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Daily Van Insurance

Product guides

Daily Van Insurance

Short term van insurance that's flexible

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Get flexible one day van insurance

Daily van insurance is the quick, easy, and flexible option when you need cover for a short period.

Whether you’re moving house, transporting large items, or need to borrow a van, you can find the right cover for your situation with 1 day van insurance.

Because of the flexibility of short term van insurance, it’s perfect for domestic or business use. Most of us don’t have a van to hand but getting the right insurance to borrow one is simple and straightforward with one day van insurance.

It’s also ideal for small businesses, van fleets, and tradespeople. Because daily van insurance is so quick and easy to buy, even if you need it at the last-minute cover, you can get rely on it.

Get a quote in just 90 seconds with Tempcover and be insured in just a few minutes.

What is one day van insurance?

One day van insurance is an insurance policy that covers you to use another van for 24 hours.

This could be when you’re borrowing a van, temporarily insuring a worker or using a van occasionally.

In these situations and more, taking out a costly and lengthy insurance policy is often a waste of time and money. The good news is that you can get cover for a van for just a day. This means you avoid the cost and hassle of arranging annual insurance.

Getting a van insurance policy for one day is so easy, it can be done in just 90 seconds. Just follow these 3 simple steps:

 Enter a few details about yourself and the van

Confirm you’re happy with the price and details of your policy

Pay for your policy and get your documents emailed instantly


If you think you’ll need longer than a day, you can still get a temporary van insurance policy to suit your needs. With policies from just one hour, to a few weeks, up to one month, you can find the perfect van insurance for you.

When should I get one day van insurance?

Getting one van insurance can be useful in lots of different circumstances. The most common ones our customers come to us with are:

  • Moving house and you need to drive a van for a day or two
  • The van you need for work is in for repairs
  • Carrying one-off large items
  • Insure a new employee for a short period
  • Transporting family members to university
  • Test driving a new van
  • Driving away a new van after buying

For these occasions, and many others, you could benefit from choosing to insure a van for a day instead of opting for annual cover.

While annual insurance may work out cheaper per day, as a lump sum you’ll end up paying far more for cover you just don’t need. Even if you’re not buying a new annual policy and just want to be added to an existing policy, it can be expensive and time-consuming.

Daily van insurance is often a more cost-effective option for van drivers in the short term. It also has long term benefits. As 1 day van insurance is a separate, standalone policy, if you have an accident then the van owner isn’t liable. Their no claims discount is protected and any damage that occurs is covered by the short-term arrangement.

If you insure a van for a day, you still get the same level of cover as you’d expect from 12 month insurance. You get fully comprehensive cover as standard, bringing you all the features of a yearly policy but without the hefty price tag.

Another feature of one day van insurance cover is there are no long-term contracts., so you’re not tied to anything. Day van insurance is the straightforward, affordable choice for short term van driving.

What does one day van insurance cover?

With comprehensive cover as standard on one day van insurance from Tempcover, you’re covered for any damage to yourself, your van and/or any third parties involved in an accident.

What’s covered with daily van insurance

What’s not covered with daily van insurance

Fully comprehensive insurance on policies from 1 hour to 28 daysThe excess you agreed to pay
Accidental and malicious damage to your vanRelease from an impound (unless you buy a specific temporary impounded van policy)
Loss or damage to your van caused by fire, theft, or attempted theftAdditional drivers – we can only cover the driver named on the policy
Legal liabilities for injury or damage to another person or their propertyNo cover for the loss or damage to a vehicle, trailer, trailer-caravan or broken-down vehicle when being towed by the insured van
Personal belongings (definitions may differ by insurer)Not weigh more than 7.5 tonnes
Driving in the UK, and in some instances driving in the EUHave no more than 5 seats

Tempcover works with a panel of insurers to ensure we can provide temporary van insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.

How much does daily van insurance cost?

The cost of one day van insurance will depend on the details of the policyholder. Drivers with specific details that have historically and statistically been deemed high risk by insurers will likely pay more to cover the increased chances that they make a claim.

You will usually find that the price of your annual van insurance is reflected when buying short term van insurance. If you are used to paying higher than average prices for your regular insurance, you will probably pay more for your one day van insurance – this is because the premiums are calculated using the same details.

For example, if you are a new driver, you can expect to pay more for your van insurance as it’s likely you have much less experience on the road and are therefore more likely to be involved in an incident.

This not because you as an individual are expected to have an accident more than others, it’s because statistically people with the same or similar details have been more likely to claim in the past and unfortunately you will be charged more to cover the increased chances of you claiming.

Likewise, if you have been driving for 30 years and want to insure a cheaper van in a quiet village location, your policy will cost far less.

The factors that determine the price of your policy include:

  • Your age
  • Your location
  • Your driving history
  • Your occupation
  • Your vehicle
  • The vehicle’s value
  • What you use the vehicle for

Am I eligible for daily van insurance?

Daily van insurance is available to a range of van drivers thanks to our panel of insurers. Despite our wide acceptance criteria, there are some minimum requirements you must meet to be eligible for a policy.

To get daily van insurance, you must

To get daily van insurance, your van must

Be aged 17-77 years oldBe valued between £1,500 and £65,000
Hold a UK or EU driving licenceBe in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
Have been a permanent UK resident for the last 12 monthsThe vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
Have no more than 7 licence points in the last 3 yearsNo modifications, other than the addition of manufacturer’s optional extras; signage, roof racks, ply lining or interior storage etc. and those designed to aid disabled drivers
Have not been disqualified from driving for the last 2 yearsBe a right-hand drive van
Have no more than 2 fault claims in the last 3 years
Have no criminal convictions
Not have had a previous policy of insurance declared void by an insurer

Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.

The cover you need for the duration you want

Full cover,
no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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