Last Updated: 01/12/2017
For expats returning to the UK, getting around can be difficult and often very expensive.
The rising cost of public transport and lack of practical and affordable alternatives means that travelling while in the UK comes with a fair amount of costs.
One of the easiest ways to get about while back in the UK is to borrow a vehicle from a friend or family member. It’s unlikely you’ll have to pay to borrow it and access to a vehicle gives you the freedom to come and go as and when you like.
Unfortunately, despite being former residents, many expats will find it tough to get the proper insurance.
Without a UK address, many insurance providers won’t offer you cover and driving without or with the wrong insurance is illegal.
If you’re looking for cover while visiting the UK, temporary expatriates insurance from Tempcover could be the ideal solution for you!
Cover is available from 1-28 days so it’s suitable for a wide range of situations. Whether it’s a passing visit or you’re here for a while, you can choose the policy duration that fits your needs.
Why choose short term insurance?
Save time and money
A temporary policy can be the most affordable way for an expat to get insurance when borrowing another vehicle.
You only pay for the cover you need with our flexible, tailored policies and it can even save the vehicle owner money.
You don’t have to worry about adjusting their existing insurance which not only comes with standard admin fees but can also have a big impact on the owner’s premiums.
For example, if you were to have an accident while driving the owner would lose their No Claims Discount even if you were the one driving.
This certainly wouldn’t make them too fond of you as it could cost them a lot of money on their future premiums.
But, because short term insurance is a separate, standalone policy, it won’t have any impact on their existing cover and won’t affect their No Claims Discount.
Visiting friends and family can be expensive as it is without having to fork out for insurance you don’t need. With temporary cover for expatriates, you only pay for the cover you actually want.
Get quick and easy quotes from Tempcover
Getting a quote from Tempcover takes just a couple minutes because we only ask for the minimum amount of information required.
After answering a few simple questions about yourself, the address you’ll be staying at and the vehicle you want to drive, you’ll be presented with your quote. From there, you can tailor your policy to suit your specific needs.
Not only can you select the duration that best fits your situation, you can also choose when your policy begins – down to the minute.
You don’t pay for cover you don’t want and you can even add a range of affordable extras including:
- UK roadside breakdown and misfuel cover
- Excess cover
- Alloys, scratch, dent & tyre cover
- Gadget cover
- Personal accident cover
- European cover
Once you’ve purchased your policy, your certificate of insurance is emailed to you instantly so you can get on the road the moment you need to.
We’ve helped hundreds of thousands of drivers get on the road and with our 5 star, 9.3/10 rated service, Tempcover makes buying temporary insurance for expats simple and straightforward.
Who can get cover?
We work with different insurers to provide a number of quotes for you to compare. Working with these different insurers means we’re able to offer cover to a wider range of drivers.
While each insurance provider has their own acceptance criteria, we’re confident that you can get a quote if your details match the following information:
- Aged 18-75
- Held a Full UK, EU or international licence for a minimum of 12 months
- Previously been a UK resident for a minimum of 10 years
- Be currently living abroad
- Had no more than 6 penalty points in the last 2 years
Other exclusions may apply depending on a number of risk factors.
Temporary insurance for business
It’s not just a holiday that may bring an expat back to the UK - you may be required to return occasionally as part of your job.
Short term insurance can give you the freedom to get around while you’re here working. Whether it’s for meetings or training it can reduce travel costs for your business while still giving you the highest level of insurance.
Even if you need to leave last minute, the quote process is still simple and straightforward and your policy can begin as soon as five minutes time if you need it to.
Business trips can be a pain to organise, so getting hassle-free insurance that’s quick to purchase and offers comprehensive cover is one way to reduce some of the stress.