When you only need 24 hours of insurance
Having annual insurance is great for year-round drivers but there are many times when we need insurance that’s a bit more flexible. Paying for daily car insurance can be the perfect solution for a range of everyday situations.
Getting insurance for a day or two can save you time and money and it’s never been easier to arrange. Whether you’re out for a test drive, moving house or just need to borrow a car, daily insurance is cheap, flexible and available in minutes.
Paying for one day car insurance
Buying insurance for just a day is great for when you’re driving a car that’s not your own. Up until a few years ago, if you wanted to drive a friend or family member’s car then you either had to hope you had a Driving Other Cars clause, be added as name driver to their policy or simply buy a years’ worth of cover yourself.
These options were often expensive and would often be a hassle to arrange. Thankfully you can now buy car insurance for just a day which means you only pay for the cover you want.
A temporary policy not only protects you as the driver but unlike other policies, its standalone cover which means that the vehicle owner’s No Claims Discount is protected. Whoever you’re borrowing the car from will feel at ease knowing that if the worst should happen, they’re covered.
Who can get daily car insurance?
A short-term policy can be the best option in a lot of situations and quotes are available for most drivers. There are a few exceptions but you can expect to get a quote if you meet the following requirements:
- Hold a valid UK driving licence, EU driving licence or UK provisional driving license (for learner driver insurance only)
- Aged between 17 and 75
- You can have penalty points on your license (restrictions do apply)
- Want to add an additional driver
- Need cover from 1 – 28 days
When is daily insurance the best option?
Borrowing a car
Your vehicle might be off the road or you could just be borrowing a larger vehicle for a holiday, whatever the reason if you’re borrowing a car you need to make sure you have the proper insurance.
As mentioned above, this can be done in a number of ways but the easiest and often cheapest way is with a temporary insurance policy. Short-term cover is perfect for those times when you need to borrow a car as it’s flexible to suit your situation.
You can also add a number of affordable extras that could come in handy while borrowing a vehicle. Most drivers with a one day policy can get roadside breakdown assistance added to their policy for less than a pound. It could be a real lifesaver if you’re on a long journey.
With one day car insurance, you’re legally insured to drive the vehicle plus you also get comprehensive cover so if you’re in an accident, any damage to the car as well as any third-party is covered.
On a test drive
Getting daily car insurance for just a day is ideal for test drives. It gives you cover to test the vehicle without having to worry about any changes to an existing policy.
It’s especially good if you want to test a number of cars and if you decide to buy one, you can purchase a longer temporary policy (up to 28 days) while you arrange annual cover. This way there’s no waiting around to get your new purchase on the road.
In an emergency
You never know what’s around the corner and if you need to get somewhere in an emergency, getting insurance needs to be simple, straightforward and quick.
Getting temporary insurance is quick and easy to arrange online, it takes just a couple of minutes to get a quote. You just need to answer a few basic questions about yourself and the car you want to be insured to drive and then you’ll be presented with a range of quotes. You can compare and even customise these quotes to fit your situation and budget.
Once you’ve purchased the policy, you’re covered from the moment you selected. You’ll have your policy documents emailed to you immediately so you can get out on the road with complete peace of mind.
Get car insurance that suits your needs
With its flexibility and often cheap price, buying insurance for a day is the best choice for many everyday tasks. You can tailor the policy to suit you but if you need longer cover, you can purchase temporary insurance for up to 28 days. Whether it’s a week or a month, short-term cover is always comprehensive.
Start a quick, easy and cheap daily car insurance quote now and get temporary insurance in minutes.