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- Day Insurance
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Day Insurance
Get a quote in under 2 minutes
- Flexible cover that's right for you
- Just a separate policy for the day you need
- Comprehensive with no impact on no claims discount
What is day insurance?
Need car insurance for a day? Trust Tempcover for quick, easy and flexible cover.
Available in an instant and comprehensive as standard, it gives you peace of mind when you only need to drive for 24 hours.
There are no long-term commitments. It’s just easy cover that helps get you where you need to go.
How does day insurance cover work?
It’s quick and easy. First, tell us some details about yourself, the car and when you need the cover to start.
We’ll then search our panel of insurers for temporary car insurance that’s right for you.
You might not even need a day’s insurance. If the car’s in the garage for a quick fix, you could get hourly car insurance. Maybe you’re looking at a new car and need test drive insurance? Need longer? We also offer weekly and weekend car insurance.
When would I need day insurance for my car?
- Moving house - Borrow a car to transport your stuff
- Road trip - Share the journey with a friend
- Car in for repairs - Keep on moving in another motor
- Back from uni - Borrow the family car and get around easily
If you’re eligible, you can get daily car insurance in an instant.
How much does day insurance cost?
While price varies depending on you and the vehicle’s details plus your driving history, single-day car insurance can often be a very affordable option - especially when compared to adjusting existing cover.
What does day insurance cover?
Get the cover you need with tailored 24-hour car insurance from Tempcover. All cover is fully comprehensive as standard, so your policy protects you against damage to yourself, your car, or any third parties involved in an accident. You’re also covered for the following:
What's covered?
- Comprehensive insurance on policies from 1 hour to 28 days
- Accidental and malicious damage to your car
- Cover for injury or damage to another person or their property
- Driving in the UK
- In some instances driving in the EU with the third-party or equivalent level
What's not covered?
- Your agreed excess
- Release from an impound (you can get impound insurance from Tempcover)
- Additional drivers
- A sole claim or separate cover for broken/damaged glass including the windscreen
What's optional?
- Excess Reduction Cover, reducing your policy excess to as close as £100 as possible
Each insurer on our panel has its own eligibility criteria. Please pay close attention to the Proposer’s Declaration.
Benefits of our daily car insurance
Tailored
Comprehensive and flexible cover.
Good value
You only pay for the time you need.
Quick
Get a quote in under 2 minutes – or faster with the Tempcover app!
Peace of mind
No impact on your no claims bonus.
Am I eligible to insure my car for a day?
You must:
- Be aged 17-78 years old
- Hold a UK or EU driving licence
- Have been a permanent UK resident for the last 12 months or a British expatriate
- Have no more than seven licence points in the last three years
- Not been disqualified from driving for the last two years
- Have no more than two fault claims in the last three years
- Have no criminal convictions
- Not had a previous policy of insurance declared void by an insurer
Your car must:
- Be valued between £1,500 and £65,000
- Be roadworthy with a current and valid MOT (unless you’re using our policy to take the vehicle to a pre-booked MOT)
- Taxed (unless you’re using our policy to get a vehicle taxed immediately after purchase)
- Not be modified in any way – except for cars designed to aid disabled drivers
- Be a right-hand drive car
- Have no more than eight seats
- Not be declared SORN
How to get daily car insurance
Check your eligibility
Make sure you qualify for the criteria above.
Get a quote
Enter a few simple details, including how long you need cover for.
Check your quote
Check your details and read the declaration.
Get covered
Buy your policy and we'll email your documents.
What details do I need to get a one-day car insurance policy?
The details you will need:
- The car's reg number
- Your details (name, address, D.O.B etc)
- Your licence type, number and how long you've held it
- The value of the vehicle
- Your email/phone number (to send policy documents)
- When you'd like the policy to start and end
Temporary car insurance calculator
Comprehensive cover as standard, temporary car insurance (excluding impounded) covers damage to yourself, your car and/or any third parties involved in an accident.
Get your price estimate
It couldn't be simpler to get a short term insurance policy.
You can buy a policy online anytime you need it, and with our straightforward quote process, you can get a price in under 2 minutes!
The price for your selected duration is from:
just £26.31
Prices based on the average price 19,765 policies for the displayed durations (January 2023)
Get your quoteOne-day car insurance FAQs
Yes – with our one-day car insurance. It’s the quick, easy, and affordable way to get cover if you only need it for a 24-hour period.
So, you no longer need to sign up to an expensive long-term policy. Instead, choose the cost-effective cover that lasts as long as you need it, whenever you want it.
If a day is too long, you can get cover from just one hour with hourly temporary car insurance.
Yes – temporary insurance is flexible to your situation. From an hour up to a month, Tempcover can help you find a policy that’s right for you:
You can get cover for two days – or more. Our flexible daily car insurance means you can either get a two-day policy or buy new cover each day at a time – whether for a weekend away or just in case things don’t go to plan.
It also applies if three-, four-, or five-day cover might work best for you. At Tempcover, you can get car insurance cover for up to a total of 28 days at any one time.
Remember, you should always make sure the cover you buy fits the bill. If you want to save money, a cheap day car insurance policy might sound perfect. But any savings could be wiped out if you have an accident and you discover you aren’t covered.
Luckily, that’s not the case with Tempcover policies. You’ll always have comprehensive cover as standard. And we offer flexible solutions to suit however long you need insurance for. Not only are they designed to fit around you, but they’re also much cheaper than standard cover.
Temporary car insurance is the term used for a range of different short-term insurance options. One-day car insurance is just one of the types of temporary cover that is available.
You might, for instance, initially decide to search for hourly cover, but then you realise that you need to keep the car for longer, so you search for daily car insurance instead. Both hourly and daily cover are types of temporary cover.
If you want to extend your cover with us beyond a day or want to search for one-day cover for a van or other vehicle, you can look at the different types of temporary insurance policies available with Tempcover.
Usually, you do. You’ll need to get insured on your friend’s car unless you have another policy – for example, on your own car – that clearly states you’re covered for other vehicles.
If you don’t have this, one-day insurance can be an ideal solution. It means you can get complete cover, but only for the time you’ll be driving a friend or family member’s car.
Don’t forget: you must have a valid policy to drive a car in the UK.
Unfortunately, we are only able to provide cover for one driver per vehicle. If you require cover for two drivers, you will need two separate policies.
Once you buy your policy, we’ll update the Motor Insurance Database (MID). This will show the authorities that you’re legally covered to drive the car in question.
We update the MID daily, but your policy may expire before your details can be seen due to the short-term nature of temporary insurance. While it may take time to appear on the MID, you can rest assured that your insurance is in force.
We recommend you print your certificate of insurance or keep the digital copy on your phone while driving. This will act as valid proof of your 24-hour car insurance in case there are any issues. If the police do pull you over, they’ll call our phone number to confirm that you’re insured.
It won’t matter what type of cover you have on your car. You can still get it taxed – and it can even be a useful option if you’re in the process of getting it done. Just remember there may be a delay in your day insurance showing on the MID. So, it’s worth having all your documentation on hand to confirm that your car is both taxed and insured. Don’t forget – you must have a valid policy to drive a car in the UK.
Any car you want to insure will require a valid MOT. That said, you can get a quote for one-day car insurance if you’re going to a pre-booked MOT appointment.
Yes. We offer day insurance on a range of vehicles – and for different types of drivers. Get the cover that’s right for you:
If you have an accident, we have a dedicated claims team to help you. They’ll guide you through the process step by step.
If you’re not at fault, they’ll collect details of the claim and arrange any replacement vehicle and repairs. They can also help reclaim any uninsured losses.
