Young drivers are often forced to pay for expensive car insurance policies. With temporary car insurance for 18-year-old, you get the insurance you need for a few days or weeks without the large price tag.
Whether you’re home from university and want to borrow your parent’s car, you’re planning a road trip with your mates, or just want the flexibility of occasional driving, get insurance to suit your lifestyle and save you money.
Whether you’re a new driver, a young driver, or even a learner – temporary car insurance gives you ease and flexibility traditional insurance can’t offer.
Yes, Tempcover help drivers who struggle to find cover elsewhere get covered. Most annual insurers and even many temporary insurance providers won’t insure 18-year-olds, but Tempcover can.
If you’re 18 and have had a full licence for at least 6 months, we’re confident we can find you a temporary car insurance policy.
Unfortunately, young drivers may still find that their cover is more expensive than older drivers. This is simply due to their lack of experience and increased risk of making a claim. But while your cover may be more expensive, because you only for the cover you need, you don’t have the big expense or commitment of annual cover.
Temporary insurance could be the ideal insurance option for you in a wide range of everyday situations. These include:
One of the main factors that will increase the cost of your car insurance is your age and experience. If you’re younger and have less experience driving, you’re statistically more likely to have an accident and therefore make a claim.
According to the road safety charity, Brake, 1 in 5 drivers will crash within a year of passing their test and it’s statistics like these that insurers use to calculate your premium.
To cover these increased chances of making a claim, your insurance provider will increase the price of your premium. As with all insurance, even if you’re the safest, most cautious driver on the road, you pay more because similar drivers haven’t been as cautious or safe historically.
While there isn’t much you can do to make your insurance as cheap as an experienced driver, you can take some steps to make your insurance cheaper. From choosing a less powerful car, to advanced driving courses, and most importantly, only paying for the insurance you need with short term car insurance for 18-year-olds.
18-year-olds can find temporary insurance quotes in just 90 seconds with Tempcover. We can insure new and young drivers aged 18 who have had a full licence for at least 6 months and meet our eligibility criteria.
It’s unbelievably fast to get covered with Tempcover as an 18-year-old. Just follow these 3 simple steps:
Enter a few details about yourself and the car you want to drive
Confirm you’re happy with the price and details of your policy
Pay for your policy and get your documents emailed instantly
Even as a young driver, you can get fully comprehensive cover as standard on all temporary car insurance policies – giving you complete peace of mind on the road.
What’s covered with short term car insurance for 18 year olds |
What’s not covered with short term car insurance for 18 year olds |
| Fully comprehensive insurance on policies from 1 hour to 28 days | The excess you agreed to pay |
| Accidental and malicious damage to your car | Release from an impound (unless you buy a specific temporary impounded vehicle policy) |
| Accidental and malicious damage to your car | Additional drivers – we can only cover the driver named on the policy |
| Legal liabilities for injury or damage to another person or their property | |
| Driving in the UK, and in some instances driving in the EU |
Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer.
Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.
If you’re 18 and looking for flexible temporary insurance, you can find it with Tempcover. We do however have a minimal level of eligibility you must meet to get a quote.
To get temporary car insurance cover, you must |
To get temporary car insurance cover, your car must |
| Be aged 17-78 years old | Be valued between £1,500 and £65,000 |
| Have held a UK driving licence, an EU or International driving licence for at least 6 months | Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT) |
| Have been a permanent UK resident for the last 12 months or a British expatriate | The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase) |
| Have no more than 7 licence points in the last 3 years | Not be modified in any way except for those designed to aid disabled drivers |
| Have not been disqualified from driving for the last 2 years | Be a right-hand drive car |
| Have no more than 2 fault claims in the last 3 years | Have no more than 8 seats |
| Have no criminal convictions | Not be declared SORN |
| Not have had a previous policy of insurance declared void by an insurer |
Tempcover has provided temporary vehicle insurance to hundreds of thousands of drivers for over 15 years.
We’re currently rated ‘Excellent’ on Trustpilot and have over 27,000 reviews, with over 80% of reviewers giving us 5 stars!
UK Business & Innovation Awards
Best Customer Service
Insurance Times Awards
B2C Marketing Campaign of the Year
British Insurance Awards
Brand Management Award
UK IT Industry Awards
Best User Engagement Project of the Year
UK Customer Experience Awards
Online Customer Experience Award
Insurance Times – Tech & Innovation Awards
Best Use of Technology for Customer Experience
UK Broker Awards
Customer Service Award
Digital Broker Award
UK Digital Experience Awards
Best Digital Team
Online User Experience Programme Award
UK Business Awards
Insurance/ Banking and Financial Services Award
After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.
We use essential cookies to make our website work. We'd also like to use non-essential cookies to help us improve our website by collecting and analysing information on how you use our website and for advertising purposes.
You can agree to accept all cookies by clicking 'Accept all cookies' or you can change your preferences by clicking 'Manage Cookies' below. For more information about the cookies we use, see our cookies policy
We use essential cookies which are necessary to ensure our website works correctly.
We'd like to set non-essential analytics and marketing cookies that help us provide a better experience to our users. These help us improve our website and marketing by collecting and reporting information on the campaigns and web pages you interact with. It also helps us to target our marketing campaigns to people who are most likely to be interested in our services.
We'd also like to set a non-essential cookie which enables us to playback your journey on our website to assist with troubleshooting and to help us improve our website based on the behaviour of our customers.
