What does temporary insurance cover?
With comprehensive cover as standard on temporary car insurance, you’re covered for any damage to yourself, your car and/or any third parties involved in an accident.
Drivers aged 18-78 can find flexible temporary car insurance from 1 hour to 28 days - ideal for a range of everyday situations.
Tradesmen or drivers looking to borrow a van, aged 17-77, can find short term van insurance from 1 hour to 28 days temporary van insurance.
Get flexible, short term cover for a range of delivery jobs including single or multi-stop deliveries with temporary courier insurance.
Time is crucial when your vehicle’s impounded. Don’t waste that time – get cover quickly with impounded vehicle insurance.
Get the cover you need for the duration you want with temporary motorbike insurance. It’s ideal for occasional riders.
Get extra practice without the worry. Temporary learner insurance provides fully comprehensive cover and protects the owner’s NCD.
Returning expats can get flexible and affordable cover to use a car while in the UK with temporary expats insurance.
We offer drivers short-term car insurance that covers them to drive across all EU member states, along with other European countries.
University students can save money with our short-term car insurance - perfect for when you're home from uni and want to use the car.
Tempcover is a leading provider of temporary insurance in the UK, with over a decade's experience in the industry. In that time, we've developed premium short-term insurance products and created an industry that has helped hundreds of thousands of drivers get flexible and affordable insurance.
We work with a panel of insurers to help you get the policy you need from a range of options and durations. This means you only pay for the cover you need.
Depending on the type of vehicle you need to insure, you can select the duration you want from just 1 hour up to 28 days.
Our temporary car, van, learner, and bike insurance (excluding impounded) comes with fully comprehensive cover as standard. Get complete peace of mind whether you’re borrowing a vehicle or letting someone use yours.
It’s unbelievably quick to get the insurance you need thanks to our incredibly simple quote process – it takes just a few minutes to get a policy!
Our highly skilled team works hard to make it as easy as possible for you to get the right short-term insurance. Anytime, anywhere – with Tempcover, there’s no waiting around.
We also currently hold an ‘Excellent’ rating on the customer review site Trustpilot.
With comprehensive cover as standard on temporary car insurance, you’re covered for any damage to yourself, your car and/or any third parties involved in an accident.
Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.
Rated Excellent | 20,648 Reviews
Tempcover has provided temporary vehicle insurance to hundreds of thousands of drivers for over 15 years.
We’re currently rated ‘Excellent’ on Trustpilot and have over 23,000 reviews, with over 80% of reviewers giving us 5 stars!
Working with a number of insurers means we can cover a wider range of people - find out if we can offer insurance to you
Find Out MoreGot a specific question you need answering? Here are the answers to our most frequently asked questions
Find Out MoreDiscover all you could ever need to know about all our products and insurance in general with our range of handy guides
View Product GuidesCheck out our range of news, reviews, tips and articles about everything from selling your car to picking your next holiday
Read Our ArticlesGet quick answers to all your questions by speaking to our trained customer care team
Chat With UsIf you're still stuck, get in contact and we'll answer your query personally and promptly
Contact UsWhether you’re borrowing a car, moving house, visiting friends and family, or learning to drive, temporary insurance can help you find the cover you need for your situation. It's quick, easy, and gives you peace of mind on the road.
Marc Pell
Managing Director
Temporary car insurance is fully comprehensive as standard with Tempcover. Your short-term car insurance covers:
We also offer optional coverage at extra cost. Tempcover works with a panel of insurers to ensure every customer gets the level of cover they need. This means the extent of your temporary car insurance may vary depending on the insurer. Make sure you always double-check the policy wording before you make a purchase.
Short–term car insurance gives you fully comprehensive cover for a set period. It is available hourly, daily, weekly or monthly. You just need to provide us with a few details about yourself and your car before choosing when you want your cover to begin.
Of course! With Tempcover, you can find affordable and comprehensive short–term van insurance options. Our policies start from just 1 hour and go up to 28 days, so you’ll only have to pay for the duration you need it.
For more information on the cover available, visit our temporary van insurance page.
Our temporary car, van, and motorbike insurance policies cover you to drive in all EU member states. The following countries are also covered:
Be sure to know which countries you’ll be driving in before you purchase your short-term vehicle insurance so you can check what level of cover is needed.
