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Impounded Car Insurance

Getting a temporary policy is the quickest and easiest way to get the right insurance for your impounded car!

Why choose our impounded car insurance?

1
The cover you need to release your car from the impound
2
30 day cover required for release
3
Quick and easy cover available

What is impounded car insurance?

Impounded vehicle insurance gives you the cover that you need to release a vehicle from the impound.

If you need to release your car from the impound, you’ll have to prove that the vehicle is insured for at least 30 days. With impounded car insurance, you get the 30 days’ cover that you need quickly and easily.

Having your vehicle impounded can be expensive. The longer that you leave it, the more costly it gets.

With our insurance for impounded cars, you can get the policy you need in just 90 seconds, with your insurance documents emailed instantly – saving you time and money.

It’s important to ensure you have the right insurance as most standard policies won’t cover releasing an impounded vehicle. Buying the wrong policy will cost you even more money, so it’s crucial to get it right.

Get your impounded car insurance with Tempcover and release your vehicle now.

Benefits of our impounded car insurance

It's specialised

Our standard temporary insurance policies don't cover the release of impounded vehicles as they only last for 28 days. Our special 30-day impound insurance gives you what you need to get back on the road.

It's fast

If you fail to reclaim your vehicle or fail to show the correct documents within 14 days, your vehicle can be disposed of. In such time-sensitive situations, getting specialised temporary insurance for impounded vehicles is the ideal way to get back your car.

It's cost-effective

The sooner you get insurance for your impounded car, the less that you'll have to pay for storage fees. Our process is simple and straightforward, with quotes available in just 90 seconds – helping you to save time and money.

It's flexible

Unsure what to do with your vehicle after recovering it? Since our impounded car insurance policies last for 30 days, you'll have the freedom to do whatever you want with your car – whether that's selling it, declaring it SORN or taking it back on the road.

How does impounded car insurance work?

When your car is impounded, you have to prove that it’s insured for at least 30 days in order to get it back – no matter what the offence.

If you don’t already have an annual policy or your existing insurance won’t cover impounded vehicles, then you need to buy specific insurance for impounded cars.

Our impounded car insurance gives you the cover that you need, quickly and conveniently. To get it, you just need to tell us a few details about yourself and your car. Then, we’ll dig through our panel of insurers to find the right cover for you.

What does impounded car insurance cover?

Get the cover that you need with tailored impounded car insurance from Tempcover. All cover is third-party only but that’s not all:

What's covered?

  • Releasing your vehicle from the impound
  • Social, Domestic & Pleasure driving for the period of 30 days
  • Damages to any third-party vehicles
  • Driving in the UK

What's not covered?

  • Additional drivers – we can only cover the driver named on the policy who must be the owner of the impounded car
  • Commuting, business use, or hire or reward driving
  • Car modifications
  • Exporting the car

Tempcover works with a panel of insurers to provide you with impounded car insurance cover. As such, full details of cover may differ depending on your insurer.

Before buying, please double-check the policy wording to confirm your exact level of cover.

Am I eligible for temporary impounded car insurance?

To get impounded vehicle insurance, you must…

  • Be 19-80 years old
  • Must be the current legal owner of the vehicle and be able to provide proof if requested by Police
  • Have held a UK or NI driving licence for a minimum of 6 months
  • Have been a permanent UK resident for a minimum of 5 years
  • Have no more than 3 licence points in the last 3 years if you’re aged 21-25
  • Have no more than 6 licence points in the last 3 years if you’re aged 26-75
  • Have not been disqualified from driving for the last 5 years
  • Have no more than 1 claim that was deemed to be your fault in the last 3 years
  • Have no criminal convictions
  • Not had a previous policy of insurance declared void by an insurer

To get impounded vehicle insurance, your car must…

  • Be owned by the policy holder
  • Not been modified
  • Have no more than 7 seats in total
  • Be right-hand drive only
  • Be registered in Great Britain, Northern Ireland or Isle of Man

How to get temporary insurance for your impounded car

Check your eligibility

Look at the criteria above to make sure that you're eligible for a policy.

Get a personal quote

Enter a few simple details such as your car reg number and your driver details.

Check your quote

Make sure you're happy with your quote - Check your details and read the declaration.

Get covered

All you need to do is buy your policy and we'll email all your documents to you so you can release your car.

Quick and easy insurance, built around you

Quick and easy impounded car insurance quotes

It couldn’t be simpler to get an insurance policy for your impounded car.

You can buy a policy online any time that you need it and, with our speedy quote process, you can get a price in just 90 seconds.

Temporary insurance from a panel of insurers

We all know that comparing prices is the best way to save money.

We work with a panel of insurers and compare their prices to find you their cheapest price for impounded car insurance.

The details you will need:

  • The car's reg number
  • Your details (name, address, D.O.B etc)
  • Your licence type and how long you've held it
  • The value of the vehicle
  • Your email/phone number (to send policy documents)
  • When you'd like the policy to start
We work directly with insurers to provide you with short-term insurance to suit your needs
VISA, Mastercard, AMEX
You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

Customer satisfaction

 Tempcover has provided temporary vehicle insurance to hundreds of thousands of drivers for over 15 years.

We’re currently rated ‘Excellent’ on Trustpilot and have over 27,000 reviews, with over 80% of reviewers giving us 5 stars!

Temporary impounded car insurance FAQs

Why has my car been impounded?

There are many reasons why an authority such as the Police or DVLA may have decided to impound your car. Here are just a few examples:

  • The car is on the road without insurance.
  • It has been driven by someone without a driving licence.
  • It’s reported as being involved in a crime.
  • It’s been reported stolen.
  • It was involved in a collision.
  • It was found parked illegally.
  • It was being driven in a dangerous manner or is causing obstruction.
  • You haven’t paid your road tax and your car is parked on a public road.

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Can your car get impounded for not having insurance?

Yes, your car can be seized and impounded if it doesn’t have proper insurance coverage. Other reasons why your car can be impounded include if you haven’t paid road tax for your vehicle, have parked it illegally, or it was being driven by someone without a valid driver’s license.


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Can I get my car out of impound without insurance?

You’ll need to supply a valid certificate of motor insurance that permits the release of a vehicle impounded by a government authority before your vehicle is released.

This is a legal requirement for your vehicle to leave the pound in all cases, even if you don’t intend to drive it on a public road or if a third party is collecting your car from the pound on your behalf.


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Can someone else with insurance get my car out of impound?

Yes, someone else can get your car out of impound. First, though, you will need to go to the pound yourself to establish that you are the owner of the car. You can then nominate a third party to actually reclaim the car at a later date.

The third party must have a signed authorisation letter from you, stating your consent for them to take the vehicle on your behalf, as well as a copy of your passport.

To drive the vehicle from the compound where it’s being kept, they will also need to provide their own valid driver’s license and a valid certificate of insurance. Yet it’s unlikely that their insurance will cover driving someone else’s impounded car, even if it covers driving other people’s cars under normal circumstances.

Because of this, the simplest solution is to take out a specialist impounded car insurance policy and reclaim your car yourself.


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Why do I need temporary impounded vehicle insurance?

No matter what the offence, to get your vehicle back, you need to have insurance. If you don’t already have an annual policy or your existing insurance won’t cover impounded vehicles, then you need to buy specific insurance for impounded cars.

  • Impounded cars are seen as high risk by insurers – Most annual insurers won’t offer cover for impounded cars because it’s seen as a high-risk category, so a temporary impounded vehicle insurance policy will be the best option.
  • You need specialist short-term impounded car cover – A standard temporary insurance policy won’t cover the release of impounded vehicles, as it only lasts for up to 28 days. You’ll need to show that you have at least 30 days’ insurance to get it released. Our special 30-day impound insurance gives you what you need to get back on the road.
  • The sooner you act, the more money you’ll save – You have just seven working days to reclaim your vehicle and, the longer that you leave it, the more the daily storage fee will snowball into a large, unwanted expense. If you fail to reclaim your vehicle or fail to show the correct documents within 14 days, your vehicle will be disposed of. In such time-sensitive situations, temporary insurance for impounded cars is the ideal solution. The process is simple and straightforward with quotes available in minutes, saving you time and money.

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How much is impound car insurance in the UK?

As with any car insurance policy, how much you pay for your impound car insurance will depend on several factors, including:

  • Your age
  • Your location
  • Your driving history
  • Your driving licence type
  • How long you’ve been driving
  • The make and model of your car
  • The age of your car
  • The value of your car

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What do I get with a temporary insurance policy for an impounded vehicle?

You can buy impound insurance that covers you for a full year, but this can seem very costly –especially if you’re paying other fees to get your vehicle released.

With temporary car insurance for impounded cars, you get 30 days’ insurance. This is the minimum needed for release and gives you time to decide whether you want to sell your vehicle or buy an annual insurance policy for it.

Buying car impound vehicle cover means that you can get your vehicle released quickly. With a short-term impound car insurance policy from Tempcover, you get:

  • a quick and easy quote in just 90 seconds
  • instant cover 24/7
  • the legal length of insurance for releasing a vehicle
  • documents emailed to you instantly for immediate use
  • a temporary impounded policy that gives you everything that you need to prove your insurance.

It’s important to remember that a temporary impound insurance policy will only last for 30 days and no changes can be made once you buy the policy. There is also no refund if you cancel the policy once the vehicle has been released.


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How do I get my car out of impound?

Valid impound insurance documents are not the only thing that you need to have your impounded vehicle released. You must prove that you own the vehicle before you will be allowed to collect it.

To make this process as quick and painless as possible, you should take all the following documents with you:

  • Proof of valid insurance
  • Full driver’s licence (including counterpart)
  • Proof of ownership (the full log book [V5C] or a new keeper supplement [V5C/10] with a verifiable and ‘in-date’ bill of sale)
  • MOT (a valid MOT certificate or evidence of a pre-booked MOT appointment)

This is just a general list of the documents that most pounds will require but you can find a full list in the notice letter that you get when the vehicle is ready for collection.


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How much does it cost to get a car out of impound?

How much it costs to recover your car from impound will depend on several factors.

Charges will vary depending on who collected your vehicle and for how long they’ve held it. Before you can get it back, you’ll need to pay a release fee – and your road tax, if your car doesn’t have any.

As long as your vehicle isn’t badly damaged or off the road, the charges will usually be:

  • Up to £200 for removal and £10 per day for storage two-wheeled vehicles
  • Up to £200 for removal and £20 per day for storage of cars and light vans

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What our expert says

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When your car gets impounded, you need to act quickly. Temporary impounded insurance from Tempcover is a quick and easy way to get the cover you need to release your vehicle from the impound.

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Marc Pell

Managing Director

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