No impact on No Claims Discount plus fully comprehensive cover as standard
What is weekly car insurance?
Weekly car insurance covers you for a limited amount of time while driving – in this case, for one week at a time. You might be borrowing a friend’s car to go away for a week, for example. Taking out insurance for a car for just a week offers more flexibility and it can be adapted to your preferences.
Insuring a car for a week with Tempcover is easy – it takes just 90 seconds to get a quote.
Benefits of weekly car insurance
For many reasons, many of us are now driving. You can get the right cover for when you’re actually driving, with no long-term commitments.
When all you require is weekly car insurance, you can save money by not paying any more than you need to.
You can find out how much one week of car insurance will cost in just 90 seconds online or once you sign up for the Tempcover app, even quicker.
No impact on No Claims Discount
Get the highest level of cover available and peace of mind that there’s no impact on your existing No Claims Discount.
A big No Claims Discount
With weekly car insurance, you can save in the long and short term. For more information on how we can help you with getting the best car insurance for a week or two, get in touch!
How does weekly car insurance work?
As you might expect, weekly car insurance means you’ll be covered for no more than a week at a time. It’s comprehensive motor insurance with greater flexibility to suit your schedule. You can set up your one-week car insurance in no time at all.
All you need to do is let us know about the car you’ll be driving, the details of the journey you’re planning, as well as when you want your cover to start and how long for.
Next, we’ll dig through our panel of insurers to find the right cover for your circumstances. Perhaps you’re going away on holiday or you need to travel for work. Regardless, we’ll find car insurance for a week that works for you.
If you don’t think you need cover for as long as one week, hourly car insurance may be the answer. We can also offer insurance for the weekend.
Tempcover works with a panel of insurers to ensure we can provide weekly car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.
Am I eligible for weekly car insurance?
To get weekly car insurance, you must:
Be aged 17-78 years old
Hold a UK or EU driving licence
Have been a permanent UK resident for the last 12 months or a British expatriate
Have no more than 7 licence points in the last 3 years
Have not been disqualified from driving for the last 2 years
Have had no more than 2 fault claims in the last 3 years
Have no criminal convictions
Not have had a previous policy of insurance declared void by an insurer
To get weekly car insurance, your car must:
Be valued between £1,500 and £65,000
Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
Not be modified in any way except for those designed to aid disabled drivers
A one-week car insurance policy gives you the freedom to drive other cars for the time you need without worry. Some of the benefits are:
No ongoing contract after a week. When the arrangement ends, you don’t have to do anything and you’re not tied into anything.
You get comprehensive cover all week. That’s standard for the whole week, so you receive the highest level of protection available.
You protect any No Claims Discount. One-week car insurance is a separate, standalone policy that has no impact on any existing insurance on the vehicle.
It’s very quick to arrange. It takes just 90 seconds to get a quote online once you have your details to hand, and you could have your policy in place there and then.
Who uses weekly car insurance?
There are all sorts of situations where one-week car insurance is the best choice. Many drivers choose weekly cover when they’re borrowing someone else’s car for pleasure, helping their neighbours or community, or because an emergency means they must quickly switch to another vehicle.
Insuring your car for a week is also ideal for a range of other people. We provide 7-day car insurance policies for:
As with any car insurance policy, how much you pay for your week’s car insurance will depend on several factors, including:
Your driving history
Your driving licence type
How long you’ve been driving
The make and model of your car
How old your car is
The value of your car
How can I get cheap weekly car insurance?
It’s important to remember that if you don’t opt for comprehensive cover, you might not be thoroughly covered after an accident. While a cheap weekly car insurance policy may sound more appealing, it’s important to consider whether you want to take that risk.
By choosing Tempcover, you can relax in the knowledge that all our policies are comprehensive, so you’ll benefit from extensive protection. If you opt for temporary cover, you can save money by aligning your insurance with your requirements – whether that’s with our daily or weekly car insurance.
Do I need weekly car insurance to borrow a friend's car?
In most circumstances, you’ll need to be insured to drive a friend’s car unless you have another policy that covers you in other vehicles. However, that will likely only provide third-party cover. A week’s car insurance can be a great option if you need to borrow a vehicle from someone else and want comprehensive cover.
