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Temporary van insurance

Product guides

Temporary van insurance

Get short term van cover

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What is temporary van insurance?

Temporary van insurance is your affordable and flexible insurance option when you need to use a van occasionally or for a short period.

It’s the quick and easy way to get the cover you need while only paying for the time you need.

Whether you’re borrowing a van to move house, transport large items, or as part of your business, van insurance from Tempcover can help you save time and money and get you on the road in your van in no time.

When would I need temporary van insurance?

Short term van insurance can be ideal for hundreds of everyday situations, including:

  • Borrowing a van to move house – You’ll probably need a large vehicle to move bigger, bulkier items and you may find that borrowing and insuring a van for the day is much cheaper than hiring a removal company.
  • Delivering or transporting large items – Whether you’re buying or selling, moving large items is not a job for your car. Whether you need to use one for a day or longer, you can find temporary van insurance cover to suit your situation.
  • Business insurance for vans – Businesses across the UK rely on their vans, so if one goes out of action or a new employee starts, you need a quick insurance option to keep your business running. Get the temporary business van insurance you need with Tempcover in just 90 seconds.
  • Test driving a new van – If you’ve got your eye on a new set of wheels, make sure everything is as it seems with a test drive. Get a van insurance policy for a few hours without adjusting or affecting any existing insurance on the vehicle.
  • Driving away a new van – Once you’ve chosen your next van, don’t wait around arranging your long term insurance. Drive your new van home and give yourself up to 28 days to choose the right annual policy while still using it.
  • Young van drivers – Van insurance can be extremely expensive, especially for first time or young van drivers. If you’re only driving occasionally, you could save money and get cheaper van insurance with pay as you go insurance.

What does temporary van insurance cover?

Your temporary van insurance policy comes with comprehensive cover as standard. Should the worst happen during the duration of the policy, you, your vehicle and any other third parties involved are covered.

What’s covered with short term van insurance

What’s not covered with short term van insurance

Fully comprehensive insurance on policies from 1 hour to 28 daysThe excess you agreed to pay
Accidental and malicious damage to your vanRelease from an impound (unless you buy a specific temporary impounded van policy)
Loss or damage to your van caused by fire, theft, or attempted theftAdditional drivers – we can only cover the driver named on the policy
Legal liabilities for injury or damage to another person or their propertyNo cover for the loss or damage to a vehicle, trailer, trailer-caravan or broken-down vehicle when being towed by the insured van
Personal belongings (definitions may differ by insurer)Any goods carried in or on the vehicle when courier use is selected.
Driving in the UK, and in some instances driving in the EU

Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.

If you do have to make a claim on the policy, our helpful team will guide you through every step of the claims process.

Can I get temporary van insurance?

There are many factors that insurers consider when offering cover. Your age, location, driving history, and van are just some of the things insurance companies look at when calculating your risk.

We’re confident we can provide you with a temporary van insurance quote if you and the van you want to insure meet the following criteria:

To get temporary van insurance, you must

To get temporary van insurance, your van must

Be aged 17-77 years oldBe valued between £800 and £65,000
Hold a UK driving licence, an EU or International driving licenceBe in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
Have been a permanent UK resident for the last 12 monthsThe vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
Have no more than 7 licence points in the last 3 yearsNo modifications, other than the addition of manufacturer’s optional extras; signage, roof racks, ply lining or interior storage etc. and those designed to aid disabled drivers
Have not been disqualified from driving for the last 2 yearsBe a right-hand drive van
Have no more than 2 fault claims in the last 3 yearsHave no more than 5 seats
Have no criminal convictionsNot weigh more than 7.5 tonnes
Not have had a previous policy of insurance declared void by an insurer

Unfortunately, there are instances when even drivers with the above details may be unable to get a temp van insurance quote with us – these include:

  • Vans used for exportation. Any vehicle that leaves the UK must return within the period of cover and this would only cover them in the EU.
  • Looking to insure a hire or loan vehicle.

Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.

What types of van can I insure?

While van is the general term for the vehicle type, there are many different types of van available.

To make sure you get the right short term van insurance quote and pay the right the price, it’s important to select the correct body type.

When getting a quote, you can select from the following body types:

  • Van
  • Pickup – single cab
  • Pickup – double cab
  • Box van
  • Luton van
  • Refrigerated/insulated
  • Minibus
  • Hot food dispenser
  • Ice cream van
  • Transit
  • Motorcaravan
  • Taxi
  • Dustcart
  • Horsebox
  • Livestock carrier
  • Milk float
  • Flatbed
  • Mobile shop
  • Tipper truck
  • Refuse vehicle
  • Road sweeper
  • Skip carrier
  • Vehicle transporter

Temporary van insurance FAQs

Can I insure a van and car on one policy?

Unfortunately, because each vehicle may pose a different risk, you will need to purchase a separate policy for your car and van. Don’t worry though, it takes just 90 seconds to insure either vehicle, so you can get a temporary car and van insurance policy in just a few minutes.

Can you get 6 months van insurance?

You can get a policy to drive a van for 1 hour up to 1 month at a time, but there are no restrictions on the number of policies you can buy. If you need 6 months van insurance, you can easily buy 6 monthly policies or one month policy at a time if you think your situation may change.

Whatever duration you’re looking to buy, make sure you consider all options before buying to ensure you’re getting the best deal possible.

What is hire and reward insurance for a van?

Hire and reward insurance is a form of cover that’s essential for anyone who moves someone else’s property as part of their business operations – namely couriers, hauliers and furniture movers, among others. It covers the unique risks of this kind of work, such as:

  • The varied value of any cargo
  • The varied nature of the cargo
  • The frequency of stops during trips
  • High mileage day-to-day.

Taking this into account, specialist hire and reward insurance should cover:

  • The cargo you carry
  • Any damage caused to your van and other vehicles
  • Public liability
  • Employer’s liability.

Can I drive a van on my UK car insurance?

Every insurance policy is different, but you’ll rarely be covered to drive a hire vehicle in addition to the car named on your policy. And even if you are, you’ll likely only have third party cover. That’s why short term van insurance is the sensible choice for most people.

Looking for one day insurance for a different vehicle? Tempcover offers a range of temporary insurance products, including:

 

The cover you need for the duration you want

Full cover,
no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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