- ...
- Temporary Motorbike Insurance
Temporary Motorbike Insurance
Why choose temporary motorbike insurance?
- Borrow a bike, enjoy an occasional ride or test ride
- Comprehensive with no impact on no claims
- Cover from 1 to 7 days
What is short-term motorcycle insurance?
Get on your bike with instant insurance. Embrace the open roads with peace of mind.
From 1 to 7 days, temporary motorbike insurance is flexible, affordable and available in an instant. A must if you’re borrowing a bike or taking the classic out for a spin.
From 1-day to 1-week motorbike insurance, make it right when the weather’s bright by getting on two wheels and only paying for the time you need.
Why might I need temporary motorbike insurance?
Instant insurance covers the following:
- Borrowing a bike – Bike out of action or in for repairs when you need to get somewhere? Instant insurance gets you there. Enjoy comprehensive cover with no impact on an existing policy or No Claims discount.
- Enjoying a test ride – You’ll need cover when you try another bike. Find something short term from 1 to 7 days.
- Collecting a new motorbike – Ride your bike home with instant insurance. This means you’ll be able to spend more time sorting out your ongoing cover.
- Emergency – Anything can happen when you ride a bike. If you need to hop on another one, you can get cover and back on the road in minutes.
Short-term vs annual motorbike insurance
Many riders only take their bikes out occasionally. Maybe you own a classic you only ride when the sun’s out? Or maybe you need to borrow a friend’s bike to get about?
Short-term motorbike insurance keeps you moving as you make the most of every moment. Whether the bike is yours or someone else’s, it’s comprehensive as standard.
Remember, you need to be careful where you store a bike, whether it’s one you’ve borrowed or only use occasionally. This impacts your insurance so make sure it’s secure.
How do I get short-term motorcycle insurance?
3 simple steps:
That’s it. We’ll send you a reminder when it’s due to expire, just in case you need another policy. If you do, it’s just the same simple process.
Can I get temporary motorcycle insurance?
As with all insurance, cover depends on several factors. If you meet the following criteria, we’re confident we can provide you with short-term motorcycle insurance.
To get temporary motorbike insurance, you must
- Be aged 17-70 years old.
- Hold one of the following licence types (with no more than 6 licence points in the last 3 years and no more than 1 fault claim in the past 3 years):
- Provisional UK/NI licence with provisional motorcycle entitlement
- Full UK/NI licence with provisional motorcycle entitlement
- Full UK/NI licence with full motorcycle entitlement, test passed within the last 30 days
- Full UK/NI licence with full motorcycle entitlement, test passed within the last 31 and 365 days.
- Have not been disqualified from driving for the last 2 years.
- Have no criminal convictions.
- Have not had any previous motor insurance policy cancelled or declared void.
To get temporary motorbike insurance, your bike must
- Be valued between £500 and £10,000
- Not be used in connection with any business and not be used for hire & reward, racing, pace-making, speed testing, commercial travelling or any purpose in connection with the motor trade.
- Be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase).
- Have not been modified from the manufacturer’s standard specification, including any artwork.
- Not be used to carry a pillion passenger.
Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.
Short term motorcycle insurance FAQs
Yes, you can insure a bike for just one day. A short-term policy can last from 1 day to 1 week depending on how long you need it for.
For all your temporary riding needs, whether you’re borrowing from a friend, test riding a new ride or just need temporary cover while you arrange annual insurance, one day motorbike insurance can be the perfect solution.
You may think that borrowing a bike for a day without the right insurance is no big deal, but if you’re caught by the police riding without the correct insurance, you could face an unlimited fine and penalty points.
It’s never worth the risk, so the easiest and often the cheapest way to ensure you have the proper legal cover is with one day motorcycle insurance.
The panel of insurers we work with don’t offer a one-month temporary motorbike insurance policy at the moment. But in theory, there’s nothing stopping you from taking out several one-week motorbike insurance policies in succession, you’d just need to reapply and pay for the arrangement each time.
Yes. You don’t have to be the legal owner to get insured to drive any vehicle. But the owner will need to have a policy that they’re named on if they still want to drive it – and your new policy doesn’t include them unless you directly request so. It also doesn’t replace their policy, there can be more than one policy on a bike at a given time.
You could if your insurer offers a ‘multicar’ type arrangement, but this could be a drawn-out process and cause big changes to your premiums. If you’d like to ride another bike for a short while, it can often make out more sense to take out a separate, short term insurance policy instead.
How much you’ll pay for any motor insurance policy depends on lots of factors. Some of these are out of your control, such as your age and where you live, while the rest will be determined by the policy type of your choosing – including its length and the level of cover.
While premiums will vary significantly, the average annual motorcycle insurance policy comes in at around £340 a year for comprehensive cover. Meanwhile, short term motorcycle cover starts from as little as £20 a week, which is why it’s a sensible choice if you only use a motorbike some of the time.
To get a quote you’ll need to fill in a few pieces of basic information about yourself and the bike you want to ride. Make sure you have your driving licence number and the motorcycle’s number plate to hand. as you won’t be able to purchase without them.
As with all insurance policies, there are some restrictions that may stop you from getting cover, but we are confident that a wide range of riders aged 17 and over can get motorbike insurance for 1 day.
Once you’ve got a quote, you can then customise it to suit your situation. You pick the time you want the policy to begin, so you don’t pay for any cover you don’t need. You can also purchase a range of affordable extras to give you that little bit more security while out on the road, should you wish.
When you’ve customised the policy to your liking, you can pay with a credit or debit card.
Your 1-day motorbike insurance policy documents will then be emailed to you instantly, so you have proof of your cover if you ever need it. You’re then ready to ride from the moment you selected.
Whether you’re in a rush or planning in advance, whatever your situation the process is always simple and straightforward.
Start a quick and easy quote now and get one day motorbike insurance in minutes
Looking for something else?
Temporary Car Insurance
Temporary learners insurance
Temporary impounded vehicle insurance
Customer satisfaction
We also currently hold an ‘Excellent’ rating on Trustpilot with over 40,000 reviews.
We’ve been recognised for our work with plenty of awards
We work directly with insurers to provide you with short-term insurance to suit your needs
You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.
The cover you need for the duration you want
Full cover, no impact
Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount
Weekly
Choose the duration you want, from 1 to 7 days - don't pay for cover you don't need
All customised, nothing added
Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin
