Short Term Car Insurance For 18 Year Olds

Fast and flexible short-term cover for 18 year olds

Young drivers are often forced to pay for expensive car insurance policies. With temporary car insurance for 18-year-old, you get the insurance you need for a few days or weeks without the large price tag.

Whether you’re home from university and want to borrow your parent’s car, you’re planning a road trip with your mates, or just want the flexibility of occasional driving, get insurance to suit your lifestyle and save you money.

Whether you’re a new driver, a young driver, or even a learner – temporary car insurance gives you ease and flexibility traditional insurance can’t offer.

Can 18 year olds get temporary car insurance?

Yes, Tempcover help drivers who struggle to find cover elsewhere get covered. Most annual insurers and even many temporary insurance providers won’t insure 18-year-olds, but Tempcover can.

If you’re 18 and have had a full licence for at least 6 months, we’re confident we can find you a temporary car insurance policy.

Unfortunately, young drivers may still find that their cover is more expensive than older drivers. This is simply due to their lack of experience and increased risk of making a claim. But while your cover may be more expensive, because you only for the cover you need, you don’t have the big expense or commitment of annual cover.

When might I need temporary insurance as an 18 year old?

Temporary insurance could be the ideal insurance option for you in a wide range of everyday situations. These include:

• Uni students coming home & want to borrow parents’ car
• Driving a friends car home in an emergency
• Long drives/holidays with friends/family members
• Temporarily sharing parent’s car when looking for your own
• Test driving your first car
• Driving your first car home
• When staying with friends
• Learner drivers when using a car outside of lessons
• If you only drive occasionally

Why is temporary car insurance more expensive for an 18 year old?

One of the main factors that will increase the cost of your car insurance is your age and experience. If you’re younger and have less experience driving, you’re statistically more likely to have an accident and therefore make a claim.

According to the road safety charity, Brake, 1 in 5 drivers will crash within a year of passing their test and it’s statistics like these that insurers use to calculate your premium.

To cover these increased chances of making a claim, your insurance provider will increase the price of your premium. As with all insurance, even if you’re the safest, most cautious driver on the road, you pay more because similar drivers haven’t been as cautious or safe historically.

While there isn’t much you can do to make your insurance as cheap as an experienced driver, you can take some steps to make your insurance cheaper. From choosing a less powerful car, to advanced driving courses, and most importantly, only paying for the insurance you need with short term car insurance for 18-year-olds.

How do I get temporary car insurance as an 18 year old?

18-year-olds can find temporary insurance quotes in under 2 minutes with Tempcover. We can insure new and young drivers aged 18 who have had a full licence for at least 6 months and meet our eligibility criteria.

It’s unbelievably fast to get covered with Tempcover as an 18-year-old. Just follow these 3 simple steps:

1. Enter a few details about yourself and the car you want to drive
2. Confirm you’re happy with the price and details of your policy
3. Pay for your policy and get your documents emailed instantly