Student car insurance is a great insurance option for students who need cover that’s more flexible and cost-effective. You get cover when you need to drive without having to commit to an annual policy – which can be incredibly expensive for students.
When you need to use a car at weekends or during holidays, choose cheap car insurance for students and you only pay for the time you want.
From just 1 hour up to 28 days at a time, you can a policy to suit your situation.
Most students are likely to be new to driving. It’s this inexperience that causes car insurance prices to be more expensive as new and inexperienced drivers are statistically more likely to have an accident and therefore make a claim.
Students are also likely to be driving less often than more experienced drivers as most students don’t take their car when they go off to university. If you’re driving less frequently, you won’t be gaining that crucial experience that helps you feel confident behind the wheel and become a safer driver.
The lack of driving experience, lack of regular driving, and historical statistics of students having accidents all add up to expensive insurance premiums as insurers look to cover the cost of the increased chances that you’ll make a claim.
Unfortunately, students will find that traditional car insurance doesn’t get much cheaper until around the age of 25. This is usually the time when insurers reduce prices plus, you’ll hopefully have been building up your No Claims Discount for a few years.
Finding cheap insurance for students can be difficult, but not impossible. Here are just a few tips to help you find cheaper car insurance and save money.
Students can find cheap temporary student car insurance with Tempcover in just 90 seconds. We work with a panel of insurers to ensure we can provide cover to a wide range of drivers, including students to help you save time and money on your insurance.
We’re confident we provide cover if you meet the following acceptance criteria:
To get cheap car insurance for students, you must
To get cheap car insurance for students, your car must
|Be aged 17-78 years old||Be valued between £1,500 and £65,000|
|Hold a UK driving licence, an EU or International driving licence||Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)|
|Have been a permanent UK resident for the last 12 months or a British expatriate||The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)|
|Have no more than 7 licence points in the last 3 years||Not be modified in any way except for those designed to aid disabled drivers|
|Have not been disqualified from driving for the last 2 years||Be a right-hand drive car|
|Have no more than 2 fault claims in the last 3 years||Have no more than 8 seats|
|Have no criminal convictions||Not be declared SORN|
|Not have had a previous policy of insurance declared void by an insurer|
Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.
When you need to use a car for a few hours, days, or weeks, choose Tempcover and get affordable car insurance for students in just 90 seconds.
Just follow these 3 simple steps and you can get covered and on the road in no time.
Enter a few details about yourself and the car you want to drive
Confirm you’re happy with the price and details of your policy
Pay for your policy and get your documents emailed instantly
If you’re a student who is still learning to drive, or need to use a different vehicle, check out our range of other temporary insurance products:
Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount
Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need
Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin