What is temporary minibus insurance?
Temporary minibus insurance is a short term insurance option when you need to borrow a minibus for a few days or weeks. If you don’t want to adjust the existing cover on the minibus or take out a long term policy, temporary minibus insurance is a great way to save time and money.
Getting a quote for your minibus takes just 90 seconds and is designed to work around your situation. Choose the cover you need with short term minibus insurance and cut the cost of cover today.
How does short term minibus insurance work?
Short term minibus insurance works in the same way as our temporary van insurance cover. Simply tell us how long you want to insure the minibus for and when you want cover to begin. You’ll then need to provide some basic details about the driver of the minibus and the vehicle itself.
If based on those details, our panel of insurers can provide cover, you’ll see a price for your policy. From them, simply confirm you’re happy with the price enter your payment details, and cover will begin when you need it to. Your policy documents are emailed to you instantly, so there’s no waiting around.
Once the policy ends, that’s it. There are no long term commitments and if you need short term minibus insurance again, it’s the same quick and easy process every time.
Getting the cover you need is simple.
What does temporary minibus insurance cover?
Minibus insurance is covered by our commercial vehicle product and therefore comes with fully comprehensive cover as standard. Within that, you can expect cover for:
What’s covered with short term minibus insurance
What’s not covered with short term minibus insurance
|Fully comprehensive insurance on policies from 1 hour to 28 days
||The excess you agreed to pay
|Accidental and malicious damage to your van
||Release from an impound (unless you buy a specific temporary impounded van policy)
|Loss or damage to your van caused by fire, theft, or attempted theft
||Additional drivers – we can only cover the driver named on the policy
|Legal liabilities for injury or damage to another person or their property
||No cover for the loss or damage to a vehicle, trailer, trailer-caravan or broken-down vehicle when being towed by the insured van
|Personal belongings (definitions may differ by insurer)
||Any goods carried in or on the vehicle when courier use is selected.
|Driving in the UK, and in some instances driving in the EU
||For use as a taxi, for fast food delivery, parcel delivery or as a chauffeur
Tempcover works with a panel of insurers to ensure we can provide temporary insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.
Can I get temporary minibus insurance?
There are many factors that insurers consider when offering cover. Your age, location, driving history, and van are just some of the things our panel of insurance providers look at when calculating your risk.
We’re confident we can provide you with a quote if you and the vehicle you want to insure meet the following criteria:
To get temporary van insurance, you must
To get temporary van insurance, your van must
|Be aged 17-77 years old
||Be valued between £1,500 and £65,000
|Hold a UK or EU driving licence
||Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
|Have been a permanent UK resident for the last 12 months
||The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
|Have no more than 7 licence points in the last 3 years
||No modifications, other than the addition of manufacturer’s optional extras; signage, roof racks, ply lining or interior storage etc. and those designed to aid disabled drivers
|Have not been disqualified from driving for the last 2 years
||Be a right-hand-drive van
|Have had no more than 2 fault claims in the last 3 years
||Have no more than 5 seats
|Have no criminal convictions
||Not weigh more than 7.5 tonnes
|Not have had a previous policy of insurance declared void by an insurer
Unfortunately, there are instances where even if you meet the above criteria, you will be unable to find temporary minibus insurance with Tempcover. We are always looking to expand our acceptance criteria, so be sure to check back again soon to see if we can provide cover.
What does temporary minibus insurance cost?
Minibus insurance cost depends on the driver of the minibus and the vehicle itself. Like all insurance products, the cost is calculated on the details of the insured, also known as risk factors. These factors are calculated to determine how likely you are to make a claim based on drivers with similar details.
The details that are used to calculate your minibus insurance cost include:
- Your age
- Your driving experience
- Your location
- Your vehicle make and model
- Your vehicle value
- Your occupation
- Your driving licence type
- What you’re using the vehicle for
You can’t change most of these factors, but reducing the risk for a few of these can lead to cheaper temporary minibus insurance.