Vans have become synonymous with business and whether you’re a business owner, a tradesman or just use a van for work, you’ll know just how important it is to have the right van insurance for your business needs.
If anything happens to your van then you could be left unable to get to work and possibly losing money for yourself or your business.
If your van is in for repairs then borrowing a van from a friend or co-worker could get you back on the road quickly and easily. Once you’ve sorted out a replacement van, you need to think about your insurance.
It’s required by law that you’re insured when out and on the road and even if you are insured on your own vehicle, if you want to drive another van you must make sure you have insurance to do so.
The easiest and often cheapest way to do this with a temporary van insurance policy. Temporary insurance gives you cover to drive another vehicle for the duration you want, up to 28 days.
Short term cover is not only ideal for when your van is off the road, Temporary insurance could be the ideal solution for many everyday problems and yet many business owners and employees don’t even know that it exists.
It’s perfect for those occasions when you need quick, flexible insurance to keep you on the road or when you need to use a van temporarily.
The costs involved in running a small business mean that many can’t afford to pay for expensive insurance for a vehicle they may not need to use all year round.
While the high cost of annual insurance for a van you may only need for a few days or weeks can be off-putting, there is an alternative.
A short term policy could save your business hundreds of pounds because you only pay for the cover you actually need. This means you get the best value for money, something which can incredibly important for most businesses.
You don’t have to face the unnecessary expense of an annual policy and you can customise your cover to suit your budget and requirements.
Comprehensive cover comes as standard with temporary insurance so you can relax and know that even if the worst should happen, you’ll be covered.
If your business involves your employees using a van, then you’ll need to set up an annual insurance for them.
This can be quite a time-consuming process and to avoid any delays while you get the best deal possible, a temporary policy can cover the gap so they can get started straight away.
There’s no waiting around with short term insurance, you’ve chosen the best quote for you, you can select when you want the policy to begin, down to the minute.
Cover can begin in 5 minutes if you need it to and because your policy documents are you emailed to you instantly, there’s no waiting around.
Temporary insurance also protects the van owner as it’s a separate policy so won’t affect any No Claims Discount they may have. It gives you complete peace of mind while you sort out an annual policy.
Getting a short term insurance quote from Tempcover is simple and straightforward and takes just a couple of minutes.
After entering a few basic details about you and the vehicle, you’re able to compare a range of quotes from our trusted panel of insurers.
Unlike other comparison sites, Tempcover finds the best quotes available from across the market, not just a small number of related companies.
Once you’ve been presented with your quote, you can tailor your policy to suit your individual needs.
Short term policies are available from 1 – 28 days and come with a range of affordable extras that could add that extra level of security to your policy. From gadget cover to roadside breakdown assistance, you’ll find something that could help you.
Tempcover provides a range of temporary policies that are flexible and cost-effective.
We can offer insurance to a large number of drivers, including those with penalty points and previous disqualifications.
What is covered with a temporary insurance policy?
All short term van insurance policies come with comprehensive cover as standard which means that any damage to your vehicle as a result of an accident, whether it’s your fault or not will be covered.
We cover a range of different situations but unfortunately, you will be unable to use temporary car insurance policy for courier purposes, hire or reward and some insurers won’t cover for the transportation of hazardous materials.
You will be unable to get a quote if your van weighs more than 7.5 tonnes.
Get a quote now to find out how much you could save.