FAQ What is an excess?

What is an excess?

Why choose what is an excess??

From 1-28 days. You only pay for the cover you want and only when you need it.

Drive away cover while waiting for your annual policy.

Protects your no claims discount. Fully comp insurance for peace of mind.

Your excess is how much you agree to pay towards the cost of any insurance claim you make. You will need to pay this amount in order to get your vehicle repaired or replaced. There can be two parts to excess on motor insurance policies, but on temporary motor policies, you will only pay the compulsory excess. This is the amount you must pay towards the cost of a claim.

Get 1 hour to 28 days temporary vehicle insurance in 90 seconds

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Customer satisfaction

Since its inception in 2006, Tempcover has been dedicated to providing the best temporary vehicle insurance possible to hundreds of thousands of drivers.

We're currently rated 'Excellent' with a TrustScore of 4.6/5 on the consumer review website TrustPilot, and here’s what just some of the drivers who’ve used Tempcover before thought of our service.

Does exactly what you want

Does exactly what you want. I needed temporary insurance it was cheap quick and easy. Nice touch with the text reminding when it was about to expire. Would definitely use again if the situation required it many thanks

Damyon

Yesterday

Exceptionally easy to complete online

This is the second time I have used Tempcover.com and once again the policy could be arranged in minutes, all exceptionally easy to complete online and documents are emailed to you on completion. Whats not to like great service for short term cover.

Anonymous

4 Days Ago

Love this company

Love this company i use them often when test driving cars or borrowing a car, van or bike cheep reliable. doing it on line is so easy

Paul

1 Week Ago

Quick and easy what is an excess? quotes

It couldn’t be simpler to get a what is an excess? policy.

You can buy a policy online anytime you need it, and with our speedy quote process, you can get a price in just 90 seconds.

Temporary insurance from a panel of insurers

We all know that comparing prices is the best way to save money.

We compare prices and policies from a panel of leading what is an excess? providers and show you the cheapest price possible.

You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you need for the duration you want

Full cover, no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin