Hourly Car Insurance

Quotes for 1-12 hours in under 2 minutes

  • Policies lasting from just 1 hour
  • No long-term contracts
  • Comprehensive with no impact on no claims discount
Hourly Car Insurance

What is 1 to 12-hour car insurance?

Quick nip or round-the-corner trip? Hourly car insurance gives you instant cover for short-term needs.

Whether borrowing a friend’s car, driving a new car home or getting somewhere in an emergency, Tempcover has all you need.

With no long forms to fill and no need to call up your annual insurer to adjust existing cover, hourly car insurance gets you on the road for a quick trip in an instant.

Benefits of hourly car insurance

How does hourly car insurance work?

Hourly car insurance saves money by offering cover only for the time you need.

To get a quote for hourly insurance, provide some basic information about yourself (or the driver you’re looking to insure) and the car.

Fill this in and you’ll get a quote in 2 minutes. All you have to do after this is buy the policy and you’ll soon be on the road.

When might I need hourly insurance?

What does hourly car insurance cover?

Each insurer on our panel has its own eligibility criteria. Please pay close attention to their Proposer’s Declaration.

Am I eligible for an hourly car insurance policy?

Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.

Temporary car insurance calculator

It couldn't be simpler to get a short-term insurance policy.

Customer Satisfaction

We also currently hold an ‘Excellent’ rating on Trustpilot with over 40,000 reviews.

We’ve been recognised for our work with plenty of awards


We work directly with insurers to provide you with short-term insurance to suit your needs


You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you need for the duration you want

What our expert says

Sometimes you just need an hour to get things done. Whether you've got some where to be or want to take a new car for a test drive. There's no need to sign up for something long term when an hour or two is all you need. Hourly insurance gives you flexibility unlike any other insurance while making sure you get the highest level of cover for complete peace of mind.

A picture of one of our experts in the temporary insurance market

Marc Pell

Managing Director

Hourly car insurance FAQs

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