Tempcover short–term insurance policies cover commuting to and from one place of work, as well as social and domestic use.
You may need more in-depth cover if you’re using your car for Class 1 business use or travelling to multiple places of work. In these cases, you should check the Insurer’s Declaration after you’ve received a quote to see if the level of cover is suitable for you. It’s important to check this before you pay for a policy with us.
The policy excess is the amount you agree to pay towards a claim in the event of an incident. This amount will need to be paid to get your vehicle repaired or replaced.
With temporary insurance, you’ll only have to pay compulsory access – the amount you need to pay towards the cost of your claim. This is a pre-agreed amount but will differ depending on the duration of your policy and the level of protection provided.
As long as you meet our eligibility criteria, you’re likely to receive temporary vehicle insurance from Tempcover. There are, however, some things we do not cover:
You can find more details on what we don’t cover by checking our eligibility page.
We are unable to make any changes or additions to your cover once you’ve purchased a policy, but you can cancel it at any time by contacting us.
However, due to the short-term nature of temporary car insurance, you will not receive a full refund.
We provide fast and flexible short-term car insurance policies starting from 1 hour to 28 days, so insuring a car for 24 hours is straightforward.
Our daily car insurance gives you the same level of cover you’d expect from longer insurance without having to sign up for long-term contracts or commitments. You’ll receive hassle-free cover on the day you need it.
We provide short–term car insurance policies starting from just 1 hour! Our hourly temp insurance is designed to provide drivers with maximum flexibility and between 1-12 hours of cover.
Whatever your situation, you can have the peace of mind that our policies allow you to legally use a car straight away and keep you covered in the case of an incident. You can find out more about the details of the cover available by visiting our hourly car insurance page.
Yes, you can tax a car covered by temporary vehicle insurance in one of two ways. You can do this online on the DVLA website or visit your local post office with your insurance documentation.
Our policy states that you need to be aged 17-78 and hold a full UK or EU driving licence to be eligible for temporary car insurance with Tempcover.
Our temporary vehicle insurance is designed to be flexible and straightforward, so you could be on the road within a few minutes of purchasing your insurance policy with Tempcover.
It’s important to note that your insurance status may not be updated on the Motor Insurance Database straight away. We highly recommend that you print or screenshot your Insurance Certificate and carry it with you as proof of your insurance and legal entitlement to drive the vehicle.
Yes, that’s not a problem. You can take out temporary car insurance alongside your annual policy and it won’t affect your No Claims Discount if you need to make a claim.
If you’ve been involved in an accident, there are some immediate steps you need to take:
Even when you take the right precautions, the worst can still happen. If it does, Tempcover is here to support you every step of the way. To make a claim with us, call our dedicated team on 0333 241 3392 and they’ll collect the details of your claim.
If applicable, they can help you arrange repairs and a replacement car or even help you reclaim uninsured losses.
Short-term vehicle insurance is separate to an annual policy, so it won’t affect your NCD if you need to make a claim in the event of an incident.
You’re not able to build up your NCD on a short–term car insurance policy. This is because temp insurance does not renew after the maximum duration of 28 days, so each policy counts as new.
Every vehicle you want to insure must have a valid MOT. You can, however, purchase short–term insurance to drive your vehicle to MOT appointments.
When you purchase short–term car insurance with Tempcover, we’ll send you your policy documents once payment is confirmed. You can find the details of your temp insurance, including its expiry date, here.
You can find your policy documents on the “You’re Covered!” confirmation page or via a secure link in your confirmation email, which is sent directly after your purchase.
We use essential cookies to make our website work. We'd also like to use non-essential cookies to help us improve our website by collecting and analysing information on how you use our website and for advertising purposes.
You can agree to accept all cookies by clicking 'Accept all cookies' or you can change your preferences by clicking 'Manage Cookies' below. For more information about the cookies we use, see our cookies policy
We use essential cookies which are necessary to ensure our website works correctly.
We'd like to set non-essential analytics and marketing cookies that help us provide a better experience to our users. These help us improve our website and marketing by collecting and reporting information on the campaigns and web pages you interact with. It also helps us to target our marketing campaigns to people who are most likely to be interested in our services.
We'd also like to set a non-essential cookie which enables us to playback your journey on our website to assist with troubleshooting and to help us improve our website based on the behaviour of our customers.