Insurance

10 reasons to use temporary car insurance

How does temporary car insurance work?

Ryan Barham

Ryan Barham

Last updated: 04/06/2025

10 reasons to use temporary car insurance

Your guide to temporary car insurance

Whether in an emergency or heading out on a road trip, there are many reasons why you might need temporary car insurance.

How to get temporary car insurance

With fully comprehensive and flexible coverage and policies ranging from 1 hour to 28 days, Tempcover makes this easy.

  • Fill in your details
  • Get your quote
  • Purchase your policy
  • Get a quote in under 2 minutes.

10 reasons to choose Tempcover

  1. Your car’s broken down…
  2. You’re borrowing a friend’s car
  3. You’re picking up a new car
  4. You’re learning to drive
  5. You’re a young driver
  6. You’re heading out on a road trip
  7. You’re taking a car for a test drive
  8. You have important business to attend to
  9. You’re renewing your annual insurance
  10. There’s an emergency

1. Tempcover It when your car breaks down…

Is your main car in for repairs? Tempcover allows you to drive another car for however long it takes the garage to get your one back up and running.

2. Tempcover It when you’re borrowing a friend’s car

Our temporary car insurance will cover you to drive a friend or family member’s car for a period of time that suits you.

3. Tempcover It when you’re picking up a new car

It’s such an exciting time when you buy a new car, but one thing that could quickly spoil your day is to realise you are not covered to drive the car away. Our driveaway cover gives you the chance to get home and then arrange your annual cover.

4. Tempcover It when you’re learning to drive

There are a number of learner driver rules to follow, not least the fact you need to be insured while taking private lessons. Our temporary learner driver insurance offers cover from 12 hours up to 28 days.

5. Tempcover It if you’re a young driver

Drivers under 25 often have higher insurance premiums to pay as they are considered higher risk. This is an expense many students could do without. Our student car insurance means they can cover themselves for their journeys home or to university and throughout the summer holidays.

6. Tempcover It if you’re heading out on a road trip

Heading out on a long journey and planning to share the drive? We’ll cover you and your friend so you can focus on getting the snack choices and Spotify playlist right.

7. Tempcover It when you’re taking a car for a test drive

Buying privately and looking forward to your test drive? Don’t forget your temporary insurance. Our fully comprehensive temp car cover can last for as long as your drive.

8. Tempcover It when you have important business to attend to

Our temporary business car insurance is useful if you are normally covered for personal use but occasionally need to travel for business reasons.

9. You’re renewing your annual insurance

Need some time to find a cheaper quote for annual insurance or one that is suited exactly to your needs? Tempcover can cover you for up to a month so you can shop around for the best deal.

10. Tempcover It when there’s an emergency

Things can happen at the most unexpected times. Tempcover’s short-term car insurance can help keep you moving.

Now you’ve seen the reasons you might need temporary car insurance, it’s time to get a quote.

Frequently Asked Questions

Related tags:

Temporary Car Insurance

Share:

Related articles

We’ve been recognised for our work with plenty of awards


Customer Satisfaction

We also currently hold an ‘Excellent’ rating on Trustpilot with over 30,000 reviews.