What is temporary motorhome insurance?
Temporary motorhome insurance gives you the ease and flexibility to insure your motorhome whenever you want to hit the open road.
Choose the length of cover you need and get complete peace of mind when you’re travelling in your motorhome.
Whether you’re borrowing a motorhome or campervan or just looking for temporary van insurance and want to insure it as and when you need it, motorhome insurance from Tempcover can be ideal.
How does temporary motorhome insurance work?
Getting motorhome insurance is so quick and easy with Tempcover. The whole quote process takes just 90 seconds with instant cover available.
You tell us how long you want to insure for, we’ll compare prices from our panel of insurers and show you the cheapest price. Once you’re ready to buy, simply pay and you’re insured for the time you selected. That’s it.
We aim to make everything as quick and easy as possible with temporary insurance, so there are no difficult questions. To get a quote you’ll just need to provide some basic information including:
- your name, date of birth, occupation and address
- the body type of the vehicle
- the vehicle’s UK registration number.
Once you’ve entered your details, you can choose add-ons to your policy for complete peace of mind. Choose from excess reduction to UK breakdown cover from the AA.
What does temporary motorhome insurance cover?
Your temporary motorhome insurance policy comes with comprehensive cover as standard. If there’s an accident then you, your vehicle and any other third parties involved are covered.
What’s covered with a motorhome insurance quote
What’s not covered with a motorhome insurance quote
|Fully comprehensive insurance on policies from 1 hour to 28 days
||The excess you agreed to pay
|Accidental and malicious damage to your van
||Release from an impound (unless you buy a specific temporary impounded van policy)
|Loss or damage to your van caused by fire, theft, or attempted theft
||Additional drivers – we can only cover the driver named on the policy
|Legal liabilities for injury or damage to another person or their property
||No cover for the loss or damage to
|Personal belongings (definitions may differ by insurer)
||Any goods carried in or on the vehicle when courier use is selected.
|Driving in the UK, and in some instances driving in the EU
||Towing a trailer for profit or where it hasn’t properly been secured
Who can get a temporary motorhome insurance quote?
Temporary motorhome insurance will come from one of the insurers on our panel of providers.
We’re confident we can offer cover to most drivers looking for motorhome insurance, and you should be able to get a quote if you meet the following criteria:
To get temporary motorhome insurance, you must
To get temporary motorhome insurance, your van must
|Be aged 21-70 to drive a motorhome up to 3.5t. or 25-60 for motorhomes between 3.5t – 7.5t
||Be valued between £1,500 and £20,000
|Hold a UK driving licence, an EU or International driving licence
||Be roadworthy with a current and valid MOT (unless you are using our policy to take the vehicle to a pre-booked MOT)
|Have been a permanent UK resident for the last 12 months
||Be taxed (unless you are using our policy to get the vehicle taxed immediately after purchase)
|Have no more than 7 licence points in the last 3 years
||No modifications, other than the addition of manufacturer’s optional extras; signage, roof racks, ply lining or interior storage etc. and those designed to aid disabled drivers
|Have not been disqualified from driving for the last 3 years
||Be a right-hand drive vehicle
|Have had no more than 2 fault claims in the last 3 years
||Have no more than 5 seats
|Have no criminal convictions
||Not weigh more than 7.5 tonnes
|Not have had a previous policy of insurance declared void by an insurer
What is the cost to insure a motorhome?
The cost of insuring a motorhome depends on a number of factors including the type and size of the motorhome, your driving history, your age and location. Finding cheap motorhome insurance can be difficult, but it’s important to only pay for the cover you need.
According to a recent report, most popular motorhome models will cost between £350 and £400 to insure per year.
If you’re borrowing a motorhome or just plan to use it for a few days each year, this could be an unnecessary cost. A temporary insurance policy for 10 days based on a 30-year-old driver with 10+ years’ experience driving a motorhome worth around £20,000 will cost just £17 per day.
This could be the ideal way to find cheap motorhome insurance if you’re only using it occasionally.