This depends on the class of use you have selected. If you’re driving a car, you’ll be covered for Social, Domestic & Pleasure use including commuting to and from a place of work. If you’re driving a van, you can select ‘carriage of your own goods in connection with your business’. It’s worth checking the Policy Wording or Insurance Product Information Document (IPID) once your quote has been generated. You’ll find this at the bottom of the Insurers Declaration before you proceed to payment.
Leaving the vehicle in Europe when the Policy expires would be classified as Exporting. As we do not provide the ability to Export vehicles, the insured vehicle must return to the UK before the temporary policy expires.
We do not currently offer breakdown cover, this includes breakdown outside of the UK in the EU.
As we have agreed to a deal with the EU after Brexit, there is currently no requirement for a stand-alone green card and as such we do not provide them. However, your Certificate of Insurance that will be supplied at the time of purchase acts as a Green Card for EU Travel purposes, and so we recommend you keep this with you in the vehicle when you travel in and out of any EU Country.
All of our private car, van, and motorbike policies (excluding Impounded Vehicle Insurance) provide the minimum level or third party equivalent cover whilst driving in any EU Country. The vehicle must be UK registered, and start and end its Insured journey in the UK for the Insurance to remain valid. We do not offer a Fully Comprehensive EU cover option at this time.
All of our car, van, and motorbikes policies will cover you with the minimum level of cover (third party equivalent cover) required in any EU Country.
If you’re not sure what the minimum level of cover is where you’re going, you should be able to find that information online, perhaps with a native insurer to that country.
We currently don’t offer Fully Comprehensive cover in the EU at this time.
If you have any further questions about EU cover, don’t hesitate to get in touch via the Contact Us page.
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