Help Centre - Can I take out cover if I have a conviction?

In order to purchase a policy with us, you will be presented with our terms and conditions which you will have to formally agree to before proceeding to payment. It’s important that you set a few minutes aside to read through the insurer’s declaration in full, as this will indicate what is accepted based on the quote you’ve been generated.

Depending on the insurer, we can offer insurance for those who meet the following:

  • Have 7 or less penalty points accumulated in the last 2 years
  • Do not have an Anti-Social Behaviour Order or Criminal Behaviour Order
  • Have no criminal convictions not considered ‘Spent’

A criminal conviction refers to an individual who is found guilty of a crime that isn’t related to driving. For example, a speeding fine (SP30), or failure to stop after an accident (AC10) are considered driving convictions.

It’s important that you know whether your convictions are spent, or how long they may remain on your record for.  We recommend you check your driving record with the DVLA via the GOV.UK website.

If you have a different conviction and you’re unsure whether it’s spent or not, you can check this using the Disclosure Calculator.

You can get in touch with us on [email protected] if you have any questions before you purchase.

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