Can I drive a car with temporary insurance?

Yes, you can, providing you fit the acceptance criteria noted on the product pages.

Tempcover’s temporary car insurance policies are typically available to those who:

• Are aged between 17-78 years old.
• Are holders of a full UK or EU driving licence with no more than 7 points in the last three years.
• Have been a permanent UK resident for the last 12 months or be a British expatriate.
• Have no criminal convictions.
• Have not had a previous policy of insurance declared void by an insurer.

There are also some restrictions around the cars Tempcover can insure. Each car must:

• Be valued between £1,500 and £65,000.
• Be taxed and in a roadworthy condition with a valid MOT.
• Not be modified in any way except if designed to aid disabled drivers.
• Be a right-hand drive car with no more than 8 seats.
• Not be declared SORN.

Other vehicles (e.g. van, motorbike) and products (e.g. learner driver insurance) may have different requirements.

Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.