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Day Insurance
Get a quote in under 2 minutes
- Flexible cover - whether you’re an occasional driver or borrowing a car while yours is off the road, we have you covered.
- Taking a test drive - Looking at buying a used car in a private sale? Take out a day’s insurance to get a feel for the wheels.
- Comprehensive as standard - It’s a separate policy with no impact on any existing no claims discount.
What is day insurance?
Daily car insurance is a great option if you just need to drive for 24 hours. Whether you’re heading on a road trip, your car is off the road or you need a bigger vehicle to transport some larger items as you move house, it’s a quick, easy and flexible option.
Available in an instant and comprehensive as standard, with no long-term commitments, it will help get you where you need to go when you need car insurance for a day.
Frequently asked questions: Using temporary insurance
Do I need one-day insurance to cover a friend's car?
Usually, yes. You’ll need insurance to drive a friend’s car unless you have a policy (e.g. on your own car) that clearly states you’re covered for other vehicles. If you don’t have this cover, daily insurance offers complete cover for 24 hours - meaning you only pay for the time you need to drive a friend or family member’s car.
You must have a valid insurance policy to drive a car in the UK.
Can I add an additional driver to my 24 hour car insurance?
We are only able to provide cover for one driver per vehicle. If you require cover for two drivers, you will need two separate day insurance policies.
Can I get one day car insurance while learning to drive?
If you’re learning to drive, you will have to get specific learner driver insurance. You will be able to take this out for 24 hours, but will have to meet certain eligibility criteria (along with the person supervising you).
Can I still get day insurance even if I already have an annual policy?
Yes, you can get day insurance alongside your annual policy. This is because they are completely separate policies. Day insurance allows you to drive another car with comprehensive cover and complete peace of mind.
What does day insurance cover?
Tailored
Comprehensive and flexible cover.
Good value
You only pay for the time you need.
Quick
Get a quote in under 2 minutes – or faster with the Tempcover app!
Peace of mind
No impact on your no claims bonus.
Does my policy cover me for Europe?
Our daily car insurance is for UK driving only. If you want 24 hours’ insurance to drive in Europe, you will need to take out European car insurance.
Does day insurance affect my no claims discount?
No, daily car insurance will have no impact on your no claims discount as it is a completely separate policy.
How much does day insurance cost?
Temporary car insurance calculator
Comprehensive cover as standard, temporary car insurance (excluding impounded) covers damage to yourself, your car and/or any third parties involved in an accident.
Get your price estimate
It couldn't be simpler to get a short term insurance policy.
You can buy a policy online anytime you need it, and with our straightforward quote process, you can get a price in under 2 minutes!
The price for your selected duration is from:
just £29.02
**Average price shown is the premium paid by over 51% of Tempcover customers who purchased a policy between 1 January and 27 November 2025.
Get your quoteBenefits of our daily car insurance
Frequently asked questions: Cost and policy
Can I insure a car for one day?
Yes, daily car insurance lets you insure a car for 24 hours. It’s quick, easy and can be cost-effective as you’re only paying for the time you need. If you don’t quite need a day, we also offer hourly car insurance.
I am not sure how long I'll need insurance. Can I buy temporary car insurance on a day-by-day basis?
You can buy separate daily insurance policies as and when you need. This flexibility makes it easy to get another policy (and 24 hours’ cover!) if, for example, your car is stuck in the garage longer than expected.
What's the difference between one day car insurance and temporary car insurance?
Temporary car insurance is the term used for a range of different short-term insurance options. One-day car insurance is just one of these. It allows you to take out insurance for 24 hours. If you want to extend this cover, you will need to buy a new policy.
Can I get car insurance for less than or more than 24 hours?
Yes – temporary insurance is flexible to your situation. From an hour up to a month, Tempcover can help you find the right policy:
Can I get a two-day car insurance policy instead?
You can get temporary car insurance from an hour up to 28 days. Our flexible options mean you can either get a two-day policy or buy new cover each day at a time – whether for a weekend away or just in case things don’t go to plan.
How can I get cheap one day car insurance and save money?
With one-day car insurance, you only pay for the 24 hours you need. This can save you money but the cost will vary depending on factors including your driving history and type of vehicle. Tempcover’s daily insurance comes comprehensive as standard and is designed to fit around your life.
Am I eligible to insure my car for a day?
To get one-day car insurance, you must:
- Be aged 17-77 years old.
- Have no criminal convictions.
- Not had a previous policy of insurance declared void by an insurer.
To get one-day car insurance, your car must:
- Be taxed and in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT).
- Not be a hired or rented vehicle.
- Not be modified in any way except if designed to aid disabled drivers.
- Be a right-hand drive car with no more than 8 seats.
- Not be declared SORN (unless you are using the insurance policy to take the vehicle to a pre-booked MOT).
Do I need to own or be the registered keeper of the car to purchase temporary car insurance?
No, you do not need to own or be the registered keeper to take out daily insurance. You need to have a full driving licence, be aged between 17 and 77 years old, and have no criminal convictions.
What details do I need to get a one-day car insurance policy?
The details you will need:
- The car's reg number
- Your details (name, address, D.O.B etc)
- Your licence type, number and how long you've held it
- The value of the vehicle
- Your email/phone number (to send policy documents)
- When you'd like the policy to start and end
Do I need anything before I start driving on my temporary policy?
Check your eligibility
Make sure you qualify for the criteria above.
Get a quote
Enter a few simple details, including how long you need cover for.
Check your quote
Check your details and read the declaration.
Get covered
Buy your policy and we'll email your documents.
Frequently asked questions: About your Tempcover policy
Yes. We offer day insurance on a range of vehicles. Get the cover that’s right for you:
If you have an accident, you should contact your insurer’s dedicated claims team. Please contact them on the number displayed on your Certificate of Motor Insurance or policy wording. If you cannot find this, please contact our Customer Experience team who will be able to point you in the right direction.
If your policy is for 28 days or less in duration, once purchased you will not be able to make any changes or additions to the policy, including the vehicle registration or amendments to cover, though you can cancel your policy at any time.
Due to the short-term nature of the policy, once the policy is live you will not be entitled to a refund of any monies paid if you cancel your policy. This is in line with the rules set by the Financial Conduct Authority.
If your policy is for 28 days or less, you can cancel it at any time. However, due to the short-term nature of this policy, there will be no refund available. You can cancel anytime by contacting us here. For more information, please read our Refund policy.
Once you buy your policy, we’ll update the Motor Insurance Database (MID). This will show the authorities that you’re legally covered to drive the car in question.
We update the MID daily, but your policy may expire before your details can be seen due to the short-term nature of temporary insurance. While it may take time to appear on the MID, you can rest assured that your insurance is in force.
We recommend you print your certificate of insurance or keep the digital copy on your phone while driving. This will act as valid proof of your 24-hour car insurance in case there are any issues. If the police do pull you over, they’ll call our phone number to confirm that you’re insured.
It won’t matter what type of cover you have on your car. You can still get it taxed – and it can even be a useful option if you’re in the process of getting it done. Just remember there may be a delay in your day insurance showing on the MID. So, it’s worth having all your documentation on hand to confirm that your car is both taxed and insured. Don’t forget – you must have a valid policy to drive a car in the UK.
