Can i get one hour van insurance?
There are some jobs where only a van will do, so if you need to borrow a van from a mate or family member or want to add an additional driver to a van you’re going to borrow, you’ll need to make sure you’re legal to do so first.
To begin with, you’ll have to check you have the right kind of licence. But you also need to have insurance in place to be able to drive the van. It’s a requirement by law, and there are very serious consequences if you’re caught without it, so it’s never worth the risk.
There are a few ways you can go about this. You could see if your annual policy will cover you to drive another vehicle. There’s every chance that your insurer won’t allow it though, particularly driving a larger vehicle like a van. And even if they do agree, you may only be offered third party cover, which leaves you vulnerable.
You could arrange for whoever owns the van to name you on their annual policy. But this takes days and weeks to sort out – no good if you need the van at short notice – and they’ll probably be charged fees. They’d also be likely to see their premium go up plus, they could risk losing their No Claims Discount, should the worst happen and you had to make a claim.
You could also look into getting an annual policy of your own, but if you only need a van for a few hours, this would be a massive waste of your time and money.
In most cases, hourly van insurance will be the best option. Its ideal for such a short term borrow or additional driver, as you only pay for the amount of cover you need – no more, no less. You’re not tied into any contracts; you just pay for your cover upfront, set your start time and you’re good to go. You could have a policy in place in under 5 minutes, making it perfect for those last-minute van requirements.
What if i need to insure a van for longer?
If you think your van use requirements are going to push the top end of 12 hours, it may be more economical and less risky to just take out a longer policy. If your job overran, you could be left without cover and would be unable to drive, so you might want to give yourself some legroom.
In that case you can always get one day van insurance or even up to weekly van insurance.
Why get hourly van insurance?
There are lots of scenarios where hourly van insurance could be your best way forward, but some of the more common include:
If you’re moving home
Even the best-planned of house moves can be a minor logistical nightmare. Getting all your possessions from A to B is no small task at all, but the more carrying capacity you have the quicker it’ll take – so it makes perfect sense to borrow a van. And this can turn out cheaper than calling in the professionals.
But if you’d like to do it yourself, you’ll need van insurance in place. Since you’ll only need to use the vehicle for a handful of hours, it really wouldn’t be worth paying for any more cover than you need. Thankfully, our hourly van insurance does exactly what you need it to. You’ll be legal to drive the van for how ever many hours you specify, getting fully comprehensive cover and protecting yours and the owner’s no claims discount in the process.
If your commercial van is in for repairs
Vans are the lifeblood of millions of British businesses. But breakdowns can happen at any time, and you never truly know what your annual MOT could uncover.
Your van may have to stay off the road and head to the garage for the day, but that doesn’t mean you can just let business stop, particularly if you have appointments, targets and deliveries. In this case you’ll need to borrow a van – either another in your fleet or someone else’s.
With temporary business van insurance by the hour, you can keep to schedule. You only pay for the hours you need, and you’re not tied into anything once the policy expires and you’ve got your own van back.
If you need to transport a large item
Just found a bargain second-hand sofa online? Or taking some home renovation work into your own hands and need to pick up a door or two? Not everything comes flatpack, and sometimes your car’s boot just won’t do.
In these situations, you’ll need to get your hands on a bigger vehicle, and van insurance by the hour from Tempcover lets you do just that. If you’re only making one short trip, it makes no sense at all to faff around altering existing policies, or getting locked into any arrangements. With temporary van insurance, just tell us when you want your insurance to start and end. It’s particularly great if you make a last minute purchase of a large item, because you could have your policy in place in as little as five minutes.
Hourly van insurance benefits
Hourly van insurance is flexible by its very nature, meaning it’s entirely designed around you. That comes with lots of benefits, including:
- You’ll get a quote and your cover in minutes. We’ve made the entire process as slick as possible. From entering your details, your policy documents could be arriving in your email inbox with 10 minutes.
- You pick the start time. Need last minute cover? Or are you planning ahead? With Tempcover, you can start your insurance immediately or in 28 days’ time – and at every minute in between.
- You’ll get the best level of cover available. Every hourly van insurance policy we’ll quote you for comes fully comprehensive, meaning you’re protected in as many situations as possible.
- You’re not tied into anything. When you begin a short term van insurance arrangement through us, you pay for the policy upfront. It simply lasts for the time you specified and then expires. You don’t need to do anything, and you don’t owe a penny more.
- Everyone’s no claims discount is protected. Borrowing the van from a friend? They’ll be glad to know that your temporary policy is totally separate from theirs, meaning there’ll be no impact on their no claims discount if you ended up needing to claim. That means it can’t affect the one on your annual policy, either.
Get hourly van insurance from Tempcover
At Tempcover, we understand that you’re too busy to be stressing about insurance. That’s why we’ve made everything as straightforward as we can.
You’ll start the process with us by providing us with some essential details. We’ll need to know some basic information about you – your age, occupation, home address and the like. We also need to know a bit about the van you want to be insured on, so that we’re able to identify it, and how many hours of insurance you’d like to take out.
We use all this to pull together a range of quotes from our panel of industry-leading insurers, each of which is tailored to you and your requirements. From there, you simply choose which suits you best – whether it’s a matter of price or the right coverage.
Once you’ve paid, we’ll sent all the policy docs right over to you in minutes. Your hourly van insurance will start at whatever time you selected within the next 28 days, and you’ll be fully insured to get behind the wheel.
Whatever the size and nature of the job, temporary van insurance is here to help you get it done.