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Other Vehicles

Why can’t I get a quote?

If after submitting your application you have not been offered a quote by any of our insurers this may be due to a combination of factors such as your age, the duration that you’ve held your licence and the vehicle you’re looking to insure. It may be that one or all of these factors do not meet our insurers acceptance criteria and unfortunately, we cannot change the outcome of this for you. Do pop back again in the future; we constantly review our acceptance criteria and work hard with our insurers to provide quotes for our customers.


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Can I have more than one driver?

Currently our policies only permit 1 driver per policy. Whilst we may offer this feature in the future, currently if you require 2 drivers – you will need two separate applications/policies to cover two people on the same vehicle.

Don’t worry, the policies don’t interfere with each other, so this won’t cause any issues with the either policy.


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Can I take out multiple policies?

Tempcover is designed for short term use, so we would not recommend using the service over a long period of time. However, if you need to insure your car for a few months at a time, you can purchase our insurance up to 28 days in advance, for a maximum of 28 days, and repeat purchase if necessary.


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Can I insure my SORN vehicle?

As long as your vehicle is in a roadworthy condition, and you either have tax or will tax the vehicle with our insurance certificate, we can allow insurance for this purpose. The vehicle must have a current MOT or you must have a pre-booked MOT appointment to attend whilst insured with us in order for the insurance to be valid.


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Do you provide No Claims Bonus?

No Claims Bonus is not applicable to short term policies, so whilst any existing No Claims Bonus is unaffected by our policies, we can’t produce any proof of no claims for this reason.


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Can I insure my SORN vehicle?

Sure you can!

Here’s what you need to know when insuring your SORN vehicle with Tempcover:

  • You can only drive a vehicle with a SORN on a public road to go to or from a pre-booked MOT or other testing appointment. You face court prosecution and a fine of up to £2,500 if you use it on the road for any other reason.
  • Once you’ve insured the vehicle, it may take some time to upload onto the MID. If your vehicle doesn’t have tax and you need it straight away, you can usually apply via your local post office. For more info on this, see “Can I tax my vehicle with Tempcover?”

We hope that helps, and don’t hesitate to get in touch if you have any further questions.

Thanks,


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When will my vehicle show on AskMID?

The details of the Motor Insurers Database will be shown on your Policy Confirmation email.

Once you’ve purchased a temporary insurance policy, your insurance details will shortly be passed to the Motor Insurance Database (MID). We have a time to supply to the Database of 7 days and so due to the short-term nature of your policy, it is possible your policy may have expired before the details appear on askMID.

We recommend that you print your Insurance Certificate and have this with you as this remains valid proof of your insurance and legal entitlement to drive the vehicle.


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