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Weekly car insurance

Get weekly car insurance in under 5 minutes

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Get a 1-week car insurance policy in just 2 minutes

Car insurance isn’t always as flexible as we need it to be but there is a solution. With a weekly car insurance policy, you only get cover for when you really need it. And if it turns out you need car insurance for 2 weeks or more, you can just get another one!

Our lives are constantly changing so for many drivers the flexibility of a temporary car policy is the best way to get value for money and take the stress out of driving a friend or family member’s car. It’s the hassle-free answer to make sure you’re covered when behind the wheel.

It doesn’t matter whether you’ve planned it in advance or need cover instantly; whatever you’re doing, getting an online quote is quick and easy.

Weekly car insurance - young couple driving

Why should i get weekly car insurance?

A 1-week car insurance policy gives you the freedom to drive other cars for the time you need without worry. Some of the benefits are:

No on-going contract after a week

When the arrangement ends – that’s it. You don’t have to do anything, and you’re not tied into anything.

You get comprehensive cover all week

You get comprehensive cover as standard for the whole week. This means you’re covered against damage to any third parties, any fire damage or theft to the vehicle, plus you’re also protected if there is any damage to the vehicle you’re driving.

You protect no claims discount

Unlike other insurance options, 1-week car insurance is a separate, standalone policy which has no impact on any existing insurance on the vehicle.

This means that if you were to have an accident while driving someone else’s vehicle, their No Claims Discount won’t be affected.

This can be essential if you’re borrowing a vehicle from someone else.

It’s very quick to arrange

With temporary insurance there’s no waiting around. It takes just minutes to get a quote online once you have your details to hand, and you could have your policy in place there and then. You can get a quote in minutes and your cover starts the second you want it to.

Plus there’s no waiting around for insurance documents to arrive as they’re emailed to you the moment you purchase a policy.

How much does one week’s car insurance cost?

As with any car insurance policy, how much you pay for your weekly car insurance will depend on a number of factors, including:

  • Your driving history
  • Your age
  • The model of the car
  • Where you live

However, as a rough guide most people can expect a weekly car insurance policy to cost around £20 a day.

When would i choose a weekly car insurance policy?

There are all sorts of situations where a weekly car insurance policy is the best choice. Some people get policies from us when they’re borrowing someone else’s car for pleasure, just to be helpful or because of an unexpected emergency that means they need to drive.

Likewise if your child needs insurance to drive when back from university or you’ve bought a new car and want to avoid the cost of making a mid-term adjustment to an existing policy it makes sense to just pay for the cover you need.

Some of the most common situations people get a one-week or weekly policy from us are:

  • When borrowing a car for a week
  • When driving for an emergency
  • When your car is in for repairs
  • When going on a driving holiday
  • When test-driving a new car
  • After buying a new car
  • When lending your car to your kids

What if i need a 2-week car insurance policy?

If you need to get car insurance for two, three or even four weeks you can simply get more one-week policies as and when you need them.

Because of this flexibility you don’t even need to know in advance – if your plans change and you suddenly find yourself needing 2-week car insurance instead of 1 week, your insurance can adapt to keep you covered.

If you know you need cover for two weeks, three weeks or more in advance then you can take out different policies at the same time and just set the start dates so they run one after the other.

How can i get weekly car insurance?

Getting car insurance for a week is quick and easy with Tempcover and takes just a couple of minutes when you get a quote online. You’ll just need to answer some basic questions about yourself and the vehicle you want to drive first. This will also include some contact details, like your address, your email, and your telephone number.

To get a quote, you’ll also need the vehicle registration number and give your reason for getting weekly car insurance.

Once you’ve entered your details you’ll be presented with a range of quotes from our panel of insurers, all of whom are members of the Association of British Insurers. Select the policy which best suits your situation – remember you can adjust the amount of excess you’re willing to pay, which could reduce the price of your policy.

You can also add several affordable extras – like UK Breakdown & misfuel cover or gadget cover – to your policy for extra peace of mind.

Now you’ve customised your policy and you’ve got the right amount of cover, you’ll visit the payment page. You can purchase your 1 week car insurance policy in a number of different ways including:

  • Debit card
  • Credit card
  • PayPal

Will i appear on the Motor Insurance Database if i get car insurance for just one week?

The Motor Insurance Database (MID) is the national database for insured vehicles and it’s what insurers and authorities use to check that car insurance is in place.

When you purchase a one week car insurance policy from Tempcover, your details will be uploaded to the MID. While we do update the database daily, it can take up to seven days for the details to appear when you search for them online.

As you may guess, with a weekly car insurance policy it’s very likely that either your details appear after your policy has started, or your policy may have even expired by the time they appear on the database.

You may be worried that this means you’re not properly insured but don’t worry, we can assure you that if you’ve purchased a policy and have received your certificate of insurance, you’re covered.

To be safe, we recommend you keep a copy of your certificate of insurance with you. You can either print it out or keep the digital copy on your phone.

What if i need a different length of cover?

Not sure weekly car insurance is the right option for you? First, remember you can effectively get a 2-week or 3-week car insurance policy by getting additional 1-week car insurance policies.

If that’s still not right, fortunately short-term car insurance is flexible by its very nature. You’ll find our panel of insurers offer all sorts of policies – everything from one hour car insurance through to daily car insurance and weekend car insurance right up to one month’s car insurance at any one time. The duration can be as long or short as you need it to be!