Higher education already comes with its fair share of costs, so adding expensive car insurance to the list is something no student driver wants to do. Reduce the cost of driving while at university or home for the holidays by only paying for cover you actually need, thanks to temporary student car insurance.
Yes and no. Generally, students will be less experienced and younger drivers, and that means they’ll be hit with higher than average premiums. But if they only need to use the car every now and then, or a few weeks a year, they could get a much cheaper deal by opting for short term car cover instead.
While many students leave their car at home while away at university, it’s often the case that they’re still paying out annual car insurance, whether on their own vehicle or as named driver on a parent’s policy.
On average, young drivers (17 to 24-years-old) drive less than half the distance than those aged 25 and over, with only around 10% of those being students who drive to a place of education*.
It’s safe to say that if you’re away at university, you’re not likely to drive very much, if at all. You may be paying out thousands of pounds worth of cover when you’re actually only going to be driving a few weeks a year.
But while you may not want to pay out for a years’ worth of cover, it’s more than likely that you’ll want to be able to get around during the holidays.
It’s often said that you can’t have the best of both worlds, but with temporary student car insurance, you really can.
As most students won’t need to use a car all year round, temporary cover rather than an annual policy will work out as the cheapest option.
Most university students won’t have been driving very long and it’s that lack of experience that means you’re more than likely having to shell out thousands of pounds a year in car insurance.
It’s well known that insurers measure the risk of a driver based on a number of factors, one of the most important is your age and therefore driving experience.
With that lack of experience come accidents. And despite young drivers (17-24-years-old) making up just 12% of all drivers, they are involved in a quarter of all car accidents†.
Its statistics like this that mean cheap car insurance for students is hard to come by. That’s why short term student car insurance policies like ours are so crucial. We’re able to help keep the cost of insurance down by offering you cover only when you actually need it.
Tempcover is proud to be working with top UK insurers to offer a temporary student car insurance scheme, specifically designed to help university students who want to be able to use a vehicle when they’re home from uni.
The policy is ideal for university student drivers who have access to a parent or other relative’s car during half terms and holidays, as cover is flexible to suit your needs.
Available from 1-28 days at a time, temporary car insurance for students lets you pick the duration that works for you without being tied into a long-term contract, or having to install a black box and app which tracks and monitors where you go and how you drive.
So, if you need a few days insurance over Easter, or a few weeks during the summer, We’ve got you covered.
Now before you get too carried away, many parents or relatives may be reluctant to let you drive their vehicle. That’s not only because of the reputation of young drivers, but also the risk that they could lose the No Claims Discount they’ve spent years accumulating.
But with a short term policy they don’t have to worry, because, through our short term student car insurance, the No Claims Discount of the primary insurance holder is protected.
This offers complete peace of mind to you and the person whose car you’re borrowing.
Not only could temporary student car insurance save you money, but it could also save you time. Your busy student life is full of deadlines, studying and meeting friends, so the last thing you want to do is spend time and effort on the phone, applying for insurance or adjusting an existing policy.
With Tempcover, everything is quick and easy and getting a quote takes just a couple of minutes. Once you’ve got your quote, you can be covered instantly if you want to, or simply choose the date and start time you want and then your cover will begin then.
To make sure that temporary student car insurance – whether you’re 18-21 or a mature student – is affordable, we’ve created this policy for university students only. In order to get a temporary student car insurance quote, you must be:
If this doesn’t sound like you or you’re looking for car insurance for international students, we may still be able to cover you through our standard car scheme or ex-pats cover. If you’re a student but are currently learning to drive, we can provide flexible learner driver insurance for any private lessons you need with friends or family while home from uni.