Higher education already comes with its fair share of costs, so adding expensive car insurance to the list is something no student driver wants to do. Reduce the cost of driving while at university or home for the holidays by only paying for cover you really need, thanks to temporary student car insurance.
Yes and no. Generally, students will be less experienced and younger drivers, and that means they’ll be hit with higher-than-average premiums. But if they only need to use the car every now and then, or a few weeks a year, they could get a much cheaper deal by opting for short-term car cover instead.
Many students leave their car at home when away at university. But they’re often still paying for annual car insurance, whether on their own vehicle or as a named driver on a parent’s policy.
On average, young drivers (17-to-24 years old) drive less than half the distance of those aged 25 and over, with only around 10% of those being students who drive to a place of education*.
It’s safe to say that if you’re away at university, you’re not likely to drive very much, if at all. You may be paying thousands of pounds for cover when you’re only going to be driving a few weeks a year.
But while you may not want to pay for a year’s worth of cover, you’ll probably want to get around during the holidays.
It’s often said you can’t have the best of both worlds, but with temporary student car insurance, you really can.
As most students won’t need to use a car all year round, temporary cover rather than an annual policy will be the cheapest option.
You may not have been driving very long and that lack of experience means you’re probably shelling out thousands of pounds a year in car insurance.
Insurers measure the risk of a driver based on a number of factors, one of the most important being your age and driving experience.
With lack of experience may come accidents. And despite young drivers (17-24 years old) making up just 12% of all drivers, they are involved in a quarter of all car accidents.
This means cheap car insurance for students is hard to get. That’s why short-term student car insurance policies like ours are so crucial. We’re able to help keep the cost down by offering you cover only when you really need it.
Tempcover is proud to be working with top UK insurers to offer a temporary student car insurance scheme specifically designed to help university students who want to be able to use a vehicle when they’re home from uni.
The policy is ideal for university student drivers who have access to a parent or other relative’s car during half terms and holidays, as cover is flexible to suit your needs.
Available from 1-28 days at a time, temporary car insurance for students lets you pick the duration that works for you without tying yourself into a long-term contract. It also means you don’t have to install a black box and app that tracks and monitors where you go and how you drive.
So, if you need a few days’ insurance over Easter, or a few weeks during the summer, we’ve got you covered.
Many parents or relatives may be reluctant to let you drive their vehicle. That’s not only because of the reputation of young drivers, but also the risk that they could lose the No Claims Discount they’ve spent years building up.
But with a short-term policy they don’t have to worry because, through our short-term student car insurance, the No Claims Discount of the primary insurance holder is protected.
This offers complete peace of mind to you and the person whose car you’re borrowing.
Not only could temporary student car insurance save you money, but it could also save you time. Your busy student life is full of deadlines, studying and meeting friends, so the last thing you want is to spend time on the phone applying for insurance or adjusting an existing policy.
With Tempcover, everything is quick and easy and getting a quote takes just a couple of minutes. Once you’ve got your quote, you can be covered instantly if you want to be, or you can simply choose the date and start time you want and then your cover will begin then.
To make sure that temporary student car insurance – whether you’re 18-21 or a mature student – is affordable, we’ve created this policy for university students only. To get a temporary student car insurance quote, you must be:
If this doesn’t sound like you or you’re looking for car insurance for international students, we may still be able to cover you through our standard car scheme or expats cover. If you’re a student but are learning to drive, we can provide flexible learner driver insurance for any private lessons you need with friends or family while home from uni.
Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount
Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need
Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin
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