Cheap One Month Car Insurance

Get cheap monthly insurance with Tempcover

Why choose cheap one month car insurance?

From 1-28 days. You only pay for the cover you want and only when you need it.
Drive away cover while waiting for your annual policy.
Protects your no claims discount. Fully comp insurance for peace of mind.

What is cheap monthly car insurance?

Monthly car insurance can be a cheap option when looking for car insurance on a more flexible basis. For a lot of drivers, the long-term commitment of 12 month insurance is too much and doesn’t fit hundreds of situations we find ourselves in.

With cheap monthly insurance, you get the ease and flexibility of choosing the cover you need for the time you want. Whether you’re borrowing a vehicle, sharing the drive on holiday, or just driving for a set period, monthly car insurance can be the more cost-effective option.

You only pay for the duration you want with no long-term contacts or renewals. Just choose how long you’ll be driving for, up to 1 month and get the cover you need fast.

When might I need cheap monthly insurance?

There are many situations where cheap one month car insurance could be the most cost-effective option. If you’re not driving every day or using that car long-term, it could be cheaper than paying for traditional annual insurance.

Here are just some of the times you might need a simple, straightforward monthly policy:

  • Borrowing a car – Whether your car is in for repairs, you’re waiting for a new car, or you just need a different vehicle, cheap 1 month insurance will give you cover you legally need to borrow the car without affecting the owners existing policy or No Claims Discount.
  • Sharing driving duty – If you’re planning a UK staycation, you may want to share the drive on your holiday. Do it quickly and easily with one month insurance and get complete peace of mind when it’s your turn behind the wheel.
  • Your child is home from University – When your child comes home from University, they probably won’t want to be stuck taking the bus. Get a monthly insurance policy for just the time they’re back and let them use your car without it causing your annual premiums to rise.
  • Visitors staying with you – Similarly, if you have a friend or family member visiting you for an extended period, you can safely insure them for the duration of their trip without them needing to pay for an expensive annual policy.
  • Buying a new car – When buying a new car, you’ll be keen to start driving straight away, but if you’re waiting to find the cheapest car insurance policy (which is reported to be between 20-26 days before the policy starts) get cheap car insurance for a month and save yourself money in the long run while still being able to use your car.

How much does monthly car insurance typically cost?

Even though monthly car insurance can be a cheaper alternative in many situations, the cost still depends on the details of the policy. This means that the overall cost will depend on several factors that are provided when getting a quote. These factors include:

  • The car’s make and model – the more expensive your car is to repair or replace, the most expensive it will be to insure.
  • The car’s age – Driving old cars can mean you miss out on important safety features and parts can be difficult and more expensive to find.
  • Vehicle modifications – Making modifications and adding car cosmetics can cause prices to rise as insurers are less likely to pay for parts and features that aren’t manufacturer standard.
  • Your driving experience – As you’d expect, new drivers with less experience are more likely to have an accident, therefore insurers will increase prices for new and young drivers.
  • Driving licence type – If you’re learning to drive, you could find monthly learner insurance to help you practice, but you will have to pay more if you only have a provisional licence,
  • Where you live – The crime rates and traffic accident statistics of where you live, and drive will increase or reduce the price of your policy. Safer areas will be cheaper than those with high crime and accident rates.

How do I get a cheaper deal on my monthly car insurance?

There are ways to reduce the cost of your policy and get a cheaper deal on your monthly car insurance. As with all insurance products, it’s important to be as honest and transparent as possible to ensure you’re providing the correct information, however, there are choices you can make to get the best deal possible. These include:

  • Choosing to insure a smaller, less powerful car in a lower insurance group
  • Choose the right insurance for the duration you need
  • Opt for the highest level of cover
  • Only choose the additional products you actually need
  • Tailor the policy to suit your needs

How can I get cheap monthly car insurance with Tempcover?

Finding cheap monthly car insurance is unbelievably quick and easy with Tempcover. You just need to answer some basic questions – nothing as difficult or time-consuming as an annual policy or renewal.

We’re confident that if you meet our acceptance criteria you can get a quote in just 90 seconds. Just follow these 3 simple steps:

 Enter a few details about yourself and the car

Confirm you’re happy with the price and details of your policy

Pay for your policy and get your documents emailed instantly


Am I eligible for cheap monthly insurance?

We work with a panel of insurers to ensure we can provide cheap car insurance for a month to a wide range of drivers. Depending on your age, driving history and vehicle type, you can get cheap monthly insurance with Tempcover.

Here are the requirements you must meet to be eligible for cheap monthly insurance:

To get pay monthly car insurance, you must

To get pay monthly car insurance, the car you want to test must

Be aged 17-78 years old Be valued between £1,500 and £65,000
Hold a UK driving licence, an EU or International driving licence Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
Have been a permanent UK resident for the last 12 months or a British expatriate The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
Have no more than 7 licence points in the last 3 years Not be modified in any way except for those designed to aid disabled drivers
Have not been disqualified from driving for the last 2 years Be a right-hand drive car
Have no more than 2 fault claims in the last 3 years Have no more than 8 seats
Have no criminal convictions Not be declared SORN
Not have had a previous policy of insurance declared void by an insurer


Get 1 hour to 28 days temporary car insurance in 90 seconds

Customer satisfaction

Since its inception in 2006, Tempcover has been dedicated to providing the best temporary vehicle insurance possible to hundreds of thousands of drivers.

We're currently rated 'Excellent' with a TrustScore of 4.6/5 on the consumer review website TrustPilot, and here’s what just some of the drivers who’ve used Tempcover before thought of our service.

Quick and easy cheap one month car insurance quotes

It couldn’t be simpler to get a cheap one month car insurance policy.

You can buy a policy online anytime you need it, and with our speedy quote process, you can get a price in just 90 seconds.

Temporary insurance from a panel of insurers

We all know that comparing prices is the best way to save money.

We compare prices and policies from a panel of leading cheap one month car insurance providers and show you the cheapest price possible.

You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you need for the duration you want

Full cover, no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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