Can I add another driver if I insure a car for a week?
No. For now at least, we can only cover one driver per vehicle where each driver has a separate policy. However, this is something we might offer in future.
What if I need car insurance for two weeks?
If you need to get car insurance for two, three or even four weeks, you can simply buy one-week policies as and when you need them. You just need to pay weekly and top up your car insurance.
Even when you don’t know exactly how long you need cover for, it’s quick and easy to buy another policy if your plans change.
If you know you need cover for two weeks, three weeks or more in advance, you can take out different policies at the same time and set the start dates so they run one after the other. Alternatively, you could buy monthly car insurance for the whole period.
Will I appear on the Motor Insurance Database if I get car insurance for just one week?
The Motor Insurance Database (MID) is the national database for insured vehicles. Insurers and authorities use it to check that car insurance is in place.
When you buy our one-week car insurance policy, we’ll upload your details to the MID. We do this daily, but it can take up to seven days for the details to appear when you search for them online.
With a weekly policy, your details will likely appear on the database a few days after it has started. Your policy may even have expired by the time they appear.
But don’t worry – if you’ve bought a policy and received your certificate of insurance, you’re covered.
To be safe, we recommend you keep a copy of your certificate of insurance with you. You can print it out or keep the digital copy on your phone.
What if I need a different length of cover?
Not sure whether weekly car insurance is the right option for you? First, remember you can effectively get a two-week or three-week car insurance policy by buying another one-week policy until you get the time you need.
You will still be able to tax your car, regardless of whether you have annual cover or a short-term car insurance policy for a week. It’s worth noting that there may be a delay before it appears in the Motor Insurance Database, but assuming you have your documentation to confirm that you have insured and taxed your car, you’ll be covered.
Does weekly car insurance affect an existing insurance policy?
If you have an existing policy, this is separate from any weekly car insurance policies you take out. In other words, if you have annual cover, a one-week car insurance policy will not impact your No Claims Discount if you find yourself having to make a claim on your temporary insurance. Driving in a friend’s car? An accident won’t affect their No Claims Discount either.
Can I get weekly car insurance if I'm learning to drive?
Yes, you can. It’s important to be insured while you’re learning to drive, even if you’re doing it more intermittently. This is where you can benefit from the flexibility of weekly learner driver insurance with Tempcover.
Looking for temporary insurance for a different vehicle?
Since its inception in 2006, Tempcover has been dedicated to providing the best temporary vehicle insurance possible to hundreds of thousands of drivers.
We're currently rated 'Excellent' with a TrustScore of 4.6/5 on the consumer review website TrustPilot, and here’s what just some of the drivers who’ve used Tempcover before thought of our service.
Does exactly what you want
Does exactly what you want. I needed temporary insurance it was cheap quick and easy. Nice touch with the text reminding when it was about to expire. Would definitely use again if the situation required it many thanks
Exceptionally easy to complete online
This is the second time I have used Tempcover.com and once again the policy could be arranged in minutes, all exceptionally easy to complete online and documents are emailed to you on completion. Whats not to like great service for short term cover.
4 Days Ago
Love this company
Love this company i use them often when test driving cars or borrowing a car, van or bike cheep reliable. doing it on line is so easy
We use essential cookies to make our website work. We'd also like to use non-essential cookies to help us improve our website by collecting and analysing information on how you use our website and for advertising purposes.
You can agree to accept all cookies by clicking 'Accept all cookies' or you can change your preferences by clicking 'Manage Cookies' below. For more information about the cookies we use, see our cookies policy
We use essential cookies which are necessary to ensure our website works correctly.
We'd like to set non-essential analytics and marketing cookies that help us provide a better experience to our users. These help us improve our website and marketing by collecting and reporting information on the campaigns and web pages you interact with. It also helps us to target our marketing campaigns to people who are most likely to be interested in our services.
We'd also like to set a non-essential cookie which enables us to playback your journey on our website to assist with troubleshooting and to help us improve our website based on the behaviour of our customers.