Short term van insurance that's flexible
If you’re looking to move furniture or other large objects, you’ll probably find your usual, everyday car just isn’t up to the job. You can waste time and effort pivoting a large sofa into a tiny hatchback but soon you’ll realise that you’re going to need a van.
Most of us don’t have a van to hand so borrowing one from a friend or family member is the easiest way to get access to one. If, however, you do choose to borrow a van, even if it’s just for one day, you’ll still need insurance.
If you don’t have the correct insurance, you not only risk an unlimited fine, penalty points but you could even see your friends van destroyed.
So if you’re just borrowing a van for a day, one day van insurance could be the best insurance option for you.
What is one day van insurance?
A one day van insurance policy does exactly what it says on the tin. A temporary policy that lasts for just one day and covers you to use a van you’re not already insured to use.
As you only pay for the duration you actually need, you don’t have to fork out for an expensive annual policy.
You get comprehensive cover as standard with all the features of a yearly policy but without the hefty price tag.
There are no long-term contracts, you’re not tied to anything and there are no expensive fees.
Van insurance for a day is the straightforward, affordable insurance choice for short term van driving.
When would I need one day van insurance?
Most people don’t have access to a van so will need to borrow one for the move.
Most drivers won’t have had much if any experience of driving a van so it’s incredibly important to be covered in case something goes wrong.
It’s one of the most stressful things we have to do in our lives but getting a temporary policy will help take one item off your list of things to worry about.
To get insured to drive a friend’s van, you can get added to their annual policy. This can, however, be incredibly time consuming and as moving normally only takes a day or two; it’s often a waste of money and effort.
Instead of spending time trying to adjust an existing policy which can have a big effect on your premiums, it’s easier and often better value to purchase separate one day van insurance.
If you only need van insurance for a day, you shouldn’t have to pay for cover you don’t need. With a temporary policy, you don’t.
It’s quick and easy to get a quote so you can spend less time worrying and more time lugging boxes.
Transporting large items
You don’t need to being moving a whole home’s worth of stuff to need a larger vehicle.
Whether it’s helping your kids move to university or just moving larger, everyday items like sofas or washing machines, your standard hatchback probably isn’t cut out for the job.
Borrowing a van for a day while you transport these larger items can be a real lifesaver.
If you’re using a friend or family members van, you might be worried that if something goes wrong or you have an accident you won’t have full protection.
With a short term insurance policy you get comprehensive cover so everyone’s protected and because it’s a separate policy, it won’t have any impact on the owners No Claims Discount.
You might not know the exact day you’ll need the van until the last minute but with short term insurance, you can start your policy in minutes. There’s no waiting around for cover to begin and your policy documents are emailed to you instantly.
Driving a van for the first time in a while or the first time ever can be daunting. To help you prepare, check out our helpful guide on van driving for beginners.
Vans are the backbone of many businesses and if it’s off the road, it can end up costing them job opportunities and money.
If your van is in for repairs, you can still get to jobs by getting insured to drive a friend or co-workers van.
It’s especially useful if you know your own vehicle will be back on the road soon because you only pay for the cover you actually want you don’t need to get an expensive and needless annual policy.
Needing to borrow a van for work isn’t just for tradesmen. You might find that for whatever reason your job requires you to drive one for a day. If your business owns a van, it’s never been easier to get insured to drive it.
Your bosses aren’t likely to want to shell out for a years’ worth of insurance when you’re only driving it for a day so getting a short term policy is the perfect answer. Plus if you need to share the driving it’s easy to add an additional driver to the policy.
Why choose temporary insurance instead of annual cover?
While annual insurance may work out cheaper per day, as a lump sum you’ll end up paying far more for cover you just don’t need. Even if you’re not buying a new annual policy and just want to be added to an existing policy, it can be expensive and time-consuming.
Any changes made during a policy are known as mid-term adjustments (MTA). You will not only be charged an admin fee (usually not much less than 24 hour van insurance) but the vehicle owner could see their premiums increase while you’re named on their policy.
The easiest way to get cover to drive someone else’s vehicle is with a separate, short-term policy. Not only does buying insurance for a day usually offer better value but it gives you peace of mind while driving a friend or family members vehicle.
As it’s a standalone policy, if you have an accident then the van owner isn’t liable. Their No Claims Discount is protected and any damage that occurs is covered by the short-term policy.
Why choose a one day van policy from Tempcover.com?
Getting a one day van insurance policy from Tempcover.com is simple, straightforward and takes under 5 minutes.
We work with a range of insurers to ensure we can offer cover to as many drivers as possible. We’ve helped hundreds of thousands of drivers get temporary cover and save money.
Once you’ve got a quote, you can purchase a policy to begin in 30 days or in five minutes time. It’s totally flexible and works around your schedule.
Your policy documents are emailed to you instantly and we update the Motor Insurance Database daily so your policy is valid and you shouldn’t have any problems with the police or other authorities.
A 1 day van insurance from Tempcover.com is the easiest way to make sure you’re covered when borrowing a van. Not only does it allow you to legally be on the road but if the worst should happen, you and the van owner can relax knowing you’re covered.
Ideal for many of life’s bigger jobs, temporary van insurance is affordable, flexible and comprehensive, so no matter how rarely you use a van, you always know you’re in safe hands.
What happens if I need cover for more than a day?
While 24 hours is usually enough for moving house or delivering furniture if you do need the van for an extra day or two you don’t want to be left uninsured. Short term policies from Tempcover.com are available for up to 28 days at a time.
From 1 to 28 days cover there’s no better way to get flexible, comprehensive insurance that suits your specific needs. Get a 1 day van insurance quote now to see how it could save you time and money.
Find out how much you could save with 1 day van insurance from Tempcover.com