly car insurance policies  
  • Accidental and malicious damage to your car  
  • Cover for injury or damage to another person or their property  
  • Driving in the UK
  • In some instances driving in the EU with the third-party or equivariant level

What’s optional with short-term car insurance?

  • Legal Expenses Cover providing up to £100,000 cover for legal costs including uninsured loss recovery for accidents that are not your fault
  • Excess Reduction Cover, reducing your policy excess to as close as £100 as possible

What’s not covered with one-month car insurance?

  • The excess you agreed to pay
  • Release from an impound (unless you buy a specific temporary impounded vehicle policy)
  • Additional drivers – we can only cover the driver named on the policy
  • A sole claim or separate cover for broken/damaged glass including the windscreen

Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, the full details of cover may differ depending on the insurer. Please double-check the policy wording before buying to confirm what your policy specifically covers.

Am I eligible for temporary car insurance?

Tempcover works with several short-term insurance providers to offer one-month car insurance. This means we can help provide cover to a wide of drivers. Despite our wide acceptance criteria, you will still have to meet some basic requirements to be able to get a quote.

How to be eligible for monthly car insurance

To get monthly car insurance cover, you must:

  • Be aged 17-78 years old.
  • Hold a full UK or EU driving licence.
  • Have been a permanent UK resident for the last 12 months or be a British expatriate.
  • Have no more than 7 license points in the last 3 years.
  • Have not been disqualified from driving in the last 2 years.
  • Have had no more than 2 claims that you were at fault for in the last 3 years.
  • Have no criminal convictions.
  • Not have had a previous policy of insurance declared void by an insurer.

To get monthly car insurance cover, your car must:

  • Be valued between £1,500 and £65,000.
  • Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT).
  • The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase).
  • Not be modified in any way except for those designed to aid disabled drivers.
  • Be a right-hand drive car.
  • Have no more than 8 seats.
  • Not be declared SORN.

  • Impounded
  • Courier
  • Expat
  • Learner
  • Bike
  • Van
  • Car
  • Car
  • Van
  • Bike
  • Learner
  • Expat
  • Courier
  • Impounded

Monthly Car Insurance

Drivers aged 17-78 can find flexible temporary car insurance for up to 28 days - ideal for a range of everyday situations.


Monthly Van Insurance

Tradespeople or drivers looking to borrow a van, aged 17-77, can find short-term van insurance up to 28 days temporary van insurance.


Temporary Motorbike Insurance

Get the cover you need for the duration you want with temporary motorbike insurance. It’s ideal for occasional riders.


Monthly Learner Driver Insurance

Get extra practice without the worry. Temporary learner insurance provides fully comprehensive cover and protects the owner’s NCD.


Monthly Expat Vehicle Insurance

Returning expats can get flexible and affordable cover to use a car while in the UK with temporary expats insurance.


Monthly Courier Driver Insurance

Get flexible, short term cover for a range of delivery jobs including single or multi-stop deliveries with temporary courier insurance.


Temporary Impounded Vehicle Insurance

Time is crucial when your vehicle’s impounded. Don’t waste that time – get cover quickly with impounded vehicle insurance.

Customer satisfaction

 Tempcover has provided temporary vehicle insurance to hundreds of thousands of drivers for over 15 years.

We’re currently rated ‘Excellent’ on Trustpilot and have over 27,000 reviews, with over 80% of reviewers giving us 5 stars!

We’ve been recognised for our work with plenty of awards

We work directly with insurers to provide you with short-term insurance to suit your needs
VISA, Mastercard, AMEX
You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

Monthly car insurance FAQs

Can I insure my car for one month only in the UK?

Yes – and with Tempcover, it’s never been easier. In just a few clicks and with some of your details, we can provide one-month car insurance quotes from our panel of insurers. You can then be insured from a moment of your choosing, and we’ll email you all the necessary documents instantly.

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What details do I need when buying one-month car insurance?

Finding the right one-month car insurance is quick with us, but you can further speed up the process by having the following details to hand:

  • Your car’s registration number
  • Your details (name, address, date of birth, etc.)
  • Your licence type and length you’ve held it
  • Your car’s value
  • Your email and phone number (to send the policy documents to)
  • When you’d like the policy to start and end

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Can you get car insurance for less than one month?

Yes. We can find you a wide range of car insurance premiums for less than one month. These include:

We’ll always try our best to find you cover that meets your needs, so if you have a specific amount of time in mind, then contact us and one of our experts will do their best to assist you.

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Can I drive someone else's car with my monthly insurance?

There are three car insurance options that will let you drive someone else’s car. This includes the following:

  1. Becoming a named driver on the insurance policy of the person whose car you’re borrowing.
  2. Finding insurance that offers a Driving Other Cars (DOC) extension and specify that this is for situations other than emergency use only.
  3. Buying flexible temporary cover through us whenever you need to drive someone else’s car.

Driving without the correct insurance can result in hefty penalties including six points on your licence and a fixed fine of £300.


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How much is one-month car insurance?

The cost of car insurance per month will depend on the details of the driver – for example, their age, location, driving experience, and licence type. It will also depend on the car you want to insure. Smaller-engine, lower-value cars are cheaper to insure as they cost less to repair or replace.

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When would I need one-month car insurance?

Some of the most common everyday situations for drivers choosing a one-month car insurance policy include:

In all these situations, as well as temporary car insurance for young drivers, you may find that a month is longer than you need cover for. Don’t worry, with Tempcover, you can get the exact policy you want. If you only need insurance for a few hours or days, you can get it with temporary car insurance.

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What our expert says

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If you need cover for a whole month, it can be easy to think your options are limited but with short-term insurance, you can get monthly car insurance to suit a wide range of situations. It's incredibly quick and easy to get the cover you need online or in our app and you're covered in no time.

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Marc Pell

Managing Director

Get 1 hour to 28 days temporary car insurance in 90 seconds

30% OFF Tempcover fee when you take a policy out on the app. T&Cs apply.

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