Temporary European Car Insurance

Temporary insurance can cover you to drive abroad

Why choose our temporary european car insurance?

Get flexible cover that's right for you with policies from just 1 hour up to 28 days
For driving holidays or visiting friends and family
Quick quotes available in just 90 seconds

There’s nothing in the world quite like a driving holiday. That sense of freedom and escapism is unrivalled, with your set of wheels letting you squeeze more into one trip than you ever thought was possible.

But there’s plenty of practical stuff to think about first, including how you’re going to stay protected when you take to those new and unfamiliar roads.

Temporary car insurance abroad can be the ideal solution for many drivers looking to hit the open road. Whether you’re visiting friends somewhere far away, or are just on holiday for a week or two, short term cover could not only save you money but save you from the hassle of having to alter your existing policy to cover you while you’re away.

So much can change when you’re planning a holiday, whether it’s the vehicle you’re using or who’s in the driving seat. You’ll want international temporary car insurance that covers you to drive overseas, that’s also flexible and gives you everything you need before you head off.

Is car insurance abroad essential?

Wherever you are in the world, you should have a car insurance policy covering you whenever you get behind the wheel. While the minimum level of cover can vary from country to country, you should ensure you have at least this in place whenever you drive. As with many things though, things are a little more seamless if your travel is inside the EU.

So what about driving in the European Union?

If you’re driving in the EU with your existing annual insurance policy, it’s more than likely you’ll only receive the minimum third party level of cover, and often you’ll only be covered to drive your own vehicle, not anyone else’s. While you should always check your policy wording before driving abroad to check what is and isn’t covered, if you’d like more than third party cover, or want to drive a different car while you’re away, you’ll need a different arrangement.

There are several ways you could get cover for driving abroad, but they might not all be simple, straightforward and cost-effective. That’s where temporary European car insurance comes in.

Where will temporary European car insurance allow me to drive?

A temporary policy covers you to drive anywhere in the UK as standard, but with car insurance in Europe for travelers, you are insured to drive across all EU member states as well as the following places:

  • Gibraltar
  • Iceland
  • Liechtenstein
  • Monaco
  • Norway
  • San Marino
  • Switzerland
  • Andorra

Why choose temporary car insurance cover?

Aside from saving you the effort and possible expense of adjusting your existing policy, temporary car insurance gives you the cover you need, for the duration you actually want.

Available for as little as a few hours up to 28 days at a time, you only pay for the insurance you’ll really use. That means you can tailor the length of your policy to your trip. And if you end up extending your adventure, you can just take out new cover, since it takes just minutes to get and accept a quote online.

You can also pick from lots of optional extras, that you perhaps wouldn’t want to include on your annual policy, but would fit the nature of your trip and potentially make life easier.

Getting temporary car insurance abroad

Can i just adjust an existing policy to cover me to drive abroad?

Yes, you could. But you might not get the level of cover you’d like, and you’d still only be able to drive whatever vehicle you’re already named on. So if you’re planning on borrowing, hiring, or sharing a car that’s not yours, your existing policy would only cover you if you added that vehicle to it – even if you were able to, that could push up your premiums by a lot.

And even if you are driving your own vehicle, driving abroad can take its toll. The vast stretches of road and long journey times can cause exhaustion in drivers, which can be extremely dangerous.

A great way to make sure everyone is alert behind the wheel is to share the responsibility. But adding a named driver to an annual policy can be expensive, especially if you only want them named for a short period of time.

So what should i do if we’re going to share driving duties in one of our cars?

There’s an easy solution. With short-term european car insurance, your friend or family member can get cover to drive your vehicle for the duration of the holiday, and your policy and No Claims Bonus is unaffected.

How can i get insurance cover if i’m borrowing a car?

To be covered driving a car that somebody else owns, you could get the owner to add and name you on their annual policy. But this would cost a lot, push up premiums and give you cover for far longer than you’ll actually need it.

So if you’re borrowing a car for the trip, getting a short-term european car insurance is a simple way to get cover to drive a new vehicle. You won’t have to worry about adjusting any existing insurance which can take a lot of time, effort and could see the vehicle owner’s premiums increase. It also protects the vehicle owners No Claims Bonus if you have an accident while driving their vehicle.

How do i get a quote for short-term European car insurance?

Getting a quote has never been easier, simply enter some basic information about the vehicle and the driver you want to be insured and if you meet our acceptance criteria, you’ll be presented with a quote.

You can then adjust the start time, date, and duration of your policy to best suit your needs.

All of our car, van, and motorbikes policies will cover you with the minimum level of cover (third-party equivalent cover) required in any EU Country.

If you’re not sure what the minimum level of cover is where you’re going, you should be able to find that information online, perhaps with a native insurer to that country.

We currently don’t offer fully comprehensive cover in the EU at this time.

How long does the application take?

It takes just 90 seconds to get a short-term European insurance quote and then the policy documents are emailed to you instantly, so whenever you’re heading off on your drive across the continent, your policy will be ready to go.

What else do i need to know before i get short term car insurance?

It’s important to remember that whether you’re driving in the UK or abroad, there are a number of requirements that all drivers with holiday car insurance must follow.

In order to get short-term European car insurance, the vehicle you would like to be insured must be unmodified unless to aid a disabled driver, be right-hand drive and be worth at least £500.

The vehicle you’re driving must also be in the UK at the start and end of your policy. If you’re looking to bring a vehicle back to the UK from somewhere abroad, you’ll want to look at a different kind of policy, such as imported vehicle insurance.

For more information on driving overseas, including what to pack and what to do if you have an accident abroad, check out our guide on how to prepare for a driving holiday.

Start a quick and easy quote now and get car insurance for driving abroad in minutes.

Get 1 hour to 28 days temporary car insurance in 90 seconds

Customer satisfaction

 Tempcover has provided temporary vehicle insurance to hundreds of thousands of drivers for over 15 years.

We’re currently rated ‘Excellent’ on Trustpilot and have over 23,000 reviews, with over 80% of reviewers giving us 5 stars!

We’ve been recognised for our work with plenty of awards

We work directly with insurers to provide you with short-term insurance to suit your needs
VISA, Mastercard, AMEX
You can pay for your short-term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you need for the duration you want

Full cover, no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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