Temporary car insurance can be the perfect insurance option for new drivers. As a new driver, you might find it difficult to get insurance – and if you do it’s likely to very expensive. With temporary car insurance from Tempcover, you only pay for the time you actually need. From just 1 hour up to 28 days, you can find a policy that’s right for your situation.
Whether you’re driving to university, home for the summer and borrowing your parent’s car, or just want to drive occasionally and need insurance that’s more flexible – Tempcover has options to suit.
As a new driver, being safe on the road is the most important thing. As you gain experience and get more confident on the road, you’ll want an insurance policy that’s there for you should the worst happen. With short term car insurance for new drivers, you get the highest level of cover, fully comprehensive as standard for complete peace of mind on the road.
New drivers can get temporary car insurance with Tempcover quickly and easily. Many traditional insurers and annual insurance providers won’t offer cover to new drivers, but with temporary car insurance for new drivers, you can.
Because temporary insurance was designed to help drivers who struggle to find insurance elsewhere, new drivers can often find that short term insurance is the best insurance option.
To get temporary car insurance from Tempcover, you just need to be at least 17 years old and held a full licence for at least 6 months. If you meet our basic acceptance criteria, we’re confident we can find you cover.
Unfortunately, new drivers will find that all car insurance is more expensive including temporary insurance. Because driving experience is one of the most important factors when calculating the cost of insurance, new and young drivers will always pay more.
The unfortunate reality is that new drivers and young drivers are more likely to be involved in an incident and therefore make a claim. That’s why they’re charged more by comparison.
Although it can be difficult to get cheap insurance as a new driver, temporary car insurance can be a great way to cut costs and get value for money from your insurance.
As you only pay for cover when you need it, you don’t have the big expense of an annual policy. There are no long-term contracts, so if your situation changes, you’re free to change how you insure your car.
Besides choosing temporary insurance, there are a few other changes you can make to help bring costs down. These include:
Whatever point you’re at in your driving journey, temporary insurance can be the ideal way to save time and money without compromising on the level of cover. Here are just some of the many everyday situations when you might need temporary insurance as a new driver.
New driver temporary car insurance is the perfect insurance choice for new drivers for so many reasons. Rather than the tired, traditional insurance that sees all drivers as the same, temporary insurance is built to work for you. As a new driver, temporary insurance gives you more than just cover, it gives you control.
Not convinced? Here are just some of the benefits of choosing short term car insurance as a new driver:
Even as a new driver, getting temporary insurance is unbelievably quick and easy. Just tell us a little bit about yourself and the car you want to drive, and we’ll give you a quote.
In fact, follow these 3 simple steps and you could be covered in just 90 seconds:
Enter a few details about yourself and the car you want to drive
Confirm you’re happy with the price and details of your policy
Pay for your policy and get your documents emailed instantly
If you’re really new to driving, you might still be learning. That’s okay, we can provide temporary learner driver insurance with all the same benefits but suited for learners looking for that little bit of extra practice.
If you’ve passed your test, and have held your licence for at least 6 months, we’re pretty confident we can provide you with a temporary policy. To be sure, here are the minimum requirements you must meet in order to be eligible:
To get temporary new driver car insurance cover, you must
To get temporary new driver car insurance cover, the car you want to test must
|Be aged 17-78 years old||Be valued between £1,500 and £65,000|
|Have held a UK driving licence, an EU or International driving licence for at least 6 months||Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)|
|Have been a permanent UK resident for the last 12 months or a British expatriate||The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)|
|Have no more than 7 licence points in the last 3 years||Not be modified in any way except for those designed to aid disabled drivers|
|Have not been disqualified from driving for the last 2 years||Be a right-hand drive car|
|Have no more than 2 fault claims in the last 3 years||Have no more than 8 seats|
|Have no criminal convictions||Not be declared SORN|
|Not have had a previous policy of insurance declared void by an insurer|
Looking for temporary insurance for a different vehicle? Tempcover offers a range of temporary insurance products, including:
Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount
Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need
Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin