Higher education already comes with its fair share of costs, so adding expensive car insurance to the list is something no student wants to do. Reduce the cost of driving while at university or home for the holidays by only paying for cover you actually need with temporary student car insurance.
While many students leave their car at home while away at university, it’s often the case that they’re still paying out annual car insurance, whether on their own vehicle or as named driver on a parents policy.
On average, young drivers (17 to 24-years-old) drive less than half the distance than those aged 25 and over with only around 10% of those being students who drive to a place of education*.
It’s safe to say that if you’re away at university, you’re not likely to drive very much, if at all.
Given that most students are young, inexperienced drivers and the risks that come with that, finding cheap car insurance is unrealistic.
You’re probably going to be paying out thousands of pounds worth of cover when you’re actually only going to be driving a few weeks a year.
That being said, while you may not want to pay out for a years’ worth of cover, it’s more than likely that you’ll want to be able to get around during the holidays.
It’s often said that you can’t have the best of both worlds but with temporary car insurance for university students, you really can.
Tempcover is proud to be working with top UK insurers to offer a temporary student car insurance scheme, specifically designed to help university students who want to be able to use a vehicle when they’re home from uni.
The policy is ideal for university student drivers who have access to a parent or other relative’s car during half terms and holidays as cover is flexible to suit your needs.
Available from 1-28 days at a time, short term cover lets you pick the duration that works for you without being tied into a long-term contract or having to install a black box and app which tracks and monitors where you go and how you drive.
So if you need a few days cover over Easter or a few weeks during the summer? We’ve got you covered!
Now before you get too carried away, many parents or relatives may be reluctant to let you drive their vehicle given not only the reputation of younger drivers but also the risk that they could lose the No Claims Discount they’ve spent years accumulating.
Well, you can go and tell them that they can relax and don’t have to worry because our student policy, like all Tempcover’s insurance policies, protects the No Claims Discount of the primary insurance holder.
This offers complete peace of mind to you and the person whose car you’re borrowing. With comprehensive cover as standard across all our policies, you know that if you are involved in an accident, you’ll be protected.
Most university students won’t have been driving very long and it’s that lack of experience that means you’re more than likely having to shell out thousands of pounds a year in car insurance.
It’s well known that insurers measure the risk of a driver based on a number of factors, one of the most important is your age and therefore driving experience.
With that lack of experience, come accidents and despite young drivers (17-24-years-old) making up just 12% of all drivers, they are involved in, although not necessarily the cause of a quarter of all car accidents†.
Its statistics like this, as well as years of insurers’ experience that means car insurance is not going to get cheaper for young and uni student drivers for the foreseeable future.
That’s why student only policies like ours are so crucial. We’re able to help keep the cost of insurance down by offering you cover only when you actually need it, that’s exclusive to university students. You don’t have to pay for expensive annual insurance when you don’t need to but you’re still able to drive as and when you want.
Not only could temporary insurance save you money, it could also save you time. Your busy student life is full of deadlines, studying and meeting friends, so the last thing you want to do is spend time and effort on the phone, applying for insurance or adjusting an existing policy.
With Tempcover, everything is quick and easy and getting a quote takes just a couple of minutes. Once you’ve got your quote, you can be covered instantly if you want to, or simply choose the date and start time you want and then your cover will begin then.
To make sure that student drivers get the best deal possible, we’ve created this policy for university students only. In order to get a temporary student car insurance quote, you must be:
If this doesn’t sound like you or you need to add an additional driver to your policy, Tempcover can still offer great value short term cover through our standard car scheme.