Three month insurance for learner drivers
If you’ve recently started having driving lessons or know someone who is about to get behind the wheel for the first time, then one thing you’ll want to investigate is learner driver insurance.
While you won’t need cover if you’re learning with a qualified instructor, you will need specific learner insurance if you want to learn privately with a parent or other relative.
With learner driver insurance there are a couple of different options depending on your circumstances.
You can purchase an annual policy if you think you’ll need cover for a whole year, you could be added to an existing policy or you can get cover for when you actually need it with temporary learner driver insurance.
Choosing the right insurance option for you depends entirely on your situation but whatever your needs, you’ll want a policy that’s quick and easy to get, offers the highest level of cover available, and gives you the best value for money possible.
Why choose 3 month learner insurance?
Get the duration you need
It’s difficult to judge how long it can take for a learner to be ready for their test. While is estimated it can take between 30 and 40 hours to become test ready, this can differ wildly depending on the learner.
If you’re unsure about how long you’ll need to learn to drive, you don’t want cover that you might not need, so forking out for an annual policy could be a big waste of money.
With a 3 month learner insurance policy, you get cover for a period of time that’s long enough to get value for money but you’re not tied to anything long term.
If you practised privately with a friend or relative 2-3 hours a week, it would take you 3 months to reach the recommended amount of practice you’d to pass your test.
Throw in some lessons with an instructor and within 3 months you should be ready and raring to go.
If you think that 3 months is too long, temporary learner driver insurance is flexible, so you can get the duration you need.
Policies are available from just one day up to 30 days, 60 days or 90 days. Whatever your needs, you can find a policy that suits you.
Get cover quickly and easily
It takes just a few minutes to get a quote with Tempcover and because we work with a panel of insurers we are able to offer cover to a wide range of learners. You can view prices and policy details before buying so you can compare and get the best deal possible.
Temporary insurance is quick and easy to purchase, and you can get cover immediately or up to 30 days in advance if you’re planning ahead.
You can choose when you want your policy to begin, down to the minute and because your certificate of insurance is emailed to you instantly once you’ve purchased a policy, there’s no waiting around.
Get peace of mind on the road
With short term learner driver insurance, you get fully comprehensive cover as standard on your policy which is the highest level of cover available.
With comprehensive cover, you’re covered for any damage to third parties as well as any damage to your own vehicle – something that’s incredibly important if you’re driving someone else’s car.
How will the policy affect the car owner?
A temporary insurance policy has no impact on the vehicles owner or anyone named on the cars annual policy.
Unlike other insurance options, a temporary policy is a separate, standalone policy so if the worst should happen, the vehicle owner’s No Claims Discount won’t be affected.
The learner and the vehicle they’re learning in are protected which will be a huge relief for any naturally worried parent concerned about letting a learner driver use their vehicle.
Can I insure my own vehicle?
By working with a number of different insurers we have wider acceptance criteria which means more learners are able to get cover. This also means we can offer different types of policies depending on the individual insurer.
While it’s uncommon for learner drivers to get cover on their own vehicle, one of the insurers we work with can offer cover to learners looking to insure their own vehicle without annual insurance being in place.
That being said, it’s important to remember that each insurance provider has their own restrictions and cover is only available if your details meet their acceptance criteria.
Be sure to check your policy wording for more detailed information on what you’re covered for.