RAC breakdown cover

RAC breakdown cover gives you peace of mind that you'll be able to get help if you breakdown.

• Assistance at the roadside
• Recovery of you, your vehicle and passengers to any UK destination if the vehicle can't be fixed.
• Assistance at home

You can purchase RAC breakdown cover for private cars and light commercial vehicles only.

Please note the car or light commercial vehicle must be less than:

• 3.5 tonnes.
• 2.55 metres wide.

If the vehicle breaks down while towing a caravan or trailer and the RAC provides recovery, the caravan or trailer will be recovered with the vehicle (as long as it is no heavier than 3.5 tonnes, no longer than 7 metres and 2.55 metres wide).

RAC's dedicated team is here to help you 24 hours, 365 days a year. If you have broken down and require assistance, you can request rescue via www.rac.co.uk/reportbreakdown or the link in the policy documents sent via email.

For more information on the claims process visit our claims page here.

If you're on the motorway:

• Pull over to the hard shoulder if you can.
• Turn on your hazards and your sidelights, too, if it's dark.
• Wear hi-vis jackets if you can.
• Leave your car through the left-hand door if it is safe and you are able to do so.
• Where possible, and it is safe for you to do so, stand behind any safety barriers to the rear of your vehicle.

If you're somewhere else:

• Pull over out of traffic, if you can.
• Turn on your hazards and your sidelights, too, if it's dark.
• Wear hi-vis jackets if you can.
• Leave your car through the left-hand door if it is safe and you are able to do so.
• Get off the road if you can. If not, it's normally safest to stand to the rear of your car away from passing traffic.
• If you feel vulnerable or threatened waiting outside of your car, wait in the front passenger seat with the doors locked and your seatbelt on.
• If you feel in danger, call 999.

“UK” means England, Scotland, Wales, Northern Ireland, and for the purpose of this RAC breakdown cover, includes the Channel Islands and the Isle of Man.

If RAC breakdown cover is available, it will be offered to you after you have received your quote for short-term insurance.

Currently, RAC breakdown cover is only available to purchase alongside our standard car and van insurance policies from 1 hour to 28 days in duration.

PLEASE NOTE: You cannot add RAC breakdown cover to your policy after it has been purchased.

Providing your policy has started, RAC breakdown cover can be used immediately.

No. In line with our terms and conditions of cover, once a policy has been purchased it is not possible to make any changes or additions to the policy and the same applies to RAC breakdown cover.

You may cancel your RAC breakdown cover before the policy commences by contacting us at [email protected]

Providing the policy has not yet started, we will then refund the premium back to the original payment card.

If the policy has already started when you contact us, you may cancel it, provided no claims have been made or are pending. However, no refund of premium will be payable in line with our terms and conditions of cover.