Temporary van insurance is your affordable and flexible insurance option when you need to use a van occasionally or for a short period.
It’s the quick and easy way to get the cover you need while only paying for the time you need.
Whether you’re borrowing a van to move house, transport large items, or as part of your business, van insurance from Tempcover can help you save time and money and get you on the road in your van in no time.
Short term van insurance can be ideal for hundreds of everyday situations, including:
Your temporary van insurance policy comes with comprehensive cover as standard. Should the worst happen during the duration of the policy, you, your vehicle and any other third parties involved are covered.
What’s covered with short term van insurance
What’s not covered with short term van insurance
|Fully comprehensive insurance on policies from 1 hour to 28 days||The excess you agreed to pay|
|Accidental and malicious damage to your van||Release from an impound (unless you buy a specific temporary impounded van policy)|
|Loss or damage to your van caused by fire, theft, or attempted theft||Additional drivers – we can only cover the driver named on the policy|
|Legal liabilities for injury or damage to another person or their property||No cover for the loss or damage to a vehicle, trailer, trailer-caravan or broken-down vehicle when being towed by the insured van|
|Personal belongings (definitions may differ by insurer)||Any goods carried in or on the vehicle when courier use is selected.|
|Driving in the UK, and in some instances driving in the EU|
Tempcover works with a panel of insurers to ensure we can provide temporary van insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.
If you do have to make a claim on the policy, our helpful team will guide you through every step of the claims process.
There are many factors that insurers consider when offering cover. Your age, location, driving history, and van are just some of the things insurance companies look at when calculating your risk.
We’re confident we can provide you with a temporary van insurance quote if you and the van you want to insure meet the following criteria:
To get temporary van insurance, you must
To get temporary van insurance, your van must
|Be aged 17-77 years old||Be valued between £1,500 and £65,000|
|Hold a UK or EU driving licence||Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)|
|Have been a permanent UK resident for the last 12 months||The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)|
|Have no more than 7 licence points in the last 3 years||No modifications, other than the addition of manufacturer’s optional extras; signage, roof racks, ply lining or interior storage etc. and those designed to aid disabled drivers|
|Have not been disqualified from driving for the last 2 years||Be a right-hand drive van|
|Have had no more than 2 fault claims in the last 3 years||Have no more than 5 seats|
|Have no criminal convictions||Not weigh more than 7.5 tonnes|
|Not have had a previous policy of insurance declared void by an insurer|
Unfortunately, there are instances when even drivers with the above details may be unable to get a temp van insurance quote with us – these include:
Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.
While van is the general term for the vehicle type, there are many different types of van available.
To make sure you get the right short term van insurance quote and pay the right the price, it’s important to select the correct body type.
When getting a quote, you can select from the following body types:
Unfortunately, because each vehicle may pose a different risk, you will need to purchase a separate policy for your car and van. Don’t worry though, it takes just 90 seconds to insure either vehicle, so you can get a temporary car and van insurance policy in just a few minutes.
You can get a policy to drive a van for 1 hour up to 1 month at a time, but there are no restrictions on the number of policies you can buy. If you need 6 months van insurance, you can easily buy 6 monthly policies or one month policy at a time if you think your situation may change.
Whatever duration you’re looking to buy, make sure you consider all options before buying to ensure you’re getting the best deal possible.
Hire and reward insurance is a form of cover that’s essential for anyone who moves someone else’s property as part of their business operations – namely couriers, hauliers and furniture movers, among others. It covers the unique risks of this kind of work, such as:
Taking this into account, specialist hire and reward insurance should cover:
Every insurance policy is different, but you’ll rarely be covered to drive a hire vehicle in addition to the car named on your policy. And even if you are, you’ll likely only have third party cover. That’s why short term van insurance is the sensible choice for most people.
Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount
Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need
Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin