Written by Graham Cutbill-White
Mopeds are a popular vehicle alternative in Britain. Their small size, low fuel costs and emissions, makes them the best option for commuting. Perfect for everyday work routes or weekend road trips, mopeds are fun and easy to ride.
It is mandatory to have your vehicle insured, even if you only use it occasionally. Temporary moped insurance is your best scooter insurance option. This is an easy way to get your vehicle insured and only pay for the cover you need.
It is a legal requirement and if you’re caught without insurance you face a range of penalties, including unlimited fines and points on your license.
The vehicle owner also faces a possible fine and if you have an accident on their moped, they would be forced to pay for any repairs out of their own pocket.
While insurance is incredibly important, it shouldn’t be a hassle to buy. Short term moped insurance is the simplest and easiest way to get short term cover. If you’re only using the moped occasionally it’s the best moped insurance option as you only pay for the cover you actually need.
For many riders, using a moped or other motorcycle can be an occasional hobby, saved for warmer weather and weekends away. If you’re borrowing a vehicle for the odd day or weekend then you won’t want to pay for a years’ worth of insurance.
With temporary scooter insurance, you get comprehensive cover from one day to one week. You can get a policy online 24/7 so no matter your plans; you can get covered in minutes. Once you’ve purchased your insurance, your policy documents are emailed to you instantly, so there’s no waiting around.
It suits many riders’ lifestyles as it works around your schedule plus the moped owner doesn’t have to worry about adjusting their existing insurance as it’s a separate policy. This means that everyone is covered and the owners No Claims Discount is protected.
Moped insurance for a fixed period saves time and money when compared to annual policies.
For new riders wanting to use a moped there a few steps, you need to take to be legally allowed on the road. All riders must be over the age of 16 and have completed their CBT (compulsory basic training).
This will allow you to ride a moped with L plates but only lasts for two years. To get a full license, you must take your theory and practical test.
Drivers who have passed their full car driving test before the 1st February 2001 do not need to complete a CBT to ride a moped. If you’ve passed your full car driving test after that date you need a CBT but it never expires.
Moped insurance is perfect for a wide range of situations from borrowing in an emergency to covering a vehicle while it’s being sold. Short-term moped insurance is the best option for many riders in everyday situations.
Mopeds tend to be associated with young riders and their first experience of true freedom. Low running costs mean they’re ideal for those on a budget.
If you’re a young rider with access to a moped that’s not your own, the flexibility of temporary cover means you can get the best scooter insurance while saving money.
Your policy is customisable to suit your needs and whether you’re borrowing it for a day or a week, the process is always simple and straightforward. You can purchase a policy anytime online and get cover from the minute you need it.
It’s a standalone policy which means that you don’t have to worry about involving or affecting the vehicle owners existing policy. Adding a young rider can have a big impact on insurance premiums and it’s unlikely that you’d receive comprehensive cover as standard. With quick and easy short-term cover, everyone is covered if you have an accident and there will be no effect on any existing insurance that you or the vehicle owner has.
Planning a city break or a trip to the seaside? If the weather is nice, then there’s no better way to zip around than on a moped. If you’re planning to borrow one, you need to make sure you get the best moped insurance. With temporary scooter insurance, you only pay for the time and level of cover you want so you don’t waste money.
Like to plan ahead? You can purchase cover up to 30 days in advance and you can even select when you want your policy to begin, down to the minute.
If you’re planning on a day trip or weekend away then it’s often the cheapest and easiest way to get comprehensive cover.
Start a quick and easy moped insurance quote now and get temporary scooter insurance in minutes.