Get flexible cover that's right for you with insurance for one day at a time
No need for long-term contracts – just a separate policy for the time you need
No impact on your No Claims Discount – plus fully comprehensive cover as standard
What is one-day car insurance?
Need a simple, straightforward way to insure a vehicle for just 24 hours? That’s what you get with one-day car insurance from Tempcover.
Sometimes, all you need is just one day of cover. So, daily car insurance can provide a quicker, easier, and cheaper option. And it’ll give you the same level of cover you’d expect from longer insurance – great for your peace of mind.
You won’t have to sign up to long-term contracts or commitments. Nor do you have to fill out complicated forms. Instead, you get quick and easy cover on the day you need it.
Benefits of one-day car insurance
One-day insurance can be a much better fit for your situation – providing complete cover for the time you need.
It’s good value
Why pay more for long-term cover that you’ll never use? With 24-hour car insurance, you only pay for that – nothing more until it’s needed again.
It’s quick and easy
Get a quote online in just 90 seconds – and full cover before you know it. It’s even easier when you use the Tempcover app too!
How does one-day insurance cover work?
There’s no mystery when it comes to getting car insurance for a day. As the name suggests, it’s a comprehensive motor insurance policy to keep you covered for no longer than 24 hours at a time. But how can Tempcover help you find temporary car insurance cover that works for you?
First, we’ll need you to tell us a few simple details about your car and who you want to drive. Next, choose when you want the cover to start – and for how long.
We then search our panel of insurers for cover that’s right for you. It could be that you’re going to borrow a car for a few hours to move home. Or perhaps you have an important meeting that you have to drive to. Either way, we’ll help you find the most suitable insurance solution.
Don’t think you need cover for as long as one day? Hourly car insurance may be the answer. Or do you think 24 hours isn’t enough? We can offer insurance for the week, weekend, and more.
Why choose one-day car insurance?
Borrowing a car
No longer own a car – but still need to get from A to B? One-day insurance can be ideal when borrowing a vehicle from friends or family.
You won’t always know when you need to drive somewhere. But you can get insured on a car for a day with our temporary cover.
Sharing the driving duties? You can get the highest level of cover available – without worrying about your No Claims Discount.
What does daily car insurance cover?
Get the cover you need with tailored 24-hour car insurance from Tempcover. All cover is fully comprehensive as standard. So, your policy protects you against damage to yourself, your car, or any third parties involved in an accident. You’re also covered for the following:
Fully comprehensive insurance on all policies
Accidental and malicious damage to your car
Legal liabilities for injury/damage to another person or their property
Additional drivers – we can only cover the driver named on the policy
AA Breakdown Cover – including roadside callout, home start, and national recovery
Legal Expenses Cover worth up to £100,000 cover for costs – such as uninsured loss recovery for incidents that are non-fault
Excess Reduction Cover, which reduces your policy excess to make excess payments more manageable
Tempcover works with a panel of insurers to provide your daily car insurance cover. This means we can offer 24-hour cover to a wide range of drivers As such, full details of cover may differ depending on your insurer.
Before buying, please double-check the policy wording to confirm exactly what you’re covered for.
Am I eligible to insure my car for a day?
Be aged 17-78 years old
Hold a UK or EU driving licence
Have been a permanent UK resident for the last 12 months or a British expatriate
Have no more than seven licence points in the last three years
Not been disqualified from driving for the last two years
Have no more than two fault claims in the last three years
Have no criminal convictions
Not had a previous policy of insurance declared void by an insurer
Your car must:
Be valued between £1,500 and £65,000
Be roadworthy with a current and valid MOT (unless you’re using our policy to take the vehicle to a pre-booked MOT)
Taxed (unless you’re using our policy to get a vehicle taxed immediately after purchase)
Not be modified in any way – except for cars designed to aid disabled drivers
You can get cover for two days – or more. Our flexible daily car insurance means you can either get a two-day policy or buy new cover each day at a time – whether for a weekend away or just in case things don’t go to plan.
It also applies if three-, four-, or five-day cover might work best for you. At Tempcover, you can get car insurance cover for up to a total of 28 days at any one time.
How much is it to insure a car for a day?
A single-day car insurance policy can often be an affordable option. It can almost certainly work out cheaper than a whole year of cover.
Of course, the actual cost of one-day car insurance can depend on the “risk” you pose. Insurers calculate how likely you are to have an accident – and your premium is priced accordingly.
Insurers use the information you provide – such as where you live, your job, and your age. Using their experience, they can then work out how much your policy will cost.
How can I get cheap one-day car insurance and save money?
Remember, you should always make sure the cover you buy fits the bill. If you want to save money, a cheap day insurance policy might sound perfect. But any savings could be wiped out if you have an accident and you discover you aren’t covered.
Luckily, that’s not the case with Tempcover policies. You’ll always have comprehensive cover as standard. And we offer flexible solutions to suit however long you need insurance for. Not only are they designed to fit around you, they’re also much cheaper than standard cover.
When is daily car insurance the best option?
It can be a real lifesaver in an emergency. Emergency temporary car insurance for one day can help you use a car at short notice – and it won’t affect any existing insurance.
Even in more normal times, one-day car insurance is great for avoiding the hassle and expense of changing your annual cover if you’re borrowing a car or temporarily using a different car.
Can I add an additional driver to my 24-hour car insurance?
Unfortunately, we are only able to provide cover for one driver per vehicle. If you require cover for two drivers – you will need two separate policies.
Is my data added to the Motor Insurance Database if I get insurance for one day?
Once you buy your policy, we’ll update the Motor Insurance Database (MID). This will show the authorities that you’re legally covered to drive the car in question.
We update the MID daily, but your policy may expire before your details can be seen due to the short-term nature of temporary insurance. While it may take time to appear on the MID, you can rest assured that your insurance is in force.
We recommend you print your certificate of insurance or keep the digital copy on your phone while driving. This will act as valid proof of your insurance in case there are any issues. If the police do pull you over, they’ll call our phone number to confirm that you’re insured.
Can I tax my car if I get it insured for one day?
It won’t matter what type of cover you have on your car. You can still get it taxed – and it can even be a useful option if you’re in the process of getting it done. Just remember there may be a delay in your insurance showing on the MID. So, it’s worth having all your documentation on hand to confirm that your car is both taxed and insured.
Can I take out one-day car insurance for my MOT?
Any car you want to insure will require a valid MOT. That said, you can get a quote for one-day car insurance if you’re going to a pre-booked MOT appointment
Can I get one-day insurance for a different type of vehicle?
Yes. We offer day insurance on a range of vehicles – and for different types of drivers. Get the cover that’s right for you:
Since its inception in 2006, Tempcover has been dedicated to providing the best temporary vehicle insurance possible to hundreds of thousands of drivers.
We're currently rated 'Excellent' with a TrustScore of 4.6/5 on the consumer review website TrustPilot, and here’s what just some of the drivers who’ve used Tempcover before thought of our service.
Does exactly what you want
Does exactly what you want. I needed temporary insurance it was cheap quick and easy. Nice touch with the text reminding when it was about to expire. Would definitely use again if the situation required it many thanks
Exceptionally easy to complete online
This is the second time I have used Tempcover.com and once again the policy could be arranged in minutes, all exceptionally easy to complete online and documents are emailed to you on completion. Whats not to like great service for short term cover.
4 Days Ago
Love this company
Love this company i use them often when test driving cars or borrowing a car, van or bike cheep reliable. doing it on line is so easy
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