Drivers aged 18+ can get temporary cover in minutes
Can under 25’s get temporary car insurance?
The open road gives many young drivers the type of freedom they have never experienced before.
Being able to get in a car and drive wherever you want, whenever you want without having to rely on parents or relatives is an important milestone when growing up.
Whatever the adventure, the best way to enjoy yourself is to know you’re fully protected if something goes wrong.
Unfortunately though, because of the risk factor that’s often associated with young drivers, especially those drivers who have just passed their driving test, insurance can extremely difficult to find, even more so if you’re under 21.
Young drivers will also struggle to find more specialised insurance such as classic car insurance if they’re under 25.
Unlike other temporary providers, Tempcover works with a range of insurers to ensure we can offer cover to as many people as possible.
While there are some restrictions that may stop you getting a quote, if you’re aged 18 and above and have held your full licence for 6 months or more, we are confident we can cover you.
When could short term cover help me?
As a new driver, you will often find you need to be insured to drive someone else’s car. Whether you’re sharing the drive with a friend or need short term cover on a parent’s car, getting young driver insurance is perfect for many everyday tasks.
Driving a friend’s car
You may be borrowing it for a day or sharing the driving on a road trip. Whatever the circumstances if you’re driving someone else’s car, you need to be insured to drive it.
Temporary young driver insurance is often the cheapest and easiest way to drive someone else’s car with comprehensive cover. Most drivers under 25 will struggle to find an annual policy that includes a ‘Driving Other Cars’ extension and even if they do, it won’t cover any damage to the car you are driving.
Having a short term policy is perfect for new drivers. You don’t have to worry about being added to your friend’s policy or affecting their no claims discount because it’s a separate policy created only for the specified period.
Picking up a new car
No driver wants the experience of picking up a new car to be ruined by being stopped because they’re not fully insured. If you’re buying a new vehicle, you need to make sure that it’s covered and you’re covered if you’re driving someone else’s car to pick it up.
If not properly insured in either situation, you could end up with a serious fine.
Temporary car insurance for new drivers is the best way to get complete protection while you purchase an annual policy. One or two day cover gives you comprehensive cover which means you can pick up your new car and drive it away without having to worry.
With less time spent doing admin, you’re free to spend more time driving your new set of wheels.
Most uni students won’t have access to a car while at university and so when it comes to the holidays they’re often stuck, unable to get around.
A great way for students to stay on the road while home from university is with temporary car insurance for young drivers.
It’s the quickest and easiest way for young drivers to use a parent’s vehicle during the holidays without having to pay for a whole year’s worth of cover.
Saving your family time and money as well as protecting the No Claims Discount of the vehicle owner, it’s the ideal way to find cheap car insurance for young drivers and university students.
Learning to drive
A lot of drivers under 21 looking for insurance haven’t even passed their driving test.
If you’re a learner and want to practice in someone else’s car, it can often be cheaper and more convenient to get short term cover as and when you need it.
Adding a learner to an annual policy can force premiums up and risk any No Claims Discounts the driver may have. In a lot of circumstances, it’s far better to get temporary learner drivers insurance.
This short-term approach to insurance is often the best option for young drivers, as it’s normally cheaper and more flexible.
You can get learner driver cover for between 1-30 days or even 60 or 90 days at a time, so no matter how many lessons you want everyone can relax knowing comprehensive cover is in place.
Why choose temporary car insurance?
Young drivers often find themselves in ever-changing situations that an annual policy can’t keep up with.
Whether you need to drive a car occasionally for work or when you come home from university, temporary insurance is the most affordable option.
From 1 hour to 28 days, short term car insurance can be used as and when you need it so you’re not paying for insurance if you don’t need it.
As a new driver, knowing your insurance is comprehensive means you can enjoy the open road with complete peace of mind, wherever it may take you!
It’s important to note that because of new Continuous Insurance Enforcement (CIE) rules, any vehicle you’re using must always be covered by an insurance policy. It is illegal to keep a vehicle that is not either insured or registered with the DVLA as off the road.
Start a quick and easy quote now and get car insurance for young drivers in minutes.