One Day Car Insurance

It takes just 90 seconds to get a quote to insure a car for a day

Why choose one day car insurance?

Get flexible cover that's right for you with insurance for one day at a time
No need for long-term contracts – just a separate policy for the time you need
No impact on your No Claims Discount – plus fully comprehensive cover as standard

What is one-day car insurance?

Need a simple, straightforward way to insure a vehicle for just 24 hours? That’s what you get with one-day car insurance from Tempcover.

Sometimes, all you need is just one day of cover. So, daily car insurance can provide a quicker, easier, and cheaper option. And it’ll give you the same level of cover you’d expect from longer insurance – great for your peace of mind.

You won’t have to sign up to long-term contracts or commitments. Nor do you have to fill out complicated forms. Instead, you get quick and easy cover on the day you need it.

Benefits of one-day car insurance

It’s tailored

One-day insurance can be a much better fit for your situation – providing complete cover for the time you need.

It’s good value

Why pay more for long-term cover that you’ll never use? With 24-hour car insurance, you only pay for that – nothing more until it’s needed again.

It’s quick and easy

Get a quote online in just 90 seconds – and full cover before you know it. It’s even easier when you use the Tempcover app too!

How does one-day insurance cover work?

There’s no mystery when it comes to getting car insurance for a day. As the name suggests, it’s a comprehensive motor insurance policy to keep you covered for no longer than 24 hours at a time. But how can Tempcover help you find temporary car insurance cover that works for you?

First, we’ll need you to tell us a few simple details about your car and who you want to drive. Next, choose when you want the cover to start – and for how long.

We then search our panel of insurers for cover that’s right for you. It could be that you’re going to borrow a car for a few hours to move home. Or perhaps you have an important meeting that you have to drive to. Either way, we’ll help you find the most suitable insurance solution.

Don’t think you need cover for as long as one day? Hourly car insurance may be the answer. Or do you think 24 hours isn’t enough? We can offer insurance for the week, weekend, and more.

Why choose one-day car insurance?

Borrowing a car

No longer own a car – but still need to get from A to B? One-day insurance can be ideal when borrowing a vehicle from friends or family.

Emergency cover

You won’t always know when you need to drive somewhere. But you can get insured on a car for a day with our temporary cover.

Journey sharing

Sharing the driving duties? You can get the highest level of cover available – without worrying about your No Claims Discount.

What does daily car insurance cover?

Get the cover you need with tailored 24-hour car insurance from Tempcover. All cover is fully comprehensive as standard. So, your policy protects you against damage to yourself, your car, or any third parties involved in an accident. You’re also covered for the following:

What’s covered?

  • Fully comprehensive insurance on all policies
  • Accidental and malicious damage to your car
  • Legal liabilities for injury/damage to another person or their property
  • Driving in the UK – and, in some cases, driving in the EU

What’s not covered?

  • The excess you agreed to pay
  • Release from an impound (unless you buy specific temporary impounded car insurance)
  • Additional drivers – we can only cover the driver named on the policy

What’s optional

  • AA Breakdown Cover – including roadside callout, home start, and national recovery
  • Legal Expenses Cover worth up to £100,000 cover for costs – such as uninsured loss recovery for incidents that are non-fault
  • Excess Reduction Cover, which reduces your policy excess to make excess payments more manageable

Tempcover works with a panel of insurers to provide your daily car insurance cover. This means we can offer 24-hour cover to a wide range of drivers As such, full details of cover may differ depending on your insurer.

Before buying, please double-check the policy wording to confirm exactly what you’re covered for.

Am I eligible to insure my car for a day?

You must:

  • Be aged 17-78 years old
  • Hold a UK or EU driving licence
  • Have been a permanent UK resident for the last 12 months or a British expatriate
  • Have no more than seven licence points in the last three years
  • Not been disqualified from driving for the last two years
  • Have no more than two fault claims in the last three years
  • Have no criminal convictions
  • Not had a previous policy of insurance declared void by an insurer

Your car must:

  • Be valued between £1,500 and £65,000
  • Be roadworthy with a current and valid MOT (unless you’re using our policy to take the vehicle to a pre-booked MOT)
  • Taxed (unless you’re using our policy to get a vehicle taxed immediately after purchase)
  • Not be modified in any way – except for cars designed to aid disabled drivers
  • Be a right-hand drive car
  • Have no more than eight seats
  • Not be declared SORN

Please be aware that each insurer on our panel has its own eligibility criteria, so you should pay close attention to its Proposer’s Declaration.

How to get car insurance for one day

For drivers who need short-term cover that lasts no longer than 24 hours, getting car insurance for one day is quick and easy to do:

Look at the criteria listed above to make sure you’re eligible.

Get a personal quote by entering a few simple details – such as your car reg number and how long you’d like to insure it for.

We’ll give you a tailored quote with all the details about your policy. All you need to then do is agree to buy – it really is that straightforward.


Sample, flexible car insurance that’s right for you

Fast and easy daily insurance quotes

We know you might need a short-term policy in a short space of time. So, we’ve made it easy to arrange it.

Get quotes on 24-hour car insurance policies in just 90 seconds. It’s then a case of choosing the one that suits you best.

Total cover from our panel of insurers

The best way to get a better deal on your insurance is to compare your options.

We work with a panel of insurers, compare their policies and prices, and show you the cheapest daily car insurance price.

The details you will need

  • The car’s reg number
  • Your details (name, address, D.O.B., etc.)
  • Your licence type and how long you’ve held it
  • The value of the vehicle
  • Your email/phone number (to send your policy documents)
  • When you’d like the policy to start and end

Get 1 hour to 28 days temporary car insurance in 90 seconds

One-day car insurance FAQs

Can I insure a car for one day?

Yes – with our one-day car insurance. It’s the quick, easy, and affordable way to get cover if you only need it for a 24-hour period.

So, you no longer need to sign up to an expensive, long-term policy. Instead, choose the cost-effective cover that lasts as long as you need it whenever you want it.

If a day is too long, you can get cover from just one hour with hourly temporary car insurance.

Can I get car insurance for less than or more than 24 hours?

Yes – temporary insurance is flexible to your situation. From an hour up to a month, Tempcover can help you find a policy that’s right for you:

Can I get a two-day car insurance policy instead?

You can get cover for two days – or more. Our flexible daily car insurance means you can either get a two-day policy or buy new cover each day at a time – whether for a weekend away or just in case things don’t go to plan.

It also applies if three-, four-, or five-day cover might work best for you. At Tempcover, you can get car insurance cover for up to a total of 28 days at any one time.

How much is it to insure a car for a day?

A single-day car insurance policy can often be an affordable option. It can almost certainly work out cheaper than a whole year of cover.

Of course, the actual cost of one-day car insurance can depend on the “risk” you pose. Insurers calculate how likely you are to have an accident – and your premium is priced accordingly.

Insurers use the information you provide – such as where you live, your job, and your age. Using their experience, they can then work out how much your policy will cost.

How can I get cheap one-day car insurance and save money?

Remember, you should always make sure the cover you buy fits the bill. If you want to save money, a cheap day insurance policy might sound perfect. But any savings could be wiped out if you have an accident and you discover you aren’t covered.

Luckily, that’s not the case with Tempcover policies. You’ll always have comprehensive cover as standard. And we offer flexible solutions to suit however long you need insurance for. Not only are they designed to fit around you, they’re also much cheaper than standard cover.

When is daily car insurance the best option?

It can be a real lifesaver in an emergency. Emergency temporary car insurance for one day can help you use a car at short notice – and it won’t affect any existing insurance.

Even in more normal times, one-day car insurance is great for avoiding the hassle and expense of changing your annual cover if you’re borrowing a car or temporarily using a different car.

Are you a student or young driver who only needs occasional cover? Temporary car insurance for students or temporary car insurance for young drivers can help cut the cost of cover.

Meanwhile, daily temporary car insurance for learner drivers is ideal for that extra practice. Cover is available from 12 hours up to 28 days.

Some popular situations where drivers choose to insure a car for 24 hours include:

  • Borrowing a friend’s car for a day or two
  • Sharing the driving with a friend
  • Being a new driver wanting to drive occasionally
  • Using someone else’s car in an emergency
  • When you don’t know exactly how long you’ll need
  • Taking a SORN vehicle for an MOT
  • Taxing a car
  • Test driving a new car
  • Driving a new car home

Do I need one-day insurance to borrow a friend's car?

Usually, you do. You’ll need to get insured on your friend’s car unless you have another policy – e.g., on your own car – that clearly states you’re covered in other vehicles.

If you don’t have this, one-day insurance can be an ideal solution. It means you can get complete cover – but only for the time you’ll be driving a friend or family member’s car.

Don’t forget – you must have a valid policy to drive a car in the UK.

Can I add an additional driver to my 24-hour car insurance?

Unfortunately, we are only able to provide cover for one driver per vehicle. If you require cover for two drivers – you will need two separate policies.

Is my data added to the Motor Insurance Database if I get insurance for one day?

Once you buy your policy, we’ll update the Motor Insurance Database (MID). This will show the authorities that you’re legally covered to drive the car in question.

We update the MID daily, but your policy may expire before your details can be seen due to the short-term nature of temporary insurance. While it may take time to appear on the MID, you can rest assured that your insurance is in force.

We recommend you print your certificate of insurance or keep the digital copy on your phone while driving. This will act as valid proof of your insurance in case there are any issues. If the police do pull you over, they’ll call our phone number to confirm that you’re insured.

Can I tax my car if I get it insured for one day?

It won’t matter what type of cover you have on your car. You can still get it taxed – and it can even be a useful option if you’re in the process of getting it done. Just remember there may be a delay in your insurance showing on the MID. So, it’s worth having all your documentation on hand to confirm that your car is both taxed and insured.

Can I take out one-day car insurance for my MOT?

Any car you want to insure will require a valid MOT. That said, you can get a quote for one-day car insurance if you’re going to a pre-booked MOT appointment

Can I get one-day insurance for a different type of vehicle?

Yes. We offer day insurance on a range of vehicles – and for different types of drivers. Get the cover that’s right for you:

What happens if I have an accident while I have one-day cover?

If you have an accident, we have a dedicated claims team to help you. They’ll guide you through the process step by step.

If you’re not at fault, they’ll collect details of the claim and arrange any replacement vehicle and repairs. They can also help reclaim any uninsured losses.

Customer satisfaction

Since its inception in 2006, Tempcover has been dedicated to providing the best temporary vehicle insurance possible to hundreds of thousands of drivers.

We're currently rated 'Excellent' with a TrustScore of 4.6/5 on the consumer review website TrustPilot, and here’s what just some of the drivers who’ve used Tempcover before thought of our service.

At Tempcover, we aim to provide award winning temporary insurance:

Quick and easy one day car insurance quotes

It couldn’t be simpler to get a one day car insurance policy.

You can buy a policy online anytime you need it, and with our speedy quote process, you can get a price in just 90 seconds.

Temporary insurance from a panel of insurers

We all know that comparing prices is the best way to save money.

We compare prices and policies from a panel of leading one day car insurance providers and show you the cheapest price possible.

You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you need for the duration you want

Full cover, no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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