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Impounded Car Insurance

Product guides

Impounded Car Insurance

Getting a temporary policy is the quickest and easiest way to get the right insurance for your impounded car!

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What is temporary impounded vehicle insurance?

Impounded vehicle insurance gives you the insurance you need to release a vehicle from the impound.

If you need to release your car from the impound, you’ll have to prove that the vehicle is insured for at least 30 days before it can be released. With impounded car insurance, you get the 30 days’ cover you need quickly and easily.

Having your vehicle impounded can be expensive. The longer you leave it, the more costly it gets.

With our insurance for impounded cars, you can get the policy you need in just 90 seconds, with your insurance documents emailed to you instantly – saving you time and money.

It’s important to ensure you have the right insurance as most standard policies won’t cover releasing a vehicle from the impound. Buying the wrong policy will cost you even more money, so it’s crucial to get it right.

Get your impounded vehicle insurance with Tempcover and release your vehicle now.

Why do I need temporary impounded vehicle insurance?

No matter what the offence, to get your vehicle back, you need to have insurance. If you don’t already have an annual policy or your existing insurance won’t cover impounded vehicles, then you need to buy specific insurance for impounded cars.

  • Impounded cars are seen as high risk by insurers – Most annual insurers won’t offer cover for impounded cars because it’s seen as a high-risk category, so a temporary impounded vehicle insurance policy will be the best option.
  • You need specialist short-term impounded car cover –A standard temporary insurance policy won’t cover the release of impounded vehicles, as it only lasts up to 28 days. You’ll need to show you have at least 30 days’ insurance to get it released. Our special 30-day impound insurance gives you what you need to get back on the road.
  • The sooner you act, the more money you’ll save – You have just 7 working days to reclaim your vehicle and the longer you leave it, the daily £20–25 storage fee will soon add up to a large, unwanted expense. If you fail to reclaim your vehicle or fail to show the correct documents within 14 days, your vehicle will be disposed of. In such time-sensitive situations, insurance for impounded vehicles is the ideal solution. The process is simple and straightforward with quotes available in minutes, saving you time and money.

How do I get my car out of the impound?

Valid impound insurance documents are not the only thing you need to have your impounded vehicle released. You must prove that you own the vehicle before you will be allowed to collect it.

To make this process as quick and painless as possible, you should take all the following documents with you:

  • Proof of valid insurance
  • Full driver’s licence (including counterpart)
  • Proof of ownership (the full log book (V5C) or a new keeper supplement (V5C/10) with a verifiable and ‘in date’ bill of sale)
  • MOT (a valid MOT certificate or evidence of a pre-booked MOT appointment)

This is just a general list of the documents most pounds will require, but you can find a full list in the notice letter you get when the vehicle is ready for collection.

Can I get temporary impounded car insurance?

Getting short-term impounded car insurance depends on several factors including your age, vehicle, and driving history among others. However, to be eligible for impounded car insurance, you and your vehicle must meet at least the following criteria:

To get impound insurance, you must

To get impound insurance, your vehicle must

Be aged 21-80 years old Not have been modified
Have held a full UK or NI driving licence for at least 3 years Have no more than 7 seats
Must be the current legal owner of the vehicle and be able to provide proof if requested by Police Be a right-hand drive car
Have no more than 3 licence points in the last 3 years if you are aged 21-25 or no more than 6 licence points in the last 3 years if you are aged 26-75. Be registered in Great Britain, Northern Ireland, or the Isle of Man
Have not been disqualified from driving for the last 5 years Weigh no more than 3.5 tonnes
Have no more than 1 fault claim in the last 3 years
Have no criminal convictions
Not have had a previous policy of insurance declared void by an insurer

Please be aware that each insurer on our panel has its own eligibility criteria, so you should pay close attention to its Proposer’s Declaration.

Looking for something else? You can release an impounded van with temporary impounded van insurance. Once you’ve released your vehicle, why not choose a temporary insurance policy while you arrange annual insurance or sell the vehicle.

Temporary impounded car insurance FAQs

Why has my car been impounded?

There are many reasons why an authority such as the Police or DVLA may have decided to impound your car. Here are just a few examples:

  • The car is on the road without insurance.
  • It has been driven by someone without a driving licence.
  • It’s reported as being involved in a crime.
  • It’s been reported stolen.
  • It was involved in a collision.
  • It was found parked illegally.
  • It was being driven in a dangerous manner or is causing obstruction.
  • You haven’t paid your road tax and your car is parked on a public road.

How much does it cost to get a car out of impound?

How much it costs to recover your car from impound will depend on several factors. Charges will vary depending on who collected your vehicle, and how long they’ve held it. Before you can get it back, you’ll need to pay a release fee and your road tax if your car doesn’t have any.

Why choose a temporary impounded vehicle insurance policy?

You can buy impound insurance that covers you for a full year, but this can seem very costly, especially if you’re paying other fees to get your vehicle released. With temporary car insurance for impounded cars, you get 30 days’ insurance. This is the minimum needed for release and gives you time to decide whether you want to sell your vehicle or buy an annual insurance policy for it. It’s important to remember that a temporary impound insurance policy will only last 30 days, and no changes can be made once you buy the policy. There is also no refund if you cancel the policy once the vehicle has been released.

What do I get with a temporary policy for an impounded vehicle?

Buying car impound vehicle cover means you can get your vehicle released quickly. With a short-term policy you get:

  • a quick and easy quote in just 90 seconds
  • instant cover 24/7
  • the legal length of insurance for releasing a vehicle
  • documents emailed to you instantly for immediate use
  • a temporary impounded policy that gives you everything you need to prove your insurance.

The cover you need for the duration you want

Full cover,
no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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