Monthly car insurance can be a cheap option when looking for car insurance on a more flexible basis. For a lot of drivers, the long-term commitment of 12 month insurance is too much and doesn’t fit hundreds of situations we find ourselves in.
With cheap monthly insurance, you get the ease and flexibility of choosing the cover you need for the time you want. Whether you’re borrowing a vehicle, sharing the drive on holiday, or just driving for a set period, monthly car insurance can be the more cost-effective option.
You only pay for the duration you want with no long-term contacts or renewals. Just choose how long you’ll be driving for, up to 1 month and get the cover you need fast.
There are many situations where cheap one month car insurance could be the most cost-effective option. If you’re not driving every day or using that car long-term, it could be cheaper than paying for traditional annual insurance.
Here are just some of the times you might need a simple, straightforward monthly policy:
Even though monthly car insurance can be a cheaper alternative in many situations, the cost still depends on the details of the policy. This means that the overall cost will depend on several factors that are provided when getting a quote. These factors include:
There are ways to reduce the cost of your policy and get a cheaper deal on your monthly car insurance. As with all insurance products, it’s important to be as honest and transparent as possible to ensure you’re providing the correct information, however, there are choices you can make to get the best deal possible. These include:
Finding cheap monthly car insurance is unbelievably quick and easy with Tempcover. You just need to answer some basic questions – nothing as difficult or time-consuming as an annual policy or renewal.
We’re confident that if you meet our acceptance criteria you can get a policy in just 90 seconds. Just follow these 3 simple steps:
Enter a few details about yourself and the car
Confirm you’re happy with the price and details of your policy
Pay for your policy and get your documents emailed instantly
We work with a panel of insurers to ensure we can provide cheap car insurance for a month to a wide range of drivers. Depending on your age, driving history and vehicle type, you can get cheap monthly insurance with Tempcover.
Here are the requirements you must meet to be eligible for cheap monthly insurance:
To get pay monthly car insurance, you must
To get pay monthly car insurance, the car you want to test must
|Be aged 17-78 years old||Be valued between £1,500 and £65,000|
|Hold a UK driving licence, an EU or International driving licence||Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)|
|Have been a permanent UK resident for the last 12 months or a British expatriate||The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)|
|Have no more than 7 licence points in the last 3 years||Not be modified in any way except for those designed to aid disabled drivers|
|Have not been disqualified from driving for the last 2 years||Be a right-hand drive car|
|Have no more than 2 fault claims in the last 3 years||Have no more than 8 seats|
|Have no criminal convictions||Not be declared SORN|
|Not have had a previous policy of insurance declared void by an insurer|
As well as temporary car insurance for one month, we can also provide cover for a range of other drivers and vehicles including:
Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount
Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need
Